In this edition
Supervisory Authorities
- Challenge of the guidelines of the European Banking Authority and notice of compliance by the Prudential Supervisory and Resolution Authority (ACPR)
- Strengthening of ESMA's powers vis-à-vis central counterparties
- ESMA and Colleges of Central Counterparties
Financial Intermediaries
- Definition of credit institution and extension of the competence of the European Central Bank
- Categories of third country central counterparties
- Prudential regulations applicable to investment firms
Sanctions
- Manipulation of the Euribor rate and anti-competitive practice
- Penalties for obstructing AMF investigations
Consumer protection
- Strengthening of consumer protection
- Reduction of the total cost of credit in the event of early repayment
- Mention of the APR in the consumer credit agreement
- Due diligence of the presenting banker in the event of cheques made payable to a person who is a court-appointed administrator
- Due diligence of the presenting banker when cashing cheques on which the name of a payee has been added next to the name of the initial payee
- Under what conditions can a borrower blame a bank for having calculated the interest on the loan over a 360-day banking year?
- Are insurance companies obliged to provide annual information to the guarantor?
Our upcoming seminars
16/01/2020
European sovereignty in the digital domain: what strategies?
Hubert de Vauplane
22/01/2020
M&A rendez-vous "Acquisition agreements in English and French law"
Dana Anagnostou, Reid Feldman
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