European Union: Capital Adequacy/BASEL

The Malta Financial Services Authority has issued a DEAR CEO letter outlining minimum expectations for authorized persons' preparedness for Payment Services Directive 3. This guidance document provides essential compliance information and offers legal support resources for financial institutions navigating PSD3 requirements.

The Dutch Senate has approved legislation implementing CRD VI, fundamentally changing how non-EU banks can provide loans and banking services to corporate borrowers in the Netherlands and across the EU.

The Central Bank of Ireland's latest Financial Stability Review examines intensifying global risks facing the domestic financial system, with particular focus on AI financing developments and their potential market implications. Governor Makhlouf highlights elevated vulnerabilities from Middle East energy supply shocks, AI-related stock valuations, and evolving cybersecurity threats, while emphasizing the accumulated resilience in Ireland's financial system through strong capital buffers and prudent lending

The Central Bank of Ireland updates its supervisory framework, the ECB releases its financial stability review highlighting geopolitical risks, and the Basel Committee examines ICT risk management...

The changes introduced under the Capital Requirements Directive ((EU) 2024/1619) (CRD VI) present risks and...

ESMA withdraws market data guidelines as new regulatory standards take effect, while AMLA assumes full AML/CFT oversight from EBA. How will these regulatory shifts reshape compliance frameworks for financial institutions across the European Union?

On 5 June 2025, the European Commission published a consultation regarding a draft Delegated Decision on the renewal of the equivalence...

The European Banking Authority's (EBA) consultation on draft regulatory technical standards (RTS) specifying the list of minimum information to be provided to the relevant competent authority at the time of the notification of the proposed acquisition of qualifying holdings in a credit institution closes on 18 September 2025.

On 17 June 2025, the European Commission (the "Commission") published its proposed measures to revive the securitisation framework in the European Union ("EU"), with a view to making it simpler and more fit for purpose.