Worldwide: Consumer Credit

Now, at least in the Fifth Circuit, so long as a business has a consumer's prior express consent, written or not, it may place any type of prerecorded message call to the consumer.

On today's Consumer Finance Monitor podcast, we are releasing an episode about a timely and wide-ranging discussion on one of the most significant and fastest-evolving developments...

Effective April 18, 2026, New York State employers will be restricted from obtaining or using a "consumer credit history" for hiring and personnel decisions, just as New York City employers have been for a number of years.

On November 5, 2025, a national debt collection trade group and one of its members filed a lawsuit against the state of Colorado's in an attempt to block its 2023 medical debt credit reporting law, HB 23-1126.

The plaintiff alleged that the institution imposed a 5 dollar fee each time consumers made monthly payments by phone or other electronic means, even though neither the loan agreement nor any statute authorized the charge.

On October 27, 2025, amendments to Delaware's Medical Debt Protection Act took effect, establishing a total ban on the inclusion of medical debt in consumer credit reports

Welcome to the Regulation Round Up, a regular bulletin highlighting the latest developments in UK and EU financial services regulation.

On May 30, the CFPB and a national pawn store operator filed a joint status report in the U.S. District Court for the Northern District of Texas announcing that they have reached an agreement to resolve a 2021 Bureau lawsuit alleging violations of the Military Lending Act (MLA) and a 2013 CFPB consent order.

On April 7, the FDIC and the Maryland Office of Financial Regulation terminated two consent orders against a regional bank headquartered in Maryland.