United Kingdom: Charges, Mortgages, Indemnities

For nearly three decades, a large group of mostly elderly and vulnerable mortgage holders have endured the consequences of a financial product that promised security but delivered profound hardship.

The High Court ruled that a buyer could adjust the purchase price under an SPA's price determination mechanism despite a related indemnity for a customer dispute, emphasizing the importance of clearly defining interactions between such provisions in agreements.

The Maples Group offers extensive expertise in the UK RMBS and securitisation markets, supporting clients with issuance platforms, regulatory adaptations, and innovative structures. Their fiduciary services include providing experienced UK resident directors for structured finance vehicles, backed by a global network and a strong track record of managing complex transactions and regulatory demands.