South Africa: FinTech

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Accounting law and audit law thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics such as FinTech, marketing, media, new technology, security.

East Africa And Tunisia Push Mobile Money Towards Interoperability

Africa's mobile money market is entering a new phase of regional integration, with payment rails becoming increasingly central to commerce and platform growth. Major developments include Vodacom Tanzania's partnership with Thunes for real-time international payments, MTN Rwanda's strong mobile money earnings, and Tunisia's launch of TUNPAY to unify mobile payment systems nationwide. These shifts mark a transition from domestic mobile wallet adoption to a more interoperable regional payment architecture that

Worldwide Finance

AA

Adams & Adams

Kenya, Cameroon And South Africa Reshape Smartphone-enabled Payments

Africa's digital economy gateway evolved rapidly in Q2 2026 as smartphone taxation, device compliance enforcement, and contactless payment expansion converged across multiple markets. From Kenya's proposed handset excise duties to Cameroon's device blocking measures, and from Apple's Tap to Pay launch in South Africa to widespread payment infrastructure rollouts, the quarter revealed how device access, mobile onboarding, and digital payments are reshaping consumer finance across the continent.

Worldwide Media & IT

AA

Adams & Adams

Stablecoins Push Africa's Crypto Market Into Regulatory Mainstream

African regulators advanced virtual asset oversight in Q2 as stablecoins moved closer to formal financial systems through new regulations and commercial pilots. From Kenya's crypto trader disclosure requirements to Tanzania's first stablecoin sandbox and Nigeria's expanded regulatory incubation programme, the continent is formalising digital currency frameworks. Commercial momentum accelerated with Visa, M-PESA Africa and Onafriq launching DRC stablecoin pilots for cross-border mobile money transactions.

South Africa Technology

AA

Adams & Adams

Is Buy Now, Pay Later On Borrowed Time?

South Africa's buy-now-pay-later sector faces heightened regulatory scrutiny as the Reserve Bank flags potential household financial stress risks. As BNPL products blur the lines between payment innovation and consumer credit, the debate centers on whether current regulatory frameworks adequately address affordability assessments, bureau reporting, and consumer protection in this rapidly growing market.

South Africa Finance

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ENS

Draft Capital Flow Management Regulations: The Main Themes Likely To Shape Public Submissions

South Africa Finance

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ENS

Payments First: Why The SARB Is Prioritising Digital Infrastructure Over A Retail CBDC

South Africa Finance

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ENS

Not E-money After All: What South Africa’s Draft Payments Framework Means For Crypto And Fintech

South Africa Finance

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ENS

South Africa’s Next Payments Wave - Wearables, Wallets And The Move Beyond Cash

South Africa Finance

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ENS

Beyond Bank Sponsorship - A New Regulatory Path For South African Fintech

South Africa Finance

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ENS

Telecoms, Fintech And The Emerging Trust Layer Of The Digital Economy

South Africa Media & IT

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ENS

Looking Beyond The Headline: The Absa GAAR Judgment Explained | Absa Bank Limited And Another V Commissioner For The South African Revenue Service

South Africa Tax

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ENS

South Africa Tax

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ENS

Out Of The Gazette, Into The Inbox: How The 2026 Amendments Reshape Mutual Bank Reporting

South Africa Finance

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ENS

Prediction Markets And South Africa’s Crypto Gap: When An Event Bet Starts Looking Like A Financial Product

South Africa Technology

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ENS

Government Restrictions On Access To AI: Legal Implications For South African Organisations

South Africa Commercial

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ENS

From AI Policy To AI Governance

South Africa Media & IT

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ENS

Standing Out From The Crowd: Distinctiveness In South African Trade Mark Law

South Africa IP

AA

Adams & Adams

Draft Capital Flow Management Regulations: The Main Themes Likely To Shape Public Submissions

South Africa Finance

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ENS

The Bot In The Room: Does Automated Access Trigger POPIA's Breach Notification?

South Africa Privacy

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ENS

South Africa Publishes Draft Capital Flow Management Regulations For Public Comment

The National Treasury published the Draft Capital Flow Management Regulations, 2026 for public comment on Friday, 17 April 2026. The draft regulations represent a fundamental overhaul of South Africa's exchange...

South Africa Technology

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ENS

From Grey To Black And White: South Africa’s Crypto Asset Regulatory Shift

As noted in our recent newsflash, National Treasury has published the draft Capital Flow Management Regulations, 2026 (“Draft Regulations”) for public comment.

South Africa Technology

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ENS

COFI Heads To Parliament: A New Era For Financial Conduct Regulation

Cabinet's approval of the Conduct of Financial Institutions Bill ("COFI") for submission to Parliament is a significant development for South Africa's financial sector.

South Africa Finance

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ENS

South Africa Budget 2026 – Key Takeaways For International Wealth Structuring

South Africa's 2026 Budget, delivered by Finance Minister Enoch Godongwana on 25 February, signals a period of relative fiscal stability after several years of pressure on public finances...

South Africa Tax

TS

The Sovereign Group

The Taxman's Cousin Just Found Bitcoin

South Africa Finance

Ai

Andersen in South Africa

Casting The Net Wider: FIC Issues New Guidance On Credit Providers And The Crypto Travel Rule

South Africa Technology

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ENS

Stablecoins In South Africa: Is Your Organisation Ready For The Regulatory Shift?

South Africa Technology

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ENS

From Ponzi Schemes To Draft PCC5E: Keeping Up With The KYC Compliance Requirements

South Africa Finance

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ENS

Pegged But Changing: South Africa’s Stablecoin Regulatory Reckoning

South Africa Technology

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ENS

Crypto Crosses The Border: What Crypto Asset Service Providers Need To Know For 2026

South Africa Technology

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ENS

FSCA And Prudential Authority Publish Landmark Report On AI In South Africa's Financial Sector

South Africa Technology

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ENS

SARB's November Draft Authorisation Framework: Are Stablecoins Now "E Money"?

South Africa Technology

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ENS

The Fintech Future - Revolutionising The African Financial Services Landscape

South Africa Technology

WW

Webber Wentzel

East Africa Trends (Video)

South Africa Commercial

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ENS

FSCA And Prudential Authority Publish Landmark Report On AI In South Africa's Financial Sector

The Financial Sector Conduct Authority ("FSCA") and the Prudential Authority ("PA") released a first of its kind report on the use of artificial intelligence ("AI") in the South African financial sector on 24 November 2025...

South Africa Technology

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ENS

SARB's November Draft Authorisation Framework: Are Stablecoins Now "E Money"?

The South African Reserve Bank's November 2025 draft Directive in respect of specific payment activities makes a subtle but material change to the way "e‑money" is defined and supervised.

South Africa Technology

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ENS

The Fintech Future - Revolutionising The African Financial Services Landscape

Africa's fintech sector is evolving from isolated national systems into a regionally connected ecosystem which hope to bring the continent closer.

South Africa Technology

WW

Webber Wentzel

East Africa Trends (Video)

David A. Asiedu connects with our East African office heads to explore key trends and opportunities shaping the region's evolving business landscape...

South Africa Commercial

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ENS

Leave To Appeal Landmark Crypto Judgment Granted

South Africa Technology

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ENS

Standard Bank vs. SARB: Important Ruling On Cryptocurrencies And South African Exchange Controls

The recent judgment in Standard Bank v South African Reserve Bank addresses a long-standing debate in South African law: namely, whether cryptocurrencies constitute "capital" for purposes of Regulation 10(1)(c)...

South Africa Technology

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ENS

In-Depth: Principled Negotiations After Your IP Portfolio Has Been Valued

IP Valuation is a specialised field, as was explained in our previous article. In summary, our IP Valuation hypothesis is rooted in sustainability, illustrated by two interdependent trend lines...

South Africa IP

BI

Barnard Inc.

High Court Delivers Watershed Ruling For Crypto In South Africa

The recent decision by the South African High Court, ruling that Bitcoin is not subject to exchange controls under current legislation (as seen in the Standard Bank vs. SARB case)...

South Africa Technology

Ai

Andersen in South Africa

Has Accounting Technology Hit A Standstill?

In the last two decades, accounting technology has seen remarkable growth, moving from manual ledger books to powerful cloud-based software...

South Africa Technology

SG

SNG Grant Thornton

Digital Business Comparative Guide

South Africa Technology

Eversheds Sutherland

Fintech Year In Review 2025

South Africa Technology

WW

Webber Wentzel

ENS Tax In Brief - Issue 132 | 2024-10

South Africa Tax

E

ENS

SARS Intensifies Focus On Trading Of Crypto Assets

South Africa Technology

TS

The Sovereign Group

New Uniform Law On Banking Adopted Within The UMOA (FCFA-XOF) Monetary Zone: Current Developments And Impact On FinTechs

South Africa Finance

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ENS

Securing Your Digital Legacy: The Importance Of Digital Estate Planning

South Africa Family

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ENS

Regulating The "Tech" In FinTech

South Africa Technology

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ENS

Evil Twins In The Metaverse: A Safe Haven For Identity Theft And Fraud?

South Africa Technology

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ENS

ENS TMT ENSight

South Africa Media & IT

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ENS

The Shifting Definition Of Security In The Cryptocurrency Era And The Impact Of The Insolvency Act

South Africa Insolvency

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ENS

ENSafrica Kenya In Brief

South Africa Privacy

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ENS

New Judgment Shows That Electronic Contracts Are Becoming More Acceptable In SA Law

South Africa Technology

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ENS

The Metaverse, Retail And Brand Protection

South Africa IP

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ENS

Recent Developments In The NFT, Metaverse And Web 3 Space

South Africa IP

AA

Adams & Adams

ESG Series | Crypto: Regulation To Watch (Video)

South Africa Technology

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ENS

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Latest Videos

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Tax Compliance Essentials For Fintech Startups | AO Insider Series (Ep. 15) (Video)

AO

Aluko & Oyebode

ESG Series | Crypto: Regulation To Watch (Video)

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ENS

Financial Inclusion Through Fintech (Video)

OL

Orison Legal

ENSafrica Webinar | Fintech Trends And Tips (Video)

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ENS

A ‘Triple Distilled' Summary Of Recent Trade Mark SCA Cases (Video)

AA

Adams & Adams

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