United States: Insurance Laws and Products

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Insurance law and insurance regulation thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics such as reinsurance, insurance law and insurance products.

Understanding The New Wave Of ERISA Litigation Targeting Voluntary Benefit Plans

A new trend in Employee Retirement Income Security Act of 1974 (ERISA) class actions is targeting employers and benefits consultants over voluntary benefit programs, such as accident, critical illness, cancer and hospital indemnity insurance.

United States Employment

HK

Holland & Knight

Navigating Commercial Property And Cyber Insurance Claims

When disaster strikes, the difference between a smooth recovery and a drawn-out claims process often comes down to how effectively an organization manages its insurance claim.

United States Insurance

AC

Ankura Consulting Group LLC

November 2025 Decisions Address Implied Rights Of Action, Personal Jurisdiction, And Section 1983 (Podcast)

This episode covers three important decisions that the Seventh Circuit issued in November 2025: Chicago Teachers Union v. Educators for Excellence...

United States Litigation

BT

Barnes & Thornburg LLP

FinReg Timeline 2026

As 2026 begins, our Regulatory team has mapped the key legal and regulatory developments affecting managers of investment funds (including private equity, private credit, hedge and other alternative funds)...

United States Finance

PR

Proskauer Rose LLP

Claims Notes: January 2026

United States Insurance

CO

Cozen O'Connor

Rare Decision On The Operation Of Follow The Settlements And Claims Co-operation Clauses In Reinsurance Policies

United States Insurance

KL

Herbert Smith Freehills Kramer LLP

Alternative Capital For The Life Insurance Sector

United States Insurance

MB

Mayer Brown

Ohio Enacts New Liability Insurance Requirement For Vicious Dogs Under Avery's Law

United States Insurance

FB

FBT Gibbons

Mark Your Calendar: HIPAA Deadline On February 16

United States Employment

BS

Ballard Spahr LLP

No Coverage For Claim Made During Policy Period But Reported After Policy Period

United States Insurance

WR

Wiley Rein

November 2025 Seventh Circuit Roundup: Key Decisions On Implied Rights, Personal Jurisdiction, And Section 1983 (Podcast)

United States Litigation

BT

Barnes & Thornburg LLP

US NAIC Fall 2025 National Meeting Highlights: Investment-Related Highlights

United States Insurance

MB

Mayer Brown

Artificial Intelligence Governance For Insurers

United States Technology

WS

Winston & Strawn LLP

Navigating TLPE Insurance For Middle Market M&A Deals

United States Insurance

BB

Beresford Booth

The Trump Gold Card And Proposed Trump Platinum Card: Legal, Practical, Tax, And Economic Considerations For High-Net-Worth Immigrants

United States Immigration

Gs

Green and Spiegel

401(k) And IRA Contribution Limits For 2026: Retirement Savings, Adjustments For Inflation, And SECURE 2.0 Changes American Taxpayers Must Know About

United States Tax

RS

Rotfleisch & Samulovitch P.C.

Countdown To Jan. 1, 2026: Preparing For California's New AI Training Data Transparency Obligations

United States Technology

FK

Frankfurt Kurnit Klein & Selz

Mass Tort Mediation Strategies: Managing Emotions And Understanding Key Legal Trends (Podcast)

United States Litigation

J

JAMS

December 2025 Crypto Update: New Changes And Challenges In U.S. Regulation Of Digital Assets

United States Technology

B

Benesch Friedlander Coplan & Aronoff LLP

Artificial Intelligence Governance For Insurers

With the advent of artificial intelligence (AI), companies are rushing to invest in AI systems to achieve unprecedented growth and operational efficiencies...

United States Technology

WE

Wilson Elser Moskowitz Edelman & Dicker LLP

Ohio Supreme Court Rules That Pre-Dispute Arbitration Agreement In Insurance Contract Applies To Tort Claims Alleging Insurance Bad Faith

On November 6, 2025, Ohio Supreme Court found that arbitration provisions in insurance contracts are enforceable as to claims of bad faith by the insured.

United States Litigation

FB

FBT Gibbons

Louisiana Employers Must Display Updated Unemployment Insurance Poster

Louisiana Works (formerly known as the Louisiana Workforce Commission) issued an updated Unemployment Insurance poster, effective December 31, 2025...

United States Insurance

LL

Liskow & Lewis

The New York State Legislature Has Drastically Changed Third-Party Practice

On December 19, 2025, Governor Kathy Hochul signed the "Avoiding Vexatious Overuse of Impleading to Delay (AVOID) Act" into law, drastically changing third-party practice in New York...

United States Litigation

LB

Lewis Brisbois Bisgaard & Smith LLP

Administration Of Irrevocable Life Insurance Trusts

United States Family

WD

Wiggin & Dana

Fourteenth Court Of Appeals Reaffirms Standard To Establish Exclusive Remedy Defense Under The Texas Workers' Compensation Act

United States Litigation

BB

Baker Botts LLP

In Coverage Dispute Over PFAS Remediation, New Jersey District Court Dismisses Bad Faith Claim

United States Environment

WR

Wiley Rein

Alaska Eliminates TPA Licensing Exemptions, Expanding Licensing Requirements

United States Insurance

PL

Polsinelli LLP

Davis v. CSAA Insurance Exchange

United States Insurance

LB

Lewis Brisbois Bisgaard & Smith LLP

California Fair Plan Association v. Ricardo Lara

United States Insurance

LB

Lewis Brisbois Bisgaard & Smith LLP

Montrose Chemical Corp. Of California v. Superior Court

United States Insurance

LB

Lewis Brisbois Bisgaard & Smith LLP

Georgia Federal Court Determines Physical Defects On A Property Fall Outside Title Insurance Coverage

United States Real Estate

RD

Riker Danzig LLP

2025 Year In Review: The Year Of Leverage (Podcast)

United States Insurance

LS

Lowenstein Sandler

NAIC Issues Statement Regarding AI Executive Order

United States Technology

FL

Foley & Lardner

Montrose Chemical Corp. Of California v. Superior Court

In Montrose Chemical Corporation of California v. Superior Court, 114 Cal. App. 5th 889 (Sept. 30, 2025), the California Second District Court of Appeal held that extrinsic evidence proffered to show a latent ambiguity...

United States Insurance

LB

Lewis Brisbois Bisgaard & Smith LLP

Georgia Federal Court Determines Physical Defects On A Property Fall Outside Title Insurance Coverage

Title insurance covers defects affecting title (legal rights and incidents of ownership), not defects affecting the physical condition or use of property (economic marketability).

United States Real Estate

RD

Riker Danzig LLP

2025 Year In Review: The Year Of Leverage (Podcast)

As 2025 comes to a close, Lynda A. Bennett recaps the year through the lens of Don't Take No for an Answer episodes, noting milestone viewership, recurring trends, and what's next...

United States Insurance

LS

Lowenstein Sandler

NAIC Issues Statement Regarding AI Executive Order

It also calls for a Task Force to "at a minimum, identify laws that require AI models to alter their truthful outputs, or that may compel AI developers or deployers to disclose or report information in a manner that would violate the First Amendment or any other provision of the Constitution."

United States Technology

FL

Foley & Lardner

Insurance And The Evolving AI Landscape (Video)

United States Insurance

LS

Lowenstein Sandler

Policyholders Should Negotiate To Limit AI Exclusions At Renewal

As renewal season approaches, policyholders should be on the lookout for broad artificial intelligence exclusions across all lines of coverage.

United States Insurance

LS

Lowenstein Sandler

Episode 2: AI's Role In The Evolution Of Cyber Threats (Podcast)

What happens when the familiar faces of trusted clients, coworkers, and peers turn out to be AI-generated imposters?

United States Technology

WR

Wiley Rein

Court Upholds 100% Allocation Based On Insured's "Best Efforts" And Insurer's Failure To Meet "Relative Exposure" Burden

The United States District Court for the Southern District of New York, applying New York law, upheld an arbitration award allocating 100% of amounts incurred jointly by insured individuals and non-insured entities...

United States Insurance

WR

Wiley Rein

Insurer Liable For Pollution Settlement After Denial Of Defense Based On Extrinsic Evidence In Clean Water Act Suit

The United States District Court for the Western District of Washington, applying Washington state law, has held that an environmental liability insurer breached its duty to defend in bad faith by relying on extrinsic evidence to deny coverage for a pollution lawsuit.

United States Insurance

WR

Wiley Rein

3 Smart Life Insurance Moves To Make Now

United States Insurance

KR

Kaufman Rossin

3 Quick Questions About Long-term Care Insurance

United States Insurance

KR

Kaufman Rossin

5 Tips To Maximize Your Life Insurance (Video)

United States Insurance

KR

Kaufman Rossin

3 Common Misconceptions About Disability Insurance

United States Insurance

KR

Kaufman Rossin

6 Reasons To Review Your Life Insurance Coverage (Video)

United States Insurance

KR

Kaufman Rossin

Payroll Overpayments Were Not "Necessarily Incurred" And Thus Not Extra Expense Under Cyber Policy

United States Insurance

WR

Wiley Rein

NAIC Fall Meeting Update: Reinsurance (E) Task Force Discusses Implementation Of Actuarial Guideline LV For Testing Adequacy Of Reserves In Life Reinsurance

United States Insurance

FL

Foley & Lardner

Knowing The Value Of Your Insurer's Defense Obligation (Video)

United States Insurance

LS

Lowenstein Sandler

NAIC Fall Meeting Update: Homeowners Market Data Call (C) Task Force

United States Insurance

FL

Foley & Lardner

Behavioral Health Law Ledger | December 2025

United States Healthcare

GT

Greenberg Traurig, LLP

NAIC Fall Meeting Update: Cybersecurity (H) Working Group Receives Comments On Cyber Event Notification Portal

United States Technology

FL

Foley & Lardner

NAIC Fall Meeting Update: Producer Licensing (D) Task Force Receives Report On NIPR Expansion And Changes

United States Insurance

FL

Foley & Lardner

Insurance Strategies To Mitigate AI And Cyber Risks

United States Technology

ABA Business Law Section

NAIC Body Would Expunge "Investment Subsidiary" From Statement Blanks, RBC Instructions

United States Insurance

KL

Herbert Smith Freehills Kramer LLP

Texas Court Affirms No Duty To Advise On Coverage Adequacy: Key Takeaways From Century Surety's Win

United States Insurance

CO

Cozen O'Connor

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Latest Videos

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November 2025 Seventh Circuit Roundup: Key Decisions On Implied Rights, Personal Jurisdiction, And Section 1983 (Podcast)

BT

Barnes & Thornburg LLP

Webinar – How Insurance Fits Into Estate Planning (Video)

BB

Beresford Booth

Sheppard Mullin Hosts: Insurance Solutions For Managing Risk On Design-Build And Alternative Delivery Projects (Video)

SM

Sheppard Mullin Richter & Hampton

Ten Minute Interview: Unique Insurance Considerations For High Net Worth Individuals (Video)

FL

Foley & Lardner

The Truth About Cyber Insurance In 2025 (Video)

TS

Taft Stettinius & Hollister

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