United Kingdom: Insurance Laws and Products

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Insurance law and insurance regulation thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics such as reinsurance, insurance law and insurance products.

UK Court Of Appeal Considers Whether Insurance Proceeds Paid To A Company In Liquidation Are Assets Of The Company Or Held On Trust For Third Party Claimants

On 15 July 2025, the Court of Appeal gave judgment1 in a case concerning whether third party claimants could have an entitlement to the proceeds of an insurance claim in circumstances...

United Kingdom Insurance

MB

Mayer Brown

New UK Arbitration Act 2025: Potential Impact On Insurance Contracts

The Arbitration Act 2025 (the Act) came into force on 1 August 2025 and will apply to arbitration proceedings commenced on or after that date.

United Kingdom Litigation

KG

K&L Gates LLP

Solicitors Regulation Authority Reviews High-volume Consumer Claims Sector

On Friday last week (19 September 2025) the Solicitors Regulation Authority (SRA) published a discussion paper: How can the high-volume consumer claims market work better for consumers?

United Kingdom Consumer

KL

Herbert Smith Freehills Kramer LLP

PRA Update On Approach To FundedRe

In its priorities for 2025, the Prudential Regulation Authority (PRA) signalled that it would remain focused on the bulk purchase annuity (BPA) market.

United Kingdom Insurance

MB

Mayer Brown

Broker's Negligence Claims Relating To Liability Policies Do Not Require Actual Liability (Norman Hay Marsh Ltd)

United Kingdom Insurance

GC

Gatehouse Chambers

A Spotlight On Motor Insurance Claims Costs

United Kingdom Insurance

BJ

Browne Jacobson

New Safeguarding Rules For UK Payment Firms: What Banks And Insolvency Practitioners Need To Know

United Kingdom Insolvency

MB

Mayer Brown

"Silent AI": The Risk Of Unintended Consequences

United Kingdom Technology

BJ

Browne Jacobson

Another Look At The Meaning 'Property Damage': Capral Ltd v Insurance Australia

United Kingdom Insurance

BJ

Browne Jacobson

Martyn's Law: When Remembrance Meets The Market

United Kingdom Insurance

BJ

Browne Jacobson

When Frozen Pipes Crack Legal Certainty: Land Energy Girvan V Aspen Insurance

United Kingdom Insurance

BJ

Browne Jacobson

Flooded With Doubt: Court Assesses Fraud Allegations In Malhotra Leisure

United Kingdom Insurance

BJ

Browne Jacobson

'Silent AI': The Risk Of Unintended Consequences For MGAs

United Kingdom Insurance

BJ

Browne Jacobson

Representations, Warranties And Conditions Precedent: Lonham Group v Scotbeef

United Kingdom Insurance

BJ

Browne Jacobson

UK Immigration Update – Indefinite Leave To Remain ILR After 10 Years Residence

United Kingdom Immigration

TL

Thaxted Legal

Manufacturing Overview: Low Capacity Utilization Meets Potential Tariff Stabilization

United Kingdom International

A

AlixPartners

UK CPS And SFO Issue Updated Corporate Prosecution Guidance: What Corporates Need To Know

United Kingdom Commercial

KG

K&L Gates LLP

The Evolving Landscape Of Technology Disputes

United Kingdom Technology

LS

Lewis Silkin

New Water (Special Measures) Act Measures Come Into Force

United Kingdom Environment

KL

Herbert Smith Freehills Kramer LLP

Part 18 Requests And The Role Of Agency In Solicitor-client Cost Assessments (Turner v Coupland Cavendish Ltd)

The question for the court was whether Part 18 requests in relation to a policy of After the Event (ATE) insurance should be answered, whether as part of solicitor own client costs assessment...

United Kingdom Litigation

GC

Gatehouse Chambers

How Geospatial Data Is Becoming A Crucial Part Of Risk Analysis: What This Means For Insurers

From commercial developments to homebuilding, home insurance to the risk assessment of large commercial sites; insurance decisions depend on clear and up-to-date insights.

United Kingdom Insurance

BJ

Browne Jacobson

Aon Calls For National AI Regulation Framework

Aon has urged US lawmakers to establish a coordinated, whole government approach to artificial intelligence (AI) regulation, emphasising the need for a national policy framework that ensures insurability while promoting...

United Kingdom Technology

BJ

Browne Jacobson

Questions Insurers Should Be Asking About Their Clients' AI Usage

As the use of AI in businesses operations continues to increase, insurance policies (even those which are not specifically targeted at AI risks such as professional indemnity policies) are increasingly picking up AI-related risks.

United Kingdom Technology

BJ

Browne Jacobson

Lutz v Ryanair: What Does The Latest Case On Agency Workers Mean For EPL Insurers?

United Kingdom Employment

BJ

Browne Jacobson

The Arbitration Act 2025: What Does It Mean For Insurers?

United Kingdom Litigation

BJ

Browne Jacobson

Template Binder Update: Profit Commission Clauses

United Kingdom Finance

BJ

Browne Jacobson

Admiral Sets Aside £50m For Customer Compensation

United Kingdom Insurance

BJ

Browne Jacobson

Weight Loss Drug Safety Study: Implications For Insurers

United Kingdom Healthcare

BJ

Browne Jacobson

Landmark Decision: Ruling On Insurance Rent Commissions

United Kingdom Real Estate

TS

Teacher Stern

An Exercise In "Legal Pedantry"? The Interpretation Of Policy Wording In Carbis Bay Hotel Ltd & Anor v American International Group Ltd [2025]

United Kingdom Insurance

GC

Gatehouse Chambers

Enhanced Swiss Market Access To The UK: FAQs

United Kingdom Finance

M

Macfarlanes LLP

Insurance Disputes And The New Arbitration Act 2025: Check Your Policies

United Kingdom Litigation

KL

Herbert Smith Freehills Kramer LLP

Court Of Appeal Overturns Decision Refusing Order For Extended Disclosure To Aid Construction Of Insurance Policy

United Kingdom Insurance

KL

Herbert Smith Freehills Kramer LLP

An Exercise In "Legal Pedantry"? The Interpretation Of Policy Wording In Carbis Bay Hotel Ltd & Anor v American International Group Ltd [2025]

This matter concerned the interpretation of policy wording in an insurance contract – in particular, whether COVID-19 fell within the scope of an infectious diseases extension...

United Kingdom Insurance

GC

Gatehouse Chambers

Enhanced Swiss Market Access To The UK: FAQs

Following the announcement in last month's Leeds Reforms as discussed in our recent podcast available here, the Government is implementing the Berne Financial Services Agreement (BFSA)...

United Kingdom Finance

M

Macfarlanes LLP

Insurance Disputes And The New Arbitration Act 2025: Check Your Policies

This is particularly true in the insurance sector where it is common to see arbitration clauses in insurance and reinsurance policies.

United Kingdom Litigation

KL

Herbert Smith Freehills Kramer LLP

Court Of Appeal Overturns Decision Refusing Order For Extended Disclosure To Aid Construction Of Insurance Policy

The Court of Appeal has held that a first instance judge erred in refusing Extended Disclosure of a particular category of documents potentially relevant to the construction of a professional indemnity policy...

United Kingdom Insurance

KL

Herbert Smith Freehills Kramer LLP

English Court Applies Policy Time Limit To Third Party Claim Against Insurer

United Kingdom Insurance

KG

K&L Gates LLP

Ronald Fletcher Baker LLP & Selborne Chambers Secure Permission To Appeal In Insurance Premium Case

In a significant development for the commercial property sector, the High Court has granted permission to appeal in London Trocadero (2015) LLP v Picturehouse Cinemas Ltd. The legal team at Ronald Fletcher Baker LLP...

United Kingdom Real Estate

RF

Ronald Fletcher Baker

Corporate Occupiers May Be Over-paying "Insurance Rent And Could Be Entitled To A Refund

The corporate occupier world has been shaken up by the recent "Trocadero" decision in which the High Court ordered landlord, Criterion Group, to repay over £700k of wrongly charged...

United Kingdom Real Estate

LS

Lewis Silkin

Conditions Precedent, Third-Party Rights And QOCS: A Gatehouse Brew On Makin v QBE

In this Brew, Tom Bell and Charlotte Wilk discussed the recent High Court decision of Makin v QBE Insurance (Europe) Ltd, which concerned a high-value claim by the victim of an assault under the Third Parties (Rights against Insurers) Act 2010.

United Kingdom Insurance

GC

Gatehouse Chambers

Riding The Risk: Micromobility In Personal Injury

We have all been there: you're standing at a set of traffic lights waiting to cross the road. The green man appears, and you take your first step.

United Kingdom Litigation

AG

Anthony Gold Solicitors LLP

Free And Fair Choices: URS v BDW And The Insurance Implications Of 'Involuntary' Acts

United Kingdom Insurance

GC

Gatehouse Chambers

Service Charge Obligations Do Not Include A Duty To Pay Inflated Insurance Commissions

United Kingdom Real Estate

MB

Mayer Brown

Insurer, Zurich Insurance Plc Ordered To Pay Indemnity Costs To Devonshires Clients Due To "Extraordinary Behaviour"

United Kingdom Insurance

D

Devonshires

Landlords Compelled To Hand Over Insurance Commissions To Tenants

United Kingdom Real Estate

KG

K&L Gates LLP

Success For RDJ In Landmark Russian Aviation Insurance Trial

Worldwide Transport

RL

RDJ LLP

Insurance Podcast Series – Episode 5: Cyber Insurance

United Kingdom Insurance

AO

A&O Shearman

Insuring Clarity On Comparative Advertising

United Kingdom Media & IT

LS

Lewis Silkin

RUBYMAR. Asymmetric Jurisdiction Clauses, The Hague Convention And Parallel Proceedings - Guy Blackwood KC And Robert Ward

United Kingdom Insurance

QC

Quadrant Chambers

A Bar To Recovery? Catastrophic Injury And Conditions Precedent

United Kingdom Insurance

GC

Gatehouse Chambers

VETSURE v PETSURE

United Kingdom IP

MC

Marks & Clerk

PRA Consultation: Matching Adjustment Investment Accelerator (MAIA)

United Kingdom Finance

MB

Mayer Brown

OCBC v. ArgoGlobal Underwriting - High Court Of Singapore Addresses The Relationship Between Perils Of The Seas And Decrepitude, And Breaches Of Warranties Under The Insurance Act 2015

United Kingdom Insurance

QC

Quadrant Chambers

Pubs And Premises Insurance

United Kingdom Real Estate

IG

IR Global

Shifting Contractual Risks And Managing Electronic Contracts

United Kingdom Real Estate

BC

Bryan Cave Leighton Paisner

FCA Strategy For 2025 And Beyond

United Kingdom Consumer

TS

Travers Smith LLP

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Latest Videos

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WTW

Innovating To Remain Competitive In An Evolving Insurance Landscape (Video)

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WTW

Insurance Clauses In Supply Contracts (Video)

GW

Gowling WLG

Timber Framed Buildings & Fire Protection Measures (Video)

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BLM

Construction All Risks Webinar: Public Liability Insurance (Video)

GC

Gatehouse Chambers

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