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AI-generated music has become commercially mainstream, yet the legal framework governing it remains uncertain. The industry is currently being shaped through litigation, private licensing deals, and emerging regulation, creating a complex landscape where businesses must navigate unresolved questions about copyright, authorship, and liability while AI music continues to be widely used and monetised.

Tackling disguised remuneration (DR) has long been a focus for HMRC, and they have had significant success in the area, protecting billions of pounds of tax revenue.

The Financial Conduct Authority's (FCA) consultation reflects the ongoing governmental and regulatory push to encourage wider retail participation in private and public capital markets and the benefits of seeking higher financial returns over pure cash savings.