European Union: Retirement, Superannuation & Pensions

Many people plan for an idealized retirement filled with travel and leisure, but what happens when reality diverges from expectations? This article explores the financial flexibility needed to navigate early retirement, changing priorities, market volatility, and unexpected life circumstances that can reshape your retirement journey in Spain.

What if your financial circumstances in 2036 look completely different from what you planned in 2026? This article explores why expats living in Spain need flexible financial arrangements that can adapt to life's unexpected changes, from property sales to relocations to longer lifespans.

Dutch tax authorities have issued new guidance clarifying the comparability criteria for foreign pension funds seeking exemptions from Dutch corporate income tax and dividend withholding tax. The guidance addresses whether minimum age and income thresholds, as well as voluntary additional contributions, prevent foreign pension schemes from qualifying for Dutch tax relief.

Ireland's Employment (Contractual Retirement Ages) Act 2025 fundamentally reshapes workplace retirement dynamics by granting eligible employees the right to object to retirement before reaching State Pension age. Employers now face strict procedural requirements, including individualized assessments and formal written responses within tight deadlines, with significant penalties for non-compliance. How will organizations navigate these new obligations while balancing operational needs against employee rights

The Court of Justice of the European Union has delivered a preliminary ruling addressing whether pension rights linked to demanding occupations must account for equivalent work completed in other EU Member States. The case examines how Slovakia's social security institution handled an underground miner's cross-border employment history when assessing eligibility for occupational pension advantages, raising fundamental questions about the practical application of EU social security coordination rules.

Denmark's new center-left government has unveiled an ambitious agenda that could reshape the country's business landscape and workplace dynamics. Will initiatives like reducing corporate tax to 19% and cutting regulatory burdens by 25% outweigh potential labor supply constraints from expanded retirement benefits and part-time work options?

The Financial Services and Pensions Ombudsman has released its 2025 Overview revealing significant trends in pension scheme complaints over the past five years.

The Employment (Contractual Retirement Ages) Act 2025 (the “Act”) has passed through both Houses of the Oireachtas and was signed into law by the President on 16 December 2025.

When living in Italy, should you keep your savings in cash or invest for the future? This analysis examines the role of cash versus investment strategies for expatriates and residents managing their finances in Italy, considering inflation, market returns, and the specific circumstances that determine which approach makes sense for different financial goals.