Malta: Finance and Banking

The European Commission has published new delegated regulations amending the EU prospectus disclosure regime, introducing streamlined content requirements and standardized formats for various categories of prospectuses. These reforms, part of the broader EU Listing Act package, aim to reduce regulatory burdens for issuers while maintaining investor protection, with key changes including reduced historical financial information requirements and simplified disclosure obligations.

Ganado Meets returns with a new series exploring Malta's sophisticated funds industry ecosystem. This introduction episode delves into fund administration, legal innovation, tokenisation, digitalisation, private equity, family offices, and digital-asset valuation, showcasing the depth of services that have developed over decades in Malta's financial sector.

The Malta Financial Services Authority has issued new guidance to credit institutions outlining supervisory expectations for dividend distributions, emphasizing prudent capital planning and financial resilience. While not introducing new regulatory requirements, the circular formalizes current supervisory practices and provides detailed documentation requirements for banks proposing distributions at both institutional and holding company levels.