United States: Insurance Laws and Products

A hurricane, a fire, a burst pipe, a tornado, when disaster strikes your business, properly reporting the property damage to your property insurer is only the beginning of the challenges that lie ahead.

Construction project disputes expose owners to unique long-term financial, operational, and reputational risks that persist well beyond project completion.

A Plymouth County Superior Court recently ruled on whether title insurance covers construction costs mandated by government regulations, with Rich May Associate Jonathan Loeb successfully securing dismissal of all claims against the insurer. The case examined the scope of title insurance coverage when a homeowner faced expenses due to an EPA water line compliance issue that wasn't recorded at the registry of deeds. The court's decision reinforces established Massachusetts precedent that title insurance prot

A Washington Court of Appeals decision extends the prohibition on assigning legal malpractice claims in cases involving the tripartite relationship between insurers, insureds, and defense counsel.

As artificial intelligence (“AI”) continues to be deployed in new use cases, state legislatures are considering measures to oversee its use in health insurance, particularly in prior authorization and utilization review.

California's Wildfire Fund administrator has released a comprehensive study examining 10 legislative recommendations to enhance the state's resilience against natural catastrophes, addressing critical challenges in property insurance affordability, utility financial stability, and wildfire risk mitigation.

The Reinsurance (E) Task Force (“RTF”) of the US National Association of Insurance Commissioners (“NAIC”) held a virtual meeting on March 2, 2026 in lieu of meeting in person at the NAIC Spring 2026...

The Natural Catastrophe Risk and Resilience (EX) Task Force (the "NCRRTF" or the "Task Force") of the US National Association of Insurance Commissioners ("NAIC")...

The Superior Court of Connecticut, applying Connecticut law, has held that the question of whether a professional liability policy’s prior knowledge exclusion barred coverage...