European Union: Consumer Credit

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Consumer protection law thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics that involve consumer protection regulations and the developing law surrounding them from specialists working in this area.

Proposed Bill Implementing Directive (EU) 2023/2225 On Credit Agreements For Consumers Adopted

The consumer credit market has changed in the wake of digitalisation. Technological advances have significantly altered both supply and demand through the introduction of new products and the evolution of consumer behaviour.

Germany Finance

PL

PwC Legal Germany

New Draft Bill Implementing EU Consumer Credit Rules Published For Consultation

The draft bill includes several amendments to both the Credit Agreements Act, the Marketing Practices Act, the Act on Consumer Loan Businesses...

Denmark Consumer

P

Plesner

Landmark Ruling: UK Supreme Court Clarifies Consumer Rights In Motor Finance Agreements

On Friday 1 August, the UK Supreme Court handed down its judgment in three consolidated appeals on the receipt of commissions by motor dealers from lenders...

European Union Finance

AC

Arthur Cox

Warsaw Financial Regulatory Podcast: Episode 2

The Warsaw Financial Regulatory Podcast is the latest initiative of the A&O Shearman regulatory team led by Paweł Mruk-Zawirski.

AO

A&O Shearman

MFSA Issues Finalised Conduct Of Business Rulebook For Banks

GA

Ganado Advocates

CJEU Rules On Transparency Requirements In Consumer Credit Agreements

GA

Ganado Advocates

CJEU Judgment: Financial Institutions Must Comply With Disclosure Obligations

GZ

George Z. Georgiou & Associates LLC

Luxembourg Tax Administration Publishes New Circular On Interest Rates On Shareholders' Current Accounts

Luxembourg Commercial

LL

Loyens & Loeff

'Buy Now, Pay Later' Schemes Examined By The CJEU Under The Consumer Credit Directive

GA

Ganado Advocates

An Overview Of The New Consumer Credit Directive

European Union Consumer

MW

McDermott Will & Emery

EU Credit Servicing Directive – Amendment To Consumer Protection Code

European Union Consumer

M

Matheson

Litigation Funding Comparative Guide

Hungary Finance

Q

Queritius

Litigation Funding Comparative Guide

Portugal Finance

UM

Uria Menendez

Litigation Funding Comparative Guide

K

Kapatens

Pay Transparency - New Employee Rights To Pay Information

Ireland Employment

M

Matheson

Horizon Scanner Finance September 2025 - Looking Ahead: European Developments

Ireland Finance

AC

Arthur Cox

Cyprus Taxation On Cryptos. What You Need To Know? (Video)

Cyprus Technology

CA

CYAUSE Audit Services Ltd

MiCAR Title II White Paper Notifications – Overview And Process In Ireland

Ireland Technology

W

Walkers

Insurance Quarterly Legal And Regulatory Update: 1 April 2025 – 30 June 2025

Worldwide Finance

DE

Dillon Eustace

Positive Credit Register Was Introduced On 1 April 2024 – Requests For Credit Register Extracts From The Register Started Briskly In April After The Register Was Opened

The Positive Credit Register is a new register that collects information on private individuals' credit and income in one place.

Finland Consumer

PH

Procope & Hornborg

Consumer Credit Directive II: Consumer Credit Legislation For The Digital Age

A 2020 review of the Consumer Credit Directive (2008/48/EC) ("CCD I") by the European Commission (EC) found that CCD I has been only partially effective in ensuring a high level of consumer protection.

Austria Consumer

SA

Schoenherr Attorneys at Law

The Administrative Court Of Appeal Upholds A Decision On Penalty Fees For Resurs Bank

On 5 June this year, the Administrative Court of Appeal in Stockholm announced that it upholds the Swedish Financial Supervisory Authority's decision to issue an observation...

L

Lindahl

New Memorandum Proposes More Stringent Requirements In Relation To Provision Of Consumer Credit

On 7 May 2024, the government presented a memorandum concerning repeal of the Certain Consumer Credit-Related Operations Act ("LVK").

Sweden Consumer

L

Lindahl

Financial Conduct Authority To Gather More Information From UK Consumer Credit Firms

Belgium Consumer

OC

Osborne Clarke

A Creditor's Obligation To Assess The Creditworthiness Of A Consumer

FM

Finance Malta

The MFSA Consults On A Draft Conduct Of Business Rulebook For Banks

FM

Finance Malta

Aggiornamento Giurisprudenziale - N. 10 / 2023

FIVELEX Studio Legale e Tributario

A Creditor's Obligation To Assess The Creditworthiness Of A Consumer

European Union Consumer

GA

Ganado Advocates

Changing The Terms Of A Credit Agreement And Forbearance Policies And Measures: New Obligations On Lenders In Consumer And Residential Property Credit Agreements

European Union Consumer

FM

Finance Malta

Changing The Terms Of A Credit Agreement And Forbearance Policies And Measures: New Obligations On Lenders In Consumer And Residential Property Credit Agreements

GA

Ganado Advocates

Consumer Credit Directive 2.0 – More Consumer Protection, Higher Regulatory Burden? A View From Germany

Germany Consumer

PL

PwC Legal Germany

Roadmap24: Passion

European Union Commercial

SA

Schoenherr Attorneys at Law

FinReg Monitoring - October 2023

Belgium Finance

LW

Liedekerke Wolters Waelbroeck Kirkpatrick

Changing The Terms Of A Credit Agreement And Forbearance Policies And Measures: New Obligations On Lenders In Consumer And Residential Property Credit Agreements

Amendments to the Consumer Credit Regulations, S.L. 378.12 (the "Consumer Credit Regulations") and to the Credit Agreements for Consumers Relating to Residential Immovable Property, S.L. 378.10...

GA

Ganado Advocates

Consumer Credit Directive 2.0 – More Consumer Protection, Higher Regulatory Burden? A View From Germany

Directive 2023/2225 on credit agreements for consumers and repealing the Consumer Credit Directive (2008/48/EC) (referred to herein as CCD 2.0)...

Germany Consumer

PL

PwC Legal Germany

Roadmap24: Passion

We are passionate about what we do. This guarantees extraordinary ideas, dedication and accomplishments.

European Union Commercial

SA

Schoenherr Attorneys at Law

FinReg Monitoring - October 2023

Please find attached the monitoring report for the period 1 to 31 October 2023. This report aims to provide you with a summary analysis of the potential impact of new developments on your business.

Belgium Finance

LW

Liedekerke Wolters Waelbroeck Kirkpatrick

The Consumer Credit Directive Revamped

GA

Ganado Advocates

Litigation Funding Comparative Guide

Litigation Funding Comparative Guide for the jurisdiction of Germany, check out our comparative guides section to compare across multiple countries

Germany Finance

N

Nivalion

The Government Is Proposing New Regulations For Non-Performing Credit Agreements

The Government has put forward a proposal for new legislation to strengthen protection for borrowers and regulate non-performing credit agreements in accordance with an EU directive.

L

Lindahl

FIG Top 5 At 5 - 02/11/2023

On 26 October 2023, the Director of Consumer Protection at the Central Bank of Ireland ("Central Bank") , Colm Kincaid, delivered his opening remarks at the Vincentian Business...

Ireland Finance

M

Matheson

Adoption Of A New Directive Modernising Credit For Consumers

On 30 October 2023, Directive (EU) 2023/2225 of 18 October 2023 on credit agreements for consumers (the "Directive") was published in the Official Journal of the European Union.

Luxembourg Finance

CL

CMS Luxembourg

Consumer Protection Act Has Been Reformed – What Should Online Stores Know About It?

European Union Consumer

CS

Castren & Snellman Attorneys

FIG Top 5 At 5 - 21/09/2023

European Union Consumer

M

Matheson

New Directive On Consumer Credit Adopted By EU Parliament

European Union Consumer

AM

Arendt & Medernach

EBA's Report On Mystery Shopping Of Personal Loans And (basic) Payment Accounts Demonstrate The Value This Supervisory Tool Generally Adds To Tasks Of NCAs

European Union Consumer

PL

PwC Legal Germany

Bill To Regulate "Buy Now Pay Later" Credits Introduced In Parliament

Denmark Consumer

P

Plesner

FIG Top 5 At 5 - 22/06/2023

Ireland Finance

M

Matheson

CJEU Clarifies Reduction Of Costs In Early Repayment Of Credit Under Directive 2014/17/EU

European Union Litigation

GA

Ganado Advocates

Consumer Credit (Amendment) Act 2022

Ireland Finance

DE

Dillon Eustace

Buy-Now-Pay-Later: More To Come

France Consumer

NR

Norton Rose Fulbright

Buy Now Pay Later: New EU Regulation Should Close Debt Traps

Austria Consumer

SA

Schoenherr Attorneys at Law

Paiement fractionné : Comment se conformer à la nouvelle doctrine de l'ACPR ?

France Consumer

HA

Haas Avocats

Regulation Of Hire-Purchase, Consumer-Hire And PCP Finance – New Authorisation Regime Commenced

Ireland Finance

W

Walkers

To The Point: Finance | Q2 2022

European Union Insolvency

SA

Schoenherr Attorneys at Law

The EU's Credit Servicers Directive – The Outlook Ahead

European Union Consumer

PL

PwC Legal Germany

Distance Marketing: Commission Publishes Reform Proposals

Ireland Finance

AC

Arthur Cox

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