Malta: Insurance Laws and Products

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Insurance law and insurance regulation thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics such as reinsurance, insurance law and insurance products.

Malta Launches Voluntary Safety Certification Scheme For Pleasure Yachts Under 24m

Transport Malta has launched a voluntary safety certification scheme for pleasure yachts under 24 metres, establishing comprehensive guidelines covering vessel safety, operational standards, and pollution prevention.

Malta Transport

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FFF Legal

Malta’s Captive Insurance Sector Sees 200% Growth As It Prepares For Next Regulatory Phase

Ten years after the introduction of Solvency II, Malta’s captive insurance market has evolved into a robust and credible European domicile, blending regulatory rigor with operational agility.

Malta Insurance

FM

Finance Malta

A European Approach To Natural Catastrophe Risk Management

Europe faces a widening natural catastrophe protection gap as climate change intensifies the frequency and severity of disasters, leaving much of the financial burden on governments and communities.

Malta Insurance

GA

Ganado Advocates

Court Of Appeal Upholds Insurers’ Freedom To Select Their Risks

In the case of Joseph Psaila vs Argus Insurance Company (Europe) Ltd decided on the 26th of March 2026, the Court of Appeal confirmed that insurers may, at their own discretion, decide which risks and clients they wish to accept.

Malta Insurance

MT

Mamo TCV Advocates

SNCUs: A Solution To Enhance Proportionality

Malta Insurance

GA

Ganado Advocates

Acquiring A Financial Licence In Malta

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Papilio Services Limited

The Solvency II Review: An Evolution, Not A Revolution

Malta Insolvency

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Ganado Advocates

IRRD: From Concept To Execution

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Ganado Advocates

Regulatory Compliance Quarterly Update | Q4 2025

Malta Compliance

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Mamo TCV Advocates

GAPEE For Malta's RSPVs: A Practical Alternative To IFRS 17

Malta Insurance

GA

Ganado Advocates

A Market Driven By Stability And Innovation

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Ganado Advocates

10.7 – André Zerafa Meets Catherine Calleja (Podcast)

Malta Insurance

GA

Ganado Advocates

Court Of Appeal Orders Insurance Companies To Pay The Total Sum Insured For Stolen Vehicle

Malta Insurance

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FFF Legal

BDO Malta Appoints Chris Scicluna As Group COO And Executive Director

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Finance Malta

EMIR 3: Revision And Recalibration Of The Clearing Threshold Regime

GA

Ganado Advocates

Building Trust At Scale: Data Protection Beyond The Privacy Policy

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Chetcuti Cauchi Advocates

Malta Commercial Court: A Strategic Shift In Business Dispute Resolution

Malta Commercial

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Chetcuti Cauchi Advocates

From Philanthropy To Belonging: Maltese Citizenship By Merit

Malta Immigration

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Chetcuti Cauchi Advocates

Not Just Work — Here’s How We Have Fun | Life At CSB Group (Video)

Malta Commercial

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CSB Group

Burden Of Proof And The International Carriage Of Goods: Insurer Succeeds In Cargo Theft Claim

On 20 May 2025, the First Hall of the Civil Court (the "Court"), delivered its judgement in the case Elmo Insurance Limited vs Jet Freight Limited and Clayton Abela Logistics Limited, touching upon the burden of proof of carriers under the International Carriage of Goods by Road Act (Chapter 486 of the Laws of Malta, the "CMR").

Malta Transport

GA

Ganado Advocates

Maritime Security Onboard Yachts: A Legal Perspective On Private Security And Armed Guards

In recent years, maritime regions traditionally traversed by merchant vessels have witnessed a noticeable increase in luxury yachts venturing into new and uncharted territories. While these areas present unique cruising opportunities...

Malta Transport

GA

Ganado Advocates

Overview Of The Updated Application And Supervisory Fees In Financial Market, Investment Services, Insurance And More!

The 2024 overhaul of Malta's financial regulations marks a transformative moment for the country's investment, insurance, and financial markets.

MF

MK Fintech Partners

The Motor Insurance Directive And Compensation Funds: Amendments To Maltese Law And European Developments

n 2021, Directive 2009/103/EC was amended by Directive (EU) 2021/2118 (the ‘Amending Directive'), (both instruments collectively referred to hereinafter as the ‘Motor Insurance Directive...

Malta Insurance

GA

Ganado Advocates

Strengthening Oversight And Innovation In Malta's Insurance Sector: An Overview Of The MFSA 2024 Annual Report

Malta Insurance

GA

Ganado Advocates

Insight Newsletter - Issue 2 | 2025

FM

Finance Malta

IFRS 17 Implementation: MFSA Observations And Expectation

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BDO Malta

The Interpretation Of 'Pre-Existing Medical Condition' Clauses In Travel Insurance Policies

Malta Insurance

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Ganado Advocates

MFSA Revises Bancassurance Policy In The Light Of ECJ Judgment

Malta Insurance

GA

Ganado Advocates

DORA Case Study: Strengthening Digital Resilience For A Multi-national Insurance Group

Malta Insurance

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BDO Malta

The Parties To An Insurance Policy

Malta Insurance

GA

Ganado Advocates

Publication Of The Insurance Recovery And Resolution Directive And Amendments To The Solvency II Directive

Malta Insurance

GA

Ganado Advocates

Preparing For DORA: Insights From The ESAs' Dry Run Exercise On Reporting And Data Quality Assurance

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GTG

Harmonising Resilience: Understanding DORA's Role Within The EU's Cybersecurity Framework

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GTG

The Parties To An Insurance Policy

On 7 November 2024, the Court of Appeal (Civil, Superior) delivered its final judgment in the case of ‘C.B. v Water Sports Operations Limited et', which related to a water sports accident that occurred in July 2007.

Malta Insurance

GA

Ganado Advocates

Publication Of The Insurance Recovery And Resolution Directive And Amendments To The Solvency II Directive

On the 8th January 2025, the directive establishing a framework for the recovery and resolution of insurance and reinsurance undertakings, better known as the Insurance Recovery...

Malta Insurance

GA

Ganado Advocates

Preparing For DORA: Insights From The ESAs' Dry Run Exercise On Reporting And Data Quality Assurance

The Digital Operational Resilience Act (DORA) shall apply as from the 17th of January 2025 and with its implementation financial entities take onboard and make effective...

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GTG

Harmonising Resilience: Understanding DORA's Role Within The EU's Cybersecurity Framework

The Digital Operational Resilience Act (DORA) (Regulation (EU) 2022/2554) entered into force on 16th January 2023 and its application date is only a month away...

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GTG

Notice Of Publication Of MFSA's Revised Rulebooks Transposing The DORA Amending Directive

European Union Finance

GA

Ganado Advocates

The Assessment Of 'Floor' Clauses In Loan Agreements

On 4 July 2024, in the case of Caixabank SA and others v Asociación de Usuarios de Bancos, Cajas de Ahorros y Seguros de España (Adicae) and others (C-450/22), the European Court of Justice (ECJ)...

GA

Ganado Advocates

Notification: Health Insurance For Third Country Nationals

We would like to notify everyone that in line with the Healthcare (Fees) Regulations – Subsidiary Legislation 35.28 of the Laws of Malta, new healthcare requirements...

Malta Healthcare

Sciberras Advocates

Malta's Finance And Insurance Sector: An Analysis

Malta's finance and insurance sector, while smaller in absolute size, has a notable impact on the European Union (EU) landscape. The sector directly generated 19% of the total value-added to the Maltese economy in 2019.

Malta Insurance

PS

Papilio Services Limited

Captives | 2024 Edition

A captive is an ‘in-house' insurance or reinsurance company, formed primarily to insure its owner and affiliated companies.

Malta Insurance

FM

Finance Malta

MFSA's Annual Report 2023

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Finance Malta

Insight Newsletter 2 | 2024

FM

Finance Malta

FAQ: Nomad Residence Permit

Malta Immigration

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Attard Baldacchino

Proportionality Is Vital For A Regulation Of This Nature

Malta Technology

FM

Finance Malta

MFSA Circular And Feedback Statement Re Amendments To PCC Regulations

Malta Insurance

FM

Finance Malta

Insurance And Reinsurance Protected Cells | 2024 Edition

Malta Insurance

FM

Finance Malta

MFSA Circular And Feedback Statement Re Amendments To PCC Regulations

Malta Insurance

GA

Ganado Advocates

Insurance Update: The Nature And Art Of Financial Supervision (Volume IX)

Malta Insurance

FM

Finance Malta

Strengthening Cyber Resilience: ICT Third-Party Risk For Insurers Under DORA

Malta Insurance

FM

Finance Malta

Disclosure Reminders For The First Annual Financial Statements Applying IFRS 17

Malta Accounting

PM

PwC Malta

GRC In Malta: The Role Of Regulatory Governance Codes In Strengthening Governance Structures Of Regulated Entities

Malta Commercial

FM

Finance Malta

Insurance Update: The Nature And Art Of Financial Supervision (Volume IX)

Malta Insurance

GA

Ganado Advocates

Strengthening Cyber Resilience: ICT Third-Party Risk For Insurers Under DORA

Malta Insurance

GA

Ganado Advocates

EIOPA's 2nd Report On The Application Of The Insurance Distribution Directive (The "IDD")

Worldwide Insurance

FM

Finance Malta

Survey On The EU Sustainability Disclosure And Reporting Regime

European Union Insurance

DA

DF Advocates

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Latest Videos

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CA

CYAUSE Audit Services Ltd

"Fully Covered": The Impact Of IAF/SEAR On Directors' And Officers' Insurance (Video)

AC

Arthur Cox

Setting Up A Business In Malta: Step By Step Guide (Video)

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CSB Group

Corporate Governance For Banks And Insurance Companies (Video)

AM

Arendt & Medernach

TMT Bites – 14th Issue

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Dentons

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