United States: Insurance Laws and Products

Subscribe

Insurance law and insurance regulation thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics such as reinsurance, insurance law and insurance products.

Playbook To Unlocking The Power Of IRDAI's 2025 Insurance Fraud Monitoring Framework

The insurance industry stands at a critical inflection point. As digital transformation accelerates and fraud schemes become increasingly sophisticated...

United States Insurance

AC

Ankura Consulting Group LLC

The Weekly Hill Update - December 08, 2025

Below is this week's congressional update by BakerHostetler's Federal Policy team. We'll continue to post in weeks when both chambers of Congress are in session.

United States Employment

B

BakerHostetler

State Laws Aim To Reverse Baby Bust And Cut IVF Costs

As the U.S. birth rate continues to drop, a growing number of states have passed laws to improve access to fertility treatments, lessen related costs, and grant time off for employees...

United States Employment

OD

Ogletree, Deakins, Nash, Smoak & Stewart

Recent Changes To North Carolina's Insurance Laws: Highlights That Businesses And Individual Policyholders Ought To Know

Recent updates to the North Carolina General Statutes in Chapter 58 (insurance) and to a portion of Chapter 42 (landlord and tenant) became law on July 1, 2025, under Session Law 2025-45 (House Bill 737).

United States Insurance

Wa

Ward and Smith, P.A.

Contractual Liability Exclusion Defeats Garnishment Proceeding Against Insurer

United States Insurance

WR

Wiley Rein

NAIC Body Adopts Publications On Insurance Business Transfers, Corporate Divisions

United States Insurance

KL

Herbert Smith Freehills Kramer LLP

Federal Agencies Clarify Pathways For Fertility Benefits Offered By Employers

United States Healthcare

GR

Gould & Ratner

Discrimination Exclusion Unambiguously Bars Coverage For Lawsuit Alleging A Racially-Motivated Campaign Interfered With Claimant's Business

United States Insurance

WR

Wiley Rein

SDNY Confirms $11M Award In Flextronics v. Allianz, Delivering A Major Win For Policyholders

United States Insurance

LS

Lowenstein Sandler

Pre-Retroactive Date Conduct Forecloses Coverage For BIPA Lawsuit

United States Privacy

WR

Wiley Rein

Federal Court Reinforces Safe-Harbor Protection For Insurers In Mass. Chapter 93A Litigation

United States Insurance

GT

Greenberg Traurig, LLP

The Tariff-Related Bullseye On D&Os

United States Commercial

WE

Wilson Elser Moskowitz Edelman & Dicker LLP

Are Lessors Risk-Only Endorsements Effective In Florida?

United States Insurance

WE

Wilson Elser Moskowitz Edelman & Dicker LLP

Drafting Effective Insurance Coverage Letters: Best Practices For Insurers

United States Insurance

WE

Wilson Elser Moskowitz Edelman & Dicker LLP

FBI's Most Recent Gambling Arrests Suggest Sports-Betting Regulations Are Effective

United States Media & IT

DM

Duane Morris LLP

The Empty Chair At Johannesburg: What It Says About US Power

United States International

SJ

Steptoe LLP

Health Care Mediation Strategies: How To Resolve Complex Provider, Reimbursement, And Compliance Disputes (Podcast)

United States Litigation

J

JAMS

Top 5 Takeaways From "Advanced Mediation Strategies For Handling The Toughest Situations"

United States Litigation

J

JAMS

The U.S. Economy: Modest Activity And Intensifying Uncertainty (Ankura Monthly Economic Report November 2025)

United States Strategy

AC

Ankura Consulting Group LLC

Wiley's Cyber Risks And Insurance 2026 Forecast

As we prepare to close the books on another eventful year in the cyber and privacy space, Wiley's Cyber Insurance team is already making predictions for 2026.

United States Privacy

WR

Wiley Rein

ICHRA Legislation Reboot May Attract Bipartisan Support Amidst Government Shutdown

Although lawmakers of both parties failed to include a law concerning Individual Coverage Health Reimbursement Arrangements (ICHRAs) into the One Big Beautiful Bill Act (OBBBA), efforts are underway...

United States Insurance

HB

Hall Benefits Law

Tax Court Holds Policy Loan Discharge On Terminated Life Insurance Contracts Creates Taxable Income

In Fugler v. Commissioner, T.C. Summ. Op. 2025-10 (Nov. 17, 2025), the U.S. Tax Court addressed the tax consequences of terminating whole life insurance policies with outstanding policy loans.

United States Tax

LL

Liskow & Lewis

Manatt Telehealth Policy Tracker: Tracking Ongoing Federal And State Telehealth Policy Changes

The purpose of this tracker is to summarize major federal and state actions related to telehealth and digital health policy and to highlight emerging statutory and regulatory changes shaping virtual care delivery...

United States Healthcare

MP

Manatt, Phelps & Phillips LLP

Second Department Denies Judicial Dissolution Of Realty Holding Limited Partnership (And Related Claims), Ending 22-Count Dispute

United States Litigation

FF

Farrell Fritz, P.C.

Florida Appellate Court Confirms Insurer Cannot Waive Residency Requirement In Homeowners Policy

United States Insurance

CO

Cozen O'Connor

Webinar – How Insurance Fits Into Estate Planning (Video)

United States Family

BB

Beresford Booth

Being Transparent: Seeing Through Pay Transparency Risks And Coverage (Podcast)

United States Insurance

LS

Lowenstein Sandler

AI Is Changing Cyber Risk–Is Your Insurance Keeping Up? (Video)

United States Insurance

LS

Lowenstein Sandler

Cyber Ruling Illustrates Risks Of Overlapping Coverages

United States Insurance

WR

Wiley Rein

"On Behalf Of" Requirement Narrows Defense Cost Recovery Under D&O Policy

United States Insolvency

WR

Wiley Rein

3 Recent Regulatory Developments Relevant To The EU And UK Securitisation Markets

Worldwide Commercial

ST

Simpson Thacher & Bartlett

Are We Back To The Pre-Wilburn Boat Era And The Almost Uniform Application Of General Maritime Law In The Marine Insurance Business? The Supreme Court Has Made It Clear That Wilburn Boat Should Be Limited To Inherently Local Disputes

United States Transport

WE

Wilson Elser Moskowitz Edelman & Dicker LLP

Dents Don't Count: Court Clarifies Hail Damage Coverage

United States Insurance

CO

Cozen O'Connor

"On Behalf Of" Requirement Narrows Defense Cost Recovery Under D&O Policy

The directors and officers of an insured company were named as defendants in several derivative lawsuits and a securities class action following a natural gas leak at one of the insured's facilities.

United States Insolvency

WR

Wiley Rein

3 Recent Regulatory Developments Relevant To The EU And UK Securitisation Markets

Recent EU and UK regulatory initiatives signal a renewed push to strengthen and scale the EU and UK securitisation markets, with three developments in particular highlighting how policymakers aim to broaden the investor base, refine prudential frameworks and mobilise long-term capital—especially from insurers.

Worldwide Commercial

ST

Simpson Thacher & Bartlett

Are We Back To The Pre-Wilburn Boat Era And The Almost Uniform Application Of General Maritime Law In The Marine Insurance Business? The Supreme Court Has Made It Clear That Wilburn Boat Should Be Limited To Inherently Local Disputes

Because most significant risks of marine loss or liability are insured, insurance law underpins a substantial portion of marine litigation. It is therefore critical for maritime practitioners...

United States Transport

WE

Wilson Elser Moskowitz Edelman & Dicker LLP

Dents Don't Count: Court Clarifies Hail Damage Coverage

In Cannon Falls Area Schools v. Hanover American Insurance Company, the United States District Court for the District of Minnesota held that a property insurer properly denied coverage pursuant to a cosmetic damage exclusion because hail indentations to roofs affected only their appearance.

United States Insurance

CO

Cozen O'Connor

Major Pasta Recall Illustrates Issues That Could Arise Under Food Contamination Insurance Policies

United States Insurance

CO

Cozen O'Connor

No Party For The Party Wall [Habitat Magazine]

Scott Pashman discusses Bayou v. 351 Owners Corp. in Habitat Magazine's Case Watch series. 351 West 20th Street, a Chelsea neighborhood co-op, shares a party wall with its neighbor, 353 West 20th Street.

United States Insurance

CO

Cozen O'Connor

Late Means Late: U.S. Court Affirms Coverage Bar For Untimely Notice Under Claims‑Made Policy

The Eleventh Circuit has confirmed that an insured's failure to give prompt notice of a pollution condition—despite reporting within the policy period...

United States Environment

AA

Adams & Adams

Eleventh Circuit Applies Notice-Prejudice Rule But Insured's Failure To Timely Notify Insurer Bars Coverage For Pollution Claims

The Eleventh Circuit Court of Appeals, applying Florida law, held that an insurer could deny coverage for failure to provide timely notice where the insured provided no evidence to rebut the presumption of prejudice...

United States Insurance

WR

Wiley Rein

U.S. Life Insurance Withdrawals: Tax Implications And Strategies

Permanent life insurance policies—such as whole life, universal life, and variable life—are valuable financial tools that provide both protection and cash value accumulation.

United States Tax

RS

Rotfleisch & Samulovitch P.C.

Spot The Claim. Secure The Coverage. (Video)

United States Insurance

LS

Lowenstein Sandler

Case Comment: CFM Insurance, Inc. v. Commissioner – What American Taxpayers Should Know About How The IRS Views Microcaptive Arrangements v Tax Avoidance Schemes

United States Tax

RS

Rotfleisch & Samulovitch P.C.

No Coverage For Failure To Warn Of TCE Contamination Plume

United States Environment

WR

Wiley Rein

Ambiguities Bite Back: Second Circuit Reaffirms Commitment To Construing Ambiguous Terms In Favor Of Coverage

United States Insurance

LS

Lowenstein Sandler

How CGL Policies May Respond To Novel AI Psychosis Claims

United States Insurance

WR

Wiley Rein

Notable Third Quarter 2025 Updates In Insurance Class Actions – Q3 2025

United States Insurance

B

BakerHostetler

Eleventh Circuit Splits Single Lawsuit Into Multiple "Claims" When Applying Misappropriation Exclusion And Determining Duty To Defend

United States Insurance

WR

Wiley Rein

The Cyber Periscope - Episode 1: Phishing Claims Test "Direct" Causation Chain (Podcast)

United States Insurance

WR

Wiley Rein

Litigation, Insurance, And Business Losses: The Many Costs Of Hiring Bad Drivers

United States Insurance

Wa

Ward and Smith, P.A.

Insurance M&A - A Quick Guide To Acquiring A German Insurance Company

United States Commercial

MB

Mayer Brown

Title Nerds Season 4, Episode 4 (Podcast)

United States Insurance

RD

Riker Danzig LLP

Interrelated Claims Provision Bars Coverage For Client's Claim Tied To Broker's Pre-Hire Conduct

United States Insurance

WR

Wiley Rein

Notice Delayed, Coverage Denied: Claims-Made Policies Exempt From Notice-Prejudice Rule Codified In Utah Statute

United States Insurance

WR

Wiley Rein

Claims Notes: October 2025

United States Insurance

CO

Cozen O'Connor

Did You Know? Insurance Solutions In GP-Led Secondaries

United States Insurance

WG

Weil, Gotshal & Manges LLP

See more

Latest Videos

See more

Webinar – How Insurance Fits Into Estate Planning (Video)

BB

Beresford Booth

Sheppard Mullin Hosts: Insurance Solutions For Managing Risk On Design-Build And Alternative Delivery Projects (Video)

SM

Sheppard Mullin Richter & Hampton

AI Risks & Insurance Coverage: What Corporate Policyholders Need To Know (Video)

LS

Lowenstein Sandler

Ten Minute Interview: Unique Insurance Considerations For High Net Worth Individuals (Video)

FL

Foley & Lardner

Don't Let A Lawsuit Stop Your Business (Video)

TS

Taft Stettinius & Hollister

Mondaq uses cookies on this website. By using our website you agree to our use of cookies as set out in our Privacy Policy.

Learn More