United States: Insurance Laws and Products

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Insurance law and insurance regulation thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics such as reinsurance, insurance law and insurance products.

Major Pasta Recall Illustrates Issues That Could Arise Under Food Contamination Insurance Policies

Since June, the FDA, USDA and CDC have been investigating a multistate outbreak of Listeria monocytogenes infections linked to prepared meals.

United States Insurance

CO

Cozen O'Connor

Answering The Call For Prior Authorization Reform

For patients and providers alike, prior authorization remains one of the most persistent pain points in healthcare.

United States Healthcare

JW

Jones Walker

NFIP Reauthorization Included In Spending Bill

The legislation reopening the government signed by President Trump, H.R. 5731, also reauthorizes the National Flood Insurance Program (NFIP)...

United States Insurance

BS

Ballard Spahr LLP

NYS Executive And Attorney General Come Together To Expedite And Streamline Land Acquisition

On Nov. 10, 2025, the New York State Department of Environmental Conservation (DEC) and the New York State Office of the Attorney General (OAG) entered into a memorandum of agreement (MOA) to streamline the land acquisition process in New York.

United States Environment

GT

Greenberg Traurig, LLP

Administrative Complaint And Subsequent Lawsuit Deemed Related Claims First Made Before EPL Coverage Incepted

United States Insurance

WR

Wiley Rein

No Party For The Party Wall [Habitat Magazine]

United States Insurance

CO

Cozen O'Connor

Eleventh Circuit Applies Notice-Prejudice Rule But Insured's Failure To Timely Notify Insurer Bars Coverage For Pollution Claims

United States Insurance

WR

Wiley Rein

U.S. Life Insurance Withdrawals: Tax Implications And Strategies

United States Tax

RS

Rotfleisch & Samulovitch P.C.

Spot The Claim. Secure The Coverage. (Video)

United States Insurance

LS

Lowenstein Sandler

Case Comment: CFM Insurance, Inc. v. Commissioner – What American Taxpayers Should Know About How The IRS Views Microcaptive Arrangements v Tax Avoidance Schemes

United States Tax

RS

Rotfleisch & Samulovitch P.C.

No Coverage For Failure To Warn Of TCE Contamination Plume

United States Environment

WR

Wiley Rein

Ambiguities Bite Back: Second Circuit Reaffirms Commitment To Construing Ambiguous Terms In Favor Of Coverage

United States Insurance

LS

Lowenstein Sandler

How CGL Policies May Respond To Novel AI Psychosis Claims

United States Insurance

WR

Wiley Rein

Notable Third Quarter 2025 Updates In Insurance Class Actions – Q3 2025

United States Insurance

B

BakerHostetler

Top 5 Takeaways From "Advanced Mediation Strategies For Handling The Toughest Situations"

United States Litigation

J

JAMS

Back To School 2025: Title IX Updates And How ADR Can Help Universities Resolve Disputes (Podcast)

United States Litigation

J

JAMS

California Air Resources Board Publishes Draft SB 261 Guidance

United States Commercial

RG

Ropes & Gray LLP

USCIS Announces Changes To The Naturalization Test

United States Immigration

Gs

Green and Spiegel

AI Innovation Is Accelerating, But Oversight Is Fragmented: Why ADR Must Fill The Governance Gap

United States Litigation

J

JAMS

Eleventh Circuit Splits Single Lawsuit Into Multiple "Claims" When Applying Misappropriation Exclusion And Determining Duty To Defend

The United States Court of Appeals for the Eleventh Circuit, applying Georgia law, has held that a single lawsuit constitutes multiple "claims" and some of those "claims" fell outside...

United States Insurance

WR

Wiley Rein

The Cyber Periscope - Episode 1: Phishing Claims Test "Direct" Causation Chain (Podcast)

Welcome to the premiere episode of The Cyber Periscope, where Pam Signorello sits down with Bill Knauss, special counsel in Wiley's Insurance Practice, to discuss the 2025 NetDiligence Cyber Claims Study, ...

United States Insurance

WR

Wiley Rein

Litigation, Insurance, And Business Losses: The Many Costs Of Hiring Bad Drivers

For many businesses—whether delivering goods, transporting equipment, or simply sending employees on the road—hiring safe, reliable drivers is essential.

United States Insurance

Wa

Ward and Smith, P.A.

Insurance M&A - A Quick Guide To Acquiring A German Insurance Company

In this section, we provide an overview of the regulatory framework in which insurance companies operate in Germany. As used in this overview, the term insurance company...

United States Commercial

MB

Mayer Brown

Title Nerds Season 4, Episode 4 (Podcast)

United States Insurance

RD

Riker Danzig LLP

Interrelated Claims Provision Bars Coverage For Client's Claim Tied To Broker's Pre-Hire Conduct

United States Insurance

WR

Wiley Rein

Notice Delayed, Coverage Denied: Claims-Made Policies Exempt From Notice-Prejudice Rule Codified In Utah Statute

United States Insurance

WR

Wiley Rein

Claims Notes: October 2025

United States Insurance

CO

Cozen O'Connor

Did You Know? Insurance Solutions In GP-Led Secondaries

United States Insurance

WG

Weil, Gotshal & Manges LLP

Employee vs. Independent Contractor: Labels Don't Control The Outcome, Says The Eleventh Circuit

United States Employment

LM

Littler Mendelson

Recent Decision Determines Retail Displays May Qualify As 'Advertisements' Under CGL Insurance Policies

United States Insurance

BT

Barnes & Thornburg LLP

Pennsylvania High Court Expands Circumstances Under Which Insureds May Settle Underlying Claims Without Insurer Consent

United States Insurance

BT

Barnes & Thornburg LLP

Landmark California Supreme Court Decision Expands Circumstances Under Which Policyholders May Assign Policy Rights Under Third Party Liability Policies Without Insurer Consent

United States Insurance

BT

Barnes & Thornburg LLP

Infringement Of "Slogan" Triggers The Duty To Defend

United States Insurance

BT

Barnes & Thornburg LLP

Recent Decision Determines Retail Displays May Qualify As 'Advertisements' Under CGL Insurance Policies

A recent decision interpreting insurance coverage for "advertising injury" under commercial general liability (CGL) insurance policies ruled that claims of allegedly infringing product displays can trigger the duty to defend.

United States Insurance

BT

Barnes & Thornburg LLP

Pennsylvania High Court Expands Circumstances Under Which Insureds May Settle Underlying Claims Without Insurer Consent

Liability policies often contain a "cooperation clause" pursuant to which an insurer who has agreed to defend an insured from an underlying lawsuit purports to have the right...

United States Insurance

BT

Barnes & Thornburg LLP

Landmark California Supreme Court Decision Expands Circumstances Under Which Policyholders May Assign Policy Rights Under Third Party Liability Policies Without Insurer Consent

Third party liability insurance policies often contain "consent to assignment" clauses which purport to bar insureds from assigning policies without insurer consent.

United States Insurance

BT

Barnes & Thornburg LLP

Infringement Of "Slogan" Triggers The Duty To Defend

In recent years, insurers have modified the coverage for "personal and advertising injury" in the standard form used in commercial general liability coverage to exclude claims...

United States Insurance

BT

Barnes & Thornburg LLP

California Court Of Appeal Determines That Excess Insurer May Sue Primary Insurer For Unreasonable Refusal To Settle

United States Insurance

BT

Barnes & Thornburg LLP

Criminal Indictment Of Supervisor May Not Be A Claim "By Or On Behalf Of" Minor Employee Under EPL Policy

The U.S. District Court for the Southern District of Ohio, applying Ohio law, has held that it cannot conclude as a matter of law whether a criminal indictment brought by the state...

United States Employment

WR

Wiley Rein

The 2026 Florida Legislative Session Is Already Revving Up

Determining the best way to deliver meaningful property tax relief is already a flashpoint for the 2026 legislative session. Other areas of focus include property insurance, auto insurance, medical malpractice, healthcare and education.

United States Government

HK

Holland & Knight

Sheppard Mullin Hosts: Insurance Solutions For Managing Risk On Design-Build And Alternative Delivery Projects (Video)

Join us for an insightful panel featuring leading legal and insurance experts who will offer owner, contractor and designer perspectives on managing project...

United States Real Estate

SM

Sheppard Mullin Richter & Hampton

Insurer Must Defend Suit Over Unauthorized Use Of Images In Social Media Ads

The U.S. District Court for the District of Minnesota, applying Minnesota law, has held that an insurer had a duty to defend a lawsuit alleging personal and advertising injury...

United States Insurance

WR

Wiley Rein

Can Insurance Brokers Be Charged For Affordable Care Act Fraud?

United States Criminal

TE

The Employment Law Group

Data Center Development And The Rise Of SLA Insurance

United States Technology

GT

Greenberg Traurig, LLP

InterConnect Newsletter - Q3 2025

United States Transport

B

Benesch Friedlander Coplan & Aronoff LLP

Warehousing Update: The Issues Hiding In Plain Sight

United States Transport

B

Benesch Friedlander Coplan & Aronoff LLP

Renewal Omission Proves Costly: Court Allows Rescission For Undisclosed Audit

United States Insurance

WR

Wiley Rein

Intentional Conduct And Negligence Are Not Mutually Exclusive; The Concurrent Cause Doctrine Applies Only When Each Independent Cause Can Injure Without The Other

United States Insurance

SM

Sheppard Mullin Richter & Hampton

11th Circuit Rules GEICO Did Not Act In Bad Faith In Handling Auto Accident Claim

United States Insurance

CO

Cozen O'Connor

Subsidiary Exclusion Bars Coverage For Claim Alleging Wrongful Conduct Before And After Entity Became A Subsidiary; Claim For Fraudulent Transfer Not Insurable Under New York Law

United States Commercial

WR

Wiley Rein

Déjà Sue: Prior Notice Exclusion Dooms Recovery For New Lawsuits Alleging Previously Noticed Conduct

United States Insurance

WR

Wiley Rein

Form 1095-C Update: What Employers Need To Know For 2026 Reporting

United States Employment

FL

Foley & Lardner

How Trucking Incentives Undermine Safety

United States Transport

SS

Saxton & Stump

Deepfakes And Insurance Policy Hot Takes: Securing Coverage For AI Risks (Podcast)

United States Insurance

LS

Lowenstein Sandler

Eleventh Circuit: Misappropriation Exclusion Doesn't Bar Duty To Defend Under Georgia Law

United States Insurance

D

Dykema

The Emerging Crypto Insurance Market: Expanding Horizons For Reps & Warranties Coverage

United States Technology

C

Caldwell

Duty To Defend Where Lawsuit Includes Allegations That Do Not "Solely And Exclusively" Fall Within Prior Litigation And Knowledge Exclusions

United States Insurance

WR

Wiley Rein

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Latest Videos

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Sheppard Mullin Hosts: Insurance Solutions For Managing Risk On Design-Build And Alternative Delivery Projects (Video)

SM

Sheppard Mullin Richter & Hampton

Ten Minute Interview: Unique Insurance Considerations For High Net Worth Individuals (Video)

FL

Foley & Lardner

The Truth About Cyber Insurance In 2025 (Video)

TS

Taft Stettinius & Hollister

Hot Topics In International Trade Baltimore Bridge Collapse With Robert Stein VP Braumiller Consulting

BG

Braumiller Law Group, PLLC

Maximizing Commercial Property Insurance In A Hardening Market (Video)

LS

Lowenstein Sandler

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