Canada: Insurance

The Supreme Court of Canada examines the interpretation of standard form insurance policies when coverage extensions appear to conflict with policy exclusions in Emond v. Trillium Mutual Insurance Co. This episode explores how the Court applied the Ledcor framework to determine when a "guaranteed rebuilding cost" endorsement actually covers the added costs of rebuilding after a loss.

Recent Ontario decisions continue to clarify when a court may require a plaintiff to pay cancellation or "no show" fees after failing to attend a medical examination. Recent case law suggests Courts are increasingly willing to award such costs, provided certain conditions are met.

If your organization has been considering captive insurance lately, you’re part of a bigger trend. Even as parts of the insurance market begin to soften—with more competition and, in some lines...