European Union: Charges, Mortgages, Indemnities

Recent amendments to Cyprus's Transfer and Mortgage of Immovable Property Law have introduced significant changes to the auction procedure for mortgaged properties. These legislative updates extend debtor rights by allowing more time to challenge mortgage debt and establishing mandatory minimum reserve prices for all property auctions. The reforms aim to strengthen protections for debtors facing foreclosure proceedings.

When lending to an Irish company under English or US law, specific filing and registration requirements apply to security documents.

Foreign buyers face complex legal, tax, and regulatory requirements when purchasing Portuguese property in 2026, including potential 7.5% non-resident transfer tax, closed Golden Visa real estate routes, and strict short-term rental restrictions. Understanding title verification, licensing compliance, and cross-border tax obligations before signing contracts is essential to avoid costly mistakes.

On 27 January 2026, the Central Bank of Ireland (CBI) published its Climate Observatory for 2025. The CBI's Climate Observatory provides annual, evidence-based updates on climate science trends...

On 26 June 2025, Cyprus enacted the Transfer and Mortgage of Immovable Property (Amendment) Law of 2025, No. 110(I)/2025 (Official Gazette No. 5045, 4.7.2025)...

Ireland is home to a wide variety of financial services providers. To support both providers and their customers, there is an array of financial services legislation...

Malta is a globally recognised jurisdiction for ship registration, offering robust protections to financiers through its ship mortgage framework.

Specific performance — the remedy compelling a party to fulfill their contractual obligations — sits at the intersection of law and conscience...

The amending law N110(I)/2025 was published on 4th July 2025, amending the Transfer and Mortgaging of Immovable Property Law of 1965.