Finance Law and Banking Law

The Office of the Superintendent of Financial Institutions (OSFI) published its third quarterly release of the year on September 10, 2026, noting that the targeted adjustments made to its guidance were made with a view to supporting a resilient and competitive Canadian financial system.

In secured real estate financing in Ontario, the borrower's organizational structure is not a minor detail to be sorted out later. Instead, it is the foundation on which the entire transaction is built. The structure dictates who signs, who guarantees, what security can be granted, how registrations are made under the Land Titles Act and Ontario PPSA, and the form of every document from the commitment letter through to the mortgage. Despite its importance, organizational structure is often misunderstood or

Canadian regulators have established a category-by-category framework for prediction markets, permitting certain economic and financial event contracts through securities dealers while directing sports and entertainment contracts outside that regime. This emerging approach creates distinct regulatory pathways depending on contract structure and underlying event type, raising critical questions about classification, market integrity, and compliance for platforms, dealers, and financial institutions navigatin