Africa: Technology

South Africa's Reserve Bank has proposed a new regulatory framework that could fundamentally reshape how fintech companies access the national payment system.

The European Central Bank has articulated a comprehensive vision for the EU's digital finance architecture, positioning deeper financial integration as essential for Europe's economic future. This analysis examines the ECB's technical stance on the Market Integration and Supervision Package, which proposes to transfer significant supervisory powers to ESMA while addressing persistent gaps in cross-border capital allocation.

Nigeria faces a mounting crisis as digital asset fraud schemes have defrauded citizens of nearly ₦911 billion between 2000 and 2023, with recent collapses like CBEX affecting hundreds of thousands of victims. As cryptocurrency transactions shift from formal banking channels to peer-to-peer networks, Nigerian regulators struggle to balance innovation with investor protection in an increasingly complex digital financial landscape.

Digital infrastructure has become critical national infrastructure in Nigeria, forming the backbone of modern governance, financial services, and economic coordination. As the country digitises public services and its economy grows increasingly dependent on interconnected platforms, questions arise about the reliability, resilience, and security of these systems.

In April 2026, the Federal High Court, Abuja, affirmed the authority of the Federal Competition and Consumer Protection Commission (FCCPC) to investigate patient complaints arising from healthcare services, including allegations of medical negligence

• NITDA has warned organisations and individuals about a new AI-powered malware, “Deep Load,” currently targeting entities across Nigeria. The agency noted that the malware is designed to steal sensitive information, evade traditional antivirus systems, and maintain persistent access to infected devices. The advisory underscores the need for stronger cybersecurity compliance measures, including staff awareness, multi-factor authentication, secure password practices, monitoring of suspicious activities, and prompt incident response procedures.

Artificial intelligence is fundamentally transforming corporate litigation, introducing unprecedented challenges around evidence reliability, algorithmic liability, and predictive case analytics. As 65% of organizations now deploy generative AI regularly...

Banks are rapidly deploying artificial intelligence across critical functions like credit decisioning, fraud detection, and customer engagement, but beneath the efficiency gains lies a growing risk: AI debt.

As celebrities like Taylor Swift, Luke Littler, and Matthew McConaughey increasingly turn to trade mark law to protect their voices, faces, and personal likenesses from AI-generated deepfakes, a critical question emerges: can trade mark registration truly safeguard personal identity in the age of generative AI? This article examines the legal strategies, commercial rationale, and inherent limitations of using trade mark law as a shield against unauthorized exploitation of celebrity personas.