Canada: Insurance Laws and Products

If your accident benefits have been denied in Ontario, you are not alone. Many of those injured in motor vehicle collisions are surprised to learn that the benefits they claimed...

Big changes are coming to Ontario auto insurance on July 1st, and they affect something most drivers rarely think about… until they desperately need it: income replacement benefits (IRBs).

In the recent decision of Emond v. Trillium Mutual Insurance Co., 2026 SCC 3, the Supreme Court of Canada provided important guidance for homeowners and insurers on interpreting home insurance policies, especially with respect to endorsements. Insurance endorsements are often called “riders,” and change the coverage available under an insurance policy, often to add additional coverage.

The Ontario Court of Appeal recently issued its decision in the much-discussed case of MDS Inc. v. Factory Mutual Insurance Company, 2021 ONCA 594.

This paper reviews the changes established by the new legislation, new compensation limits, new procedures for assessing claims and managing treatment and the anticipated impact to Albertans who are injured...

Car and recreational vehicle dealers as well as the insurance sector are facing a major legislative change introduced by Bill 30...

In December 2025, the Government of British Columbia introduced the Restricted Insurance Agent Licence Regulation (Regulation), creating a new framework for businesses that sell insurance alongside their primary products.

The slayer rule (or criminal forfeiture rule) is a long-standing legal principle in Canada rooted in public policy to prevent someone who unlawfully kills another person from benefiting from their acts.

Artificial intelligence (AI) is rapidly transforming the insurance industry, prompting Canadian...