China: Financial Services

China's financial regulators have issued comprehensive guidance on artificial intelligence governance in banking and insurance, data classification for financial information services, and measures to attract and optimize foreign investment. These developments establish new compliance frameworks for AI applications in insurance operations, standardize data security practices across financial information services, and introduce targeted policies to facilitate foreign capital flows and market access in key sec

China's securities regulator has announced proposed penalties against overseas online brokerage firms for providing services to mainland investors without proper authorization. The enforcement action highlights the complex regulatory framework governing cross-border financial services in China, where distinctions between relationship management and systematic solicitation can determine compliance. Overseas institutions must carefully navigate licensing requirements, marketing restrictions, investor qualific

《通知》明确十方面任务：完善惠企政策"三同步"审核和"免申即享""随申兑"覆盖；推进涉企检查事项库、对象库、"风险+信用"分级分类、联合检查、"੹

Trust companies face increasing litigation over suitability obligations as courts scrutinize whether financial institutions properly assess investor risk tolerance, understand product risks...

《金融法（草案）》（“草案”）第七章“金融监管”立足我国金融监管体制改革的深远目标，系统构建了涵盖监管对象、监管措施、执行保障、兜底监管、临时许可、举报人制度、监管协调机制、监管权限配置、监督问责机制和自律管理等的完整制度框架。第七章作为草案的核心抓手，既是

Lenders with manufacturing exposure in Asia face mounting risks as factory-level economics deteriorate beneath seemingly stable revenue figures. While official metrics show contraction and falling shipments, the most dangerous exposures are manufacturers that appear healthy on paper but operate on shrinking margins, weakened pricing power, and fragile trade finance structures.

China's Draft Financial Law represents a fundamental restructuring of the country's financial regulatory framework, introducing the first comprehensive, cross-sector statute that would sit above existing banking, securities, and insurance legislation.

2026年的中国零售业，正站在一个关键的十字路口。消费者从去年的异常乐观转向谨慎支出，高管们普遍感受到行业颠覆的浪潮。但寒冬之中，暖流

2026年2月24日，《私募投资基金信息披露监督管理办法》（中国证券监督管理委员会令第233号，下称《信披新规》），这个证监会部门规章正式落地...