Worldwide: Consumer Protection

The Federal Trade Commission and Connecticut secured a $4 million settlement with Manchester City Nissan over allegations of deceptive pricing practices. The auto dealer allegedly advertised certified pre-owned vehicles at specific prices but charged consumers additional unauthorized fees and inflated government charges at the point of sale.

The Federal Trade Commission and Connecticut secured a $4 million settlement with Manchester City Nissan over allegations of deceptive pricing practices. The auto dealer allegedly advertised certified pre-owned vehicles at specific prices but charged consumers additional unauthorized fees and inflated government charges at the point of sale.

The Federal Trade Commission has reached a $2.1 million settlement with online bill payment company Doxo over allegations of deceptive search advertising practices, undisclosed junk fees, and unauthorized subscription enrollments. The case highlights critical issues around search ad transparency...

The Federal Trade Commission has proposed an enforcement policy statement targeting personalized pricing practices that use consumer data to set individualized prices. Businesses employing such practices must now provide clear disclosures about price personalization, the basis for it, and the data types used, or risk violating Section 5 of the FTC Act.

The Federal Trade Commission and Connecticut secured a $4 million settlement with Manchester City Nissan over allegations of deceptive pricing practices. The auto dealer allegedly advertised certified pre-owned vehicles at specific prices but charged consumers additional unauthorized fees and inflated government charges at the point of sale.

The Consumer Financial Protection Bureau announced it will cease publishing consumer complaint narratives in its flagship Consumer Complaint Database, marking a significant shift from its 2013 decision to make such data publicly available. This change raises questions about transparency in consumer protection and how it compares to other agencies' approaches to complaint data disclosure.

The Department of Education has issued new guidance prohibiting schools from considering race in student discipline decisions, arguing that efforts to address racial disparities in disciplinary outcomes may violate Title VI. Two federal investigations have been launched against school districts, signaling an expansive interpretation of anti-discrimination law that could reshape how educational institutions approach equity considerations across all operations.

The U.S. Department of Education has proposed sweeping changes to the higher education accreditation system that would eliminate regional versus national accreditor distinctions, allow institutions to hold multiple accreditations, and shift evaluation standards toward measurable student outcomes rather than process compliance. The proposed rule would also mandate new protections for academic freedom and intellectual diversity while prohibiting accreditation standards that encourage violations of federal ant

The U.S. Department of Education has issued a National Call to Action requesting institutions of higher education to publicly address seven broad questions reflecting the Administration's higher education priorities, including transparency in admissions, free speech protections, intellectual pluralism, affordability, academic rigor in the age of AI, research integrity, and alignment with American interests.

The Federal Trade Commission announced a major policy reversal on disparate-impact claims, stating it will no longer pursue such enforcement actions due to lack of statutory authority and constitutional concerns. The agency also took action against credit repair schemes targeting veterans and distributed millions in consumer refunds from a previous Grubhub settlement.

Why would Colorado opt out of DIDMCA Section 521 if it doesn't prevent rate exportation by out-of-state banks? This analysis examines Congress's original 1980 intent behind DIDMCA Sections 521 and 525, revealing how the legislation addressed intrastate lending challenges during a period of extreme interest rates rather than interstate rate exportation concerns.

Non-bank lenders operating under the Gramm-Leach-Bliley Act face a critical compliance obligation many overlook: the FTC's Safeguards Rule requires reporting data breaches affecting 500 or more consumers within thirty days of discovery, and every report becomes publicly searchable online. What happens when your incident response plan collides with a mandatory public confession, and how can lenders prepare before the thirty-day clock starts ticking?