Cyprus: Finance and Banking

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Finance law and banking law thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics such as capital adequacy, BASEL, acquisition finance, debt capital markets, fund finance, islamic finance, securitization and structured finance.
Article
Jenec And The Limits Of Automatic De-risking In EU Banking Law
The Court of Justice of the European Union has ruled that banks cannot automatically refuse to open basic payment accounts solely because an applicant appears on a third-country sanctions list, such as OFAC. While such designations constitute relevant risk factors, financial institutions must conduct individual, proportionate assessments demonstrating that AML and sanctions-related risks cannot be adequately managed through appropriate measures.
Cyprus Finance
EN
Elias Neocleous & Co LLC
Article
FS Regulatory Update: ESMA Publishes MiCA Knowledge & Competence Compliance Table
ESMA has published its latest compliance table on MiCA Guidelines for knowledge and competence assessment, revealing how EU national competent authorities, including Cyprus regulators, are implementing supervisory standards for crypto-asset service providers. The update signals a shift in regulatory focus from initial authorisation to ongoing operational compliance and staff competence frameworks.
Cyprus Finance
A|
AGPLAW | A.G. Paphitis & Co. LLC
Article
Private Debt Financing: Why The First Impression Is Also The Last Chance
Private debt financing requires more than a strong project—it demands precise, credible documentation that answers fund analysts' critical questions upfront. This analysis examines how professional Information Memoranda, strategic fund identification, and transparent risk presentation determine whether well-conceived real estate, renewable energy, and growth ventures secure capital or lose their only opportunity to make a first impression.
Cyprus Finance
MK
Michael Kyprianou Law Firm
Article
MiCA’s Transition Ends On 1 July 2026. Is Your Crypto Business Authorised To Continue?
The EU's Markets in Crypto Assets Regulation (MiCA) transitional period expires on 1 July 2026, marking a critical deadline for crypto-asset service providers operating in Europe. Without proper MiCA authorisation by this date, businesses must cease operations and implement orderly wind-down procedures, as pending applications do not grant permission to continue providing services. This comprehensive analysis examines the regulatory requirements, compliance obligations, and strategic considerations for cryp
Cyprus Finance
A|
AGPLAW | A.G. Paphitis & Co. LLC
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Capital Adequacy/BASEL

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Debt Capital Markets

Article
Cyprus Introduces A New Judicial Framework For Credit Facility Disputes And Mortgaged Primary Residences
Cyprus has enacted significant amendments to its judicial framework governing disputes over credit facilities secured by primary residences. The new legislation expands District Court jurisdiction to examine not only outstanding debt balances but also broader contractual issues including overcharges and unfair terms, while establishing specific procedures for challenging enforcement notices against mortgaged homes.
Cyprus Finance
Frangos Law
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Charges, Mortgages, Indemnities

Article
Purchasing Property Without A Separate Title Deed In Cyprus: Key Risks And Safeguards For Buyers
The purchase of newly constructed or off-plan properties without a separate title deed has long been a common feature of the Cyprus real estate market. Although this practice is widely adopted in property transactions, it understandably creates a degree of uncertainty for buyers, as the completion of the transaction and the full vesting of their ownership rights are contingent upon the issuance and transfer of a separate title deed into their name.
Cyprus Real Estate
CA
Chrysostomides Advocates & Legal Consultants
Article
Buying Property In Cyprus Without Title Deeds: What It Means And How To Protect Yourself
For many property buyers in Cyprus, one of the first questions is whether the property has separate title deeds. The question is important, but it is often misunderstood. A property without separate title deeds is not automatically a bad purchase, and many properties in Cyprus have been bought, sold, mortgaged and occupied for years before separate title deeds were issued. At the same time, the absence of title deeds should never be treated as a minor technical detail.
Cyprus Real Estate
DA
A. Danos & Associates LLC
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Financial Services

Article
Purchasing Property Without A Separate Title Deed In Cyprus: Key Risks And Safeguards For Buyers
The purchase of newly constructed or off-plan properties without a separate title deed has long been a common feature of the Cyprus real estate market. Although this practice is widely adopted in property transactions, it understandably creates a degree of uncertainty for buyers, as the completion of the transaction and the full vesting of their ownership rights are contingent upon the issuance and transfer of a separate title deed into their name.
Cyprus Real Estate
CA
Chrysostomides Advocates & Legal Consultants
Article
Jenec And The Limits Of Automatic De-risking In EU Banking Law
The Court of Justice of the European Union has ruled that banks cannot automatically refuse to open basic payment accounts solely because an applicant appears on a third-country sanctions list, such as OFAC. While such designations constitute relevant risk factors, financial institutions must conduct individual, proportionate assessments demonstrating that AML and sanctions-related risks cannot be adequately managed through appropriate measures.
Cyprus Finance
EN
Elias Neocleous & Co LLC
Article
FS Regulatory Update: ESMA Publishes MiCA Knowledge & Competence Compliance Table
ESMA has published its latest compliance table on MiCA Guidelines for knowledge and competence assessment, revealing how EU national competent authorities, including Cyprus regulators, are implementing supervisory standards for crypto-asset service providers. The update signals a shift in regulatory focus from initial authorisation to ongoing operational compliance and staff competence frameworks.
Cyprus Finance
A|
AGPLAW | A.G. Paphitis & Co. LLC
See more

Latest Videos

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