North America: Consumer Protection

While Miami-Dade County development and South Florida's growing economy dominate headlines, just 40 minutes north lies another hotspot seeing a similar amount of success: Palm Beach County.

On April 3, 2026, the White House released President Donald Trump's fiscal year (FY) 2027 budget proposal for the next federal fiscal year that begins on October 1, 2026.

On April 3, 2026, President Trump signed an executive order titled “Urgent National Action to Save College Sports” (Order), which addresses several issues impacting intercollegiate athletics today.

Who purchases charged-off debt, and how do these transactions actually work? This episode explores the specialized world of debt buyers, examining how they evaluate portfolios through legal...

This episode explores the critical factors that drive debt sale transactions, from buyer selection and portfolio evaluation to deal structuring and risk allocation. Learn how buyers assess legal, regulatory, and commercial risks when purchasing charged-off debt, and discover why understanding these dynamics is essential for successful debt sale programs.

Ballard Spahr's Consumer Financial Services Group provides comprehensive analysis of the latest regulatory developments affecting mortgage banking and consumer finance, including CFPB workforce restructuring, state DIDMCA opt-outs, debanking regulations, and emerging payment technologies. The newsletter features expert insights on enforcement priorities, compliance obligations, and strategic implications for financial institutions navigating an evolving regulatory landscape.

The FTC's newly published 2026-2030 Strategic Plan reveals the agency's enforcement priorities for the coming years, with a primary focus on consumer protection through privacy and data security measures. With only two commissioners currently in place, the plan outlines key program areas including fighting deception, addressing unlawful privacy conduct, holding BigTech accountable for harm to children, protecting workers, and combating unfair ticket sales practices.

The Government of Canada has introduced a comprehensive federal framework for regulating fiat-backed stablecoins through Budget 2025, establishing the Bank of Canada as the primary regulator.

We are pleased to present our latest edition of Telephone and Texting Compliance News, providing insights and news related to the Telephone Consumer Protection Act (TCPA

This bulletin provides an overview of the current framework governing spirit-based RTD beverages in Quebec, along with the proposed changes and their potential impact on producers and distributors of spirit‑based RTD beverages in Quebec.

Oklahoma becomes the 21st state to enact comprehensive consumer data privacy legislation with the Oklahoma Consumer Data Privacy Act, effective January 1, 2027. The law grants Oklahoma residents new rights over their personal data while imposing affirmative obligations on businesses that collect and process consumer information.

The Federal Trade Commission has launched an inquiry into fee disclosure practices across online food and grocery delivery platforms, seeking public input on transparency issues ranging from total pricing to personalized pricing algorithms.