United Kingdom: Charges, Mortgages, Indemnities

Lizzie Egan interviews Aidan Faik, senior private banker and head of landed estates at Weatherbys Private Bank, exploring current trends in rural property finance, from residential portfolio challenges and holiday let opportunities to the complexities of trust structures and biodiversity net gain projects. The conversation examines how Basel 3.1 regulations will fundamentally reshape lending terms for estate owners, and why understanding the residential versus commercial classification of property has becom

On 9 July 2026, the UK’s Financial Conduct Authority (FCA) released Consultation Paper 26/18 (CP 26/18) on the “Mortgage Rule Review: supporting first-time buyers and underserved consumers”.

The Commercial Court's decision in Shukla v St James Bank clarifies that non-recourse lending structures cannot eliminate a borrower's equity of redemption under English law. When a lender refused to cooperate with loan repayment and attempted to retain collateral based on technical defaults, the court struck down contractual provisions that sought to forfeit redemption rights and awarded substantial damages for breach of contract.

In this In Practice article we consider what comes next, after the Supreme Court judgment on secret commission payments in motor vehicle finance transactions.

Leeds, Leeds, Leeds: in this Mergerspresso, Rosanna Bryant and Simon Wood summarise the Leeds Reforms in the time it takes to make your coffee - the reforming roadmap to ensure that UK Financial Services...

The decision considers who has legal standing to enforce a debt where the lender retains legal title but has assigned the beneficial interest...

The Government, under the Levelling‑Up and Regeneration Act 2023, has powers to require registration of certain contractual controls. Updated draft regulations, issued on 9 March 2026...

Before you can decide whether the property is the one you want to buy and whether the price is right, you will need to know the sort of property you are buying.

The housing market activity in January was approximately 13% higher than the same period last year. This builds on the momentum from late 2024...