United Kingdom: Insurance Laws and Products

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Insurance law and insurance regulation thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics such as reinsurance, insurance law and insurance products.

"Silent AI": The Risk Of Unintended Consequences

Silent artificial intelligence ("silent AI"), refers to the risk posed to insurers of issuing policies that do not explicitly state whether AI risks are covered or not.

United Kingdom Technology

BJ

Browne Jacobson

Another Look At The Meaning 'Property Damage': Capral Ltd v Insurance Australia

In the Australian case, Capral Limited (Capral) v CGU, Capral faced a situation where the aluminium plates it supplied were found to be defective after being used by customers to construct marine vessels.

United Kingdom Insurance

BJ

Browne Jacobson

Martyn's Law: When Remembrance Meets The Market

The Terrorism (Protection of Premises) Act 2025 (the Act, also known as Martyn's Law), has received Royal Assent and will come into force in April 2027. It is named to commemorate Martyn Hett...

United Kingdom Insurance

BJ

Browne Jacobson

When Frozen Pipes Crack Legal Certainty: Land Energy Girvan V Aspen Insurance

Proceedings have been issued by Land Energy Girvan Ltd (Land Energy) against Aspen Insurance UK Ltd (Aspen) which considers the interpretation of exclusion clauses within property and BI policies.

United Kingdom Insurance

BJ

Browne Jacobson

Flooded With Doubt: Court Assesses Fraud Allegations In Malhotra Leisure

United Kingdom Insurance

BJ

Browne Jacobson

'Silent AI': The Risk Of Unintended Consequences For MGAs

United Kingdom Insurance

BJ

Browne Jacobson

Representations, Warranties And Conditions Precedent: Lonham Group v Scotbeef

United Kingdom Insurance

BJ

Browne Jacobson

Part 18 Requests And The Role Of Agency In Solicitor-client Cost Assessments (Turner v Coupland Cavendish Ltd)

United Kingdom Litigation

GC

Gatehouse Chambers

How Geospatial Data Is Becoming A Crucial Part Of Risk Analysis: What This Means For Insurers

United Kingdom Insurance

BJ

Browne Jacobson

Aon Calls For National AI Regulation Framework

United Kingdom Technology

BJ

Browne Jacobson

Questions Insurers Should Be Asking About Their Clients' AI Usage

United Kingdom Technology

BJ

Browne Jacobson

Lutz v Ryanair: What Does The Latest Case On Agency Workers Mean For EPL Insurers?

United Kingdom Employment

BJ

Browne Jacobson

The Arbitration Act 2025: What Does It Mean For Insurers?

United Kingdom Litigation

BJ

Browne Jacobson

Template Binder Update: Profit Commission Clauses

United Kingdom Finance

BJ

Browne Jacobson

The Year In UK Mergers: Long-term Trends And Highlights From 2024/25

United Kingdom Commercial

M

Macfarlanes LLP

Evolving Regulation For CO₂ Storage: A Call For Evidence From Ofgem

United Kingdom Environment

KL

Herbert Smith Freehills Kramer LLP

New Water (Special Measures) Act Measures Come Into Force

United Kingdom Environment

KL

Herbert Smith Freehills Kramer LLP

Do Not Bottle The Truth: Major Soft Drinks Company Commits To Correcting Its Recycling Claims Under EU Law

European Union Environment

KG

K&L Gates LLP

Current Blockchain Patenting Trends Reveal A Clear Growth Phase For The Application Of Quantum Technology

United Kingdom Technology

M

Murgitroyd

Admiral Sets Aside £50m For Customer Compensation

Admiral, one of the UK's largest motor insurers, has allocated £50m to compensate customers who received inadequate settlements for stolen or written-off vehicles between 2019 and 2025.

United Kingdom Insurance

BJ

Browne Jacobson

Weight Loss Drug Safety Study: Implications For Insurers

The Medicines and Healthcare products Regulatory Agency (MHRA) and Genomics England have initiated a major study into the potential serious side effects associated with popular weight loss medications...

United Kingdom Healthcare

BJ

Browne Jacobson

Landmark Decision: Ruling On Insurance Rent Commissions

In May 2025, Mr Justice Richards delivered judgment in the second round of dispute between London Trocadero (2015) LLP, landlord of the Trocadero Centre in London, and Picturehouse Cinemas Ltd, its cinema tenant.

United Kingdom Real Estate

TS

Teacher Stern

An Exercise In "Legal Pedantry"? The Interpretation Of Policy Wording In Carbis Bay Hotel Ltd & Anor v American International Group Ltd [2025]

This matter concerned the interpretation of policy wording in an insurance contract – in particular, whether COVID-19 fell within the scope of an infectious diseases extension...

United Kingdom Insurance

GC

Gatehouse Chambers

Enhanced Swiss Market Access To The UK: FAQs

United Kingdom Finance

M

Macfarlanes LLP

Insurance Disputes And The New Arbitration Act 2025: Check Your Policies

United Kingdom Litigation

KL

Herbert Smith Freehills Kramer LLP

Court Of Appeal Overturns Decision Refusing Order For Extended Disclosure To Aid Construction Of Insurance Policy

United Kingdom Insurance

KL

Herbert Smith Freehills Kramer LLP

English Court Applies Policy Time Limit To Third Party Claim Against Insurer

United Kingdom Insurance

KG

K&L Gates LLP

10 Years Of The Insurance Act 2015: Airmic Survey Report Published In Association With HSF Kramer

United Kingdom Insurance

KL

Herbert Smith Freehills Kramer LLP

Insurance Bites Podcast - Episode 4 (Podcast)

United Kingdom Insurance

KL

Herbert Smith Freehills Kramer LLP

Fraudulent Insurance Claim Under Consideration

United Kingdom Criminal

KL

Herbert Smith Freehills Kramer LLP

The PRA's Letter To Chief Risk Officers On Solvency-Triggered Termination Rights

United Kingdom Insurance

MB

Mayer Brown

Ronald Fletcher Baker LLP & Selborne Chambers Secure Permission To Appeal In Insurance Premium Case

United Kingdom Real Estate

RF

Ronald Fletcher Baker

Corporate Occupiers May Be Over-paying "Insurance Rent And Could Be Entitled To A Refund

United Kingdom Real Estate

LS

Lewis Silkin

Fraudulent Insurance Claim Under Consideration

The case of Malhotra Leisure Ltd v Aviva Insurance Ltd [2025] EWHC 1090 (Comm) concerned allegations of a fraudulent insurance claim following water damage at a hotel.

United Kingdom Criminal

KL

Herbert Smith Freehills Kramer LLP

The PRA's Letter To Chief Risk Officers On Solvency-Triggered Termination Rights

The Prudential Regulation Authority ("PRA") has issued a letter, dated 4 July 2025, to Chief Risk Officers of life insurers active in the bulk purchase annuity ("BPA") market.

United Kingdom Insurance

MB

Mayer Brown

Ronald Fletcher Baker LLP & Selborne Chambers Secure Permission To Appeal In Insurance Premium Case

In a significant development for the commercial property sector, the High Court has granted permission to appeal in London Trocadero (2015) LLP v Picturehouse Cinemas Ltd. The legal team at Ronald Fletcher Baker LLP...

United Kingdom Real Estate

RF

Ronald Fletcher Baker

Corporate Occupiers May Be Over-paying "Insurance Rent And Could Be Entitled To A Refund

The corporate occupier world has been shaken up by the recent "Trocadero" decision in which the High Court ordered landlord, Criterion Group, to repay over £700k of wrongly charged...

United Kingdom Real Estate

LS

Lewis Silkin

Conditions Precedent, Third-Party Rights And QOCS: A Gatehouse Brew On Makin v QBE

United Kingdom Insurance

GC

Gatehouse Chambers

Landlords Compelled To Hand Over Insurance Commissions To Tenants

The English High Court has ruled in the case of London Trocadero (2015) LLP v Picturehouse...

United Kingdom Real Estate

KG

K&L Gates LLP

Success For RDJ In Landmark Russian Aviation Insurance Trial

RDJ are very proud to have successfully represented the all-risks insurers in one of the most complex and high-profile disputes to come before the Irish High Court in recent years.

Worldwide Transport

RL

RDJ LLP

Insurance Podcast Series – Episode 5: Cyber Insurance

This episode of our insurance series looks at cyber insurance and why these policies are integral to the risk management frameworks of many organisations.

United Kingdom Insurance

AO

A&O Shearman

Insuring Clarity On Comparative Advertising

The Court of Justice of the European Union has recently published a ruling in which it said that the rules on comparative advertising in the Misleading and Comparative Advertising Directive (2006/114/EC)...

United Kingdom Media & IT

LS

Lewis Silkin

RUBYMAR. Asymmetric Jurisdiction Clauses, The Hague Convention And Parallel Proceedings - Guy Blackwood KC And Robert Ward

United Kingdom Insurance

QC

Quadrant Chambers

A Bar To Recovery? Catastrophic Injury And Conditions Precedent

United Kingdom Insurance

GC

Gatehouse Chambers

VETSURE v PETSURE

United Kingdom IP

MC

Marks & Clerk

PRA Consultation: Matching Adjustment Investment Accelerator (MAIA)

United Kingdom Finance

MB

Mayer Brown

OCBC v. ArgoGlobal Underwriting - High Court Of Singapore Addresses The Relationship Between Perils Of The Seas And Decrepitude, And Breaches Of Warranties Under The Insurance Act 2015

United Kingdom Insurance

QC

Quadrant Chambers

Pubs And Premises Insurance

United Kingdom Real Estate

IG

IR Global

Shifting Contractual Risks And Managing Electronic Contracts

United Kingdom Real Estate

BC

Bryan Cave Leighton Paisner

FCA Strategy For 2025 And Beyond

United Kingdom Consumer

TS

Travers Smith LLP

Court Of Appeal Landmark Decision On The Application Of The Insurance Act 2015 To Representations And Warranties In An Insurance Policy - Stewart Buckingham KC & Michael Proctor

United Kingdom Insurance

QC

Quadrant Chambers

Contribution And Insolvent Insureds

United Kingdom Insurance

GC

Gatehouse Chambers

Buildings Insurance – The Next Flare Up Following Adam Kiziak's Expulsion?

United Kingdom Insurance

D

Devonshires

U.K. Turnaround And Restructuring Update: February 2025

United Kingdom Insolvency

A

AlixPartners

The Gray Swan In Our Sky: Multibillion-Dollar Threat Of Solar Flares

United Kingdom Environment

W

WTW

What Trump's Executive Order Designating Cartels As Terrorist Organizations Means For Insurance

United Kingdom Government

W

WTW

Credit Insurance Meets Trade Finance: A Smarter Way To Risk (Video)

United Kingdom Finance

W

WTW

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Latest Videos

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Mitigating, Managing And Quantifying Earthquake Risks (Video)

W

WTW

Innovating To Remain Competitive In An Evolving Insurance Landscape (Video)

W

WTW

Insurance Clauses In Supply Contracts (Video)

GW

Gowling WLG

Modern Methods Of Construction Podcast: Fire Damage & Eco Properties (Video)

B

BLM

Construction All Risks Webinar: Making And Defending A Claim (Video)

GC

Gatehouse Chambers

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