North America: Consumer Protection

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Consumer protection law thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics that involve consumer protection regulations and the developing law surrounding them from specialists working in this area.
Article
School’s In Session: Rules For Marketers And Advertisers When Advertising To Children In Canada
Advertising to children in Canada requires navigating a complex web of federal and provincial regulations, industry codes, and privacy laws that vary by medium and jurisdiction. Quebec's Consumer Protection Act imposes particularly strict prohibitions on commercial advertising directed at children under 13, with significant penalties for non-compliance. Understanding these layered requirements is essential for brands launching child-facing campaigns, from back-to-school promotions to food marketing and digi
Canada Consumer
GW
Gowling WLG
Podcast
Today’s Podcast Episode: When Consumer Protection Disclosures Work Too Well
What happens when consumer protection disclosures designed to help everyone make better financial decisions actually produce different outcomes for financially vulnerable populations? New research challenges conventional assumptions about effective disclosure by examining whether making information more salient can inadvertently worsen choices for consumers experiencing financial stress, particularly when transactions involve meaningful trade-offs rather than clearly superior options.
United States Consumer
BS
Ballard Spahr LLP
Podcast
When Consumer Protection Disclosures Work Too Well: New Podcast Explores The Distributional Costs Of Effective Consumer Regulation
What if better disclosure works differently for different consumers, and what if a disclosure that improves decision-making overall can actually worsen outcomes for financially vulnerable consumers? These provocative questions are explored through a discussion of groundbreaking research that challenges conventional assumptions about consumer protection regulation.
United States Consumer
BS
Ballard Spahr LLP
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Article
Faculty Bring Federal Challenge To Texas A&M System Policy Restricting Viewpoints In Classroom Discussions
A federal lawsuit challenges Texas A&M University System's classroom-content policy, alleging it unconstitutionally restricts faculty instruction on race, gender, and sexual orientation. The case follows the Eleventh Circuit's decision on Florida's Stop WOKE Act and raises critical questions about viewpoint discrimination, academic freedom, and the boundaries between legitimate curricular oversight and unconstitutional restrictions on classroom speech.
United States Government
S
Steptoe LLP
Article
Managing Private Capital In College Athletics: A Fiduciary Framework For University Decision-Makers
As multi-billion dollar NIL markets, revenue sharing, media rights, and private investment reshape college athletics economics, university leaders face the challenge of balancing competitive ambitions with fiduciary responsibility and institutional mission. This comprehensive framework examines how institutions can evaluate strategic alternatives, assess valuation and governance risks, and structure private capital transactions that preserve autonomy while maximizing economic value.
United States Media & IT
HL
Hogan Lovells Cadwalader
Article
Education Freedom Tax Credit To Take Effect In 2027: Proposed Regulations Expected Soon
The One Big Beautiful Bill Act introduces Section 25F of the Internal Revenue Code, establishing a federal tax credit of up to $1,700 annually for individual taxpayers who contribute to eligible Scholarship Granting Organizations beginning in 2027. States must voluntarily elect to participate and identify qualifying SGOs, which face federal requirements for scholarship distributions, student eligibility verification, accounting practices, audits and reporting obligations. As the U.S. Department of the Treas
United States Tax
HK
Holland & Knight
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Article
CFPB Ends Publication Of Consumer Complaint Narratives And Data Visualizations
The Consumer Financial Protection Bureau has announced it will stop publishing consumer complaint narratives and data visualizations in its public database, marking a significant shift in how the agency shares complaint information. The Bureau cites concerns about unverified allegations, potential for misleading information, and unnecessary reputational harm to companies as key reasons for this policy change.
United States Consumer
BS
Ballard Spahr LLP
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Podcast
Today’s Podcast Episode: When Consumer Protection Disclosures Work Too Well
What happens when consumer protection disclosures designed to help everyone make better financial decisions actually produce different outcomes for financially vulnerable populations? New research challenges conventional assumptions about effective disclosure by examining whether making information more salient can inadvertently worsen choices for consumers experiencing financial stress, particularly when transactions involve meaningful trade-offs rather than clearly superior options.
United States Consumer
BS
Ballard Spahr LLP
Article
DIDMCA’s Section 525 Opt-Out: Congress Allowed States To Reimpose Usury Limits On Their Own Banks, Not On Out-Of-State Lenders
Why would Colorado opt out of DIDMCA Section 521 if it doesn't prevent rate exportation by out-of-state banks? This analysis examines Congress's original 1980 intent behind DIDMCA Sections 521 and 525, revealing how the legislation addressed intrastate lending challenges during a period of extreme interest rates rather than interstate rate exportation concerns.
United States Finance
BS
Ballard Spahr LLP
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Article
Canada’s Proposed Food Packaging Framework Would Require Notification Of FCMs
Health Canada has launched a public consultation on a proposed mandatory food packaging framework that would require notifications for all food contact materials sold in Canada. The initiative aims to enhance oversight of chemical exposures through a new knowledgebase system that cross-references submitted information against evaluated materials, with a five-year phase-in period anticipated following regulatory development.
Canada Consumer
BC
Bergeson & Campbell
Article
FDA Issues Draft Guidance On Container Closure Systems For Human Drugs And Biological Products
The FDA has released new draft guidance establishing a comprehensive risk-based framework for evaluating container closure systems used in pharmaceutical packaging, marking a significant update from its 1999 guidance. This framework addresses five critical factors including material safety, environmental protection, performance standards, manufacturing impacts, and storage considerations, with particular emphasis on leachables assessment and quality control programs across different drug delivery routes.
United States Healthcare
S
Steptoe LLP
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