ARTICLE
19 May 2026

Who Is Affected By The Auto Insurance Choices I Make? (Video)

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Lerners LLP

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Lerners LLP is one of Southwestern Ontario’s largest law firms with offices in London, Toronto, Waterloo Region, and Strathroy. Ours is a history of over 90 years of successful client service and representation. Today we are more than 140 exceptionally skilled lawyers with abundant experience in litigation and dispute resolution(including class actions, appeals, and arbitration/mediation,) corporate/commercial law, health law, insurance law, real estate, employment law, personal injury and family law.
Understanding how your auto insurance choices impact not just you, but also your passengers, family members, and other drivers is crucial for making informed coverage decisions. This insight explores the ripple effects of optional benefits and coverage selections on everyone who might be affected by an accident involving your vehicle.
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I want to talk to you about who's affected by the auto insurance choices you make. Did you know that as of July 1st, the Ontario government has changed what coverages were automatic before that date to optional when it comes to accident benefits? The accident benefits portion of your auto policy covers things such as payment for rehabilitation expenses and income replacement if you cannot work. And these changes just don't impact you. They're also potentially impacting your family, your passengers, and others. So know your options and make sure you protect yourself and your family by choosing the optional benefits that are right for you all.

The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.

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