Canada: Insurance

The Plaintiff was injured in a motor vehicle accident and sued the Defendant. As is common in personal injury litigation, the Defence retained a private investigator to investigate...

In its recent decision in Emond v. Trillium Mutual Insurance, the Supreme Court of Canada held that a homeowner's policy did not cover added costs to comply with conservation authority...

On January 30, 2026 the Supreme Court of Canada released its long-awaited decision in Emond v. Trillium Mutual Insurance Co. The Court had to consider the relationship between a homeowner's property...

Over the past decade, Jamaica has built a multi-layered financial protection system to manage natural disasters. This strategy is now being tested after Hurricane Melissa devastated the island, causing widespread destruction to homes, roads, and infrastructure.

The remaining Phase of OSFI's review of reinsurance contemplates possible changes to the MCT and LICAT capital guidelines, though no firm dates or timing for such changes have been released to date.

As anticipated in our 2024 Year in Review, there were several developments in the regulation of the insurance sector in Canada in 2025.