Australia: Consumer Credit

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Consumer protection law thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics that involve consumer protection regulations and the developing law surrounding them from specialists working in this area.

Responsible Lending In The Spotlight – Lessons From ASIC v Money3 Loans Pty Ltd (No 3)

Responsible lending obligations are a central aspect of the regulation of consumer credit under the National Consumer Credit Protection Act 2009 (Cth) (NCCP Act).

Australia Finance

KL

Herbert Smith Freehills Kramer LLP

Case note: Barfuss Corporation Pty Ltd (ACN 006 917 666) v Shelley Claire King & Jenny Patricia Miles [2025] VSC 487

Mining licence holders to know scope of work that you are undertaking and the ways in which the work may be defined under the Act.

Australia Commercial

P

PCL Lawyers

Buy Now Pay Later reforms have commenced: what does this mean for you?

BNPL providers must now hold a credit licence & follow consumer credit laws under new regulations.

Australia Consumer

HN

Holley Nethercote

Commercial Debts Don't Age Well!

Clear expectation and prompt enforcement of terms ensure a fair and robust way to manage risk and ensures accountability.

Australia Consumer

P

PCL Lawyers

Legal Tips for Handling Client Disputes in Professional Services

Australia Consumer

L

LegalVision

AFSL Cancelled After CSLR Payment

Australia Consumer

SG

Sophie Grace Pty Ltd

It's not fixed price, if you believe it: The curious case of the cost plus Payment Claim

Australia Consumer

PA

Piper Alderman

Unconscionable Conduct – Optus agrees to $100m penalty

Australia Consumer

PA

Piper Alderman

How Do I Recover a Debt From an Individual?

Australia Consumer

L

LegalVision

BNPL – Low Cost Credit Contract Providers

Australia Consumer

SG

Sophie Grace Pty Ltd

Can you serve a statutory demand by email in Australia?

Australia Litigation

SL

Stonegate Legal

ZIP – Infringe Now. Pay Later?

Australia Consumer

SF

Spruson & Ferguson

ACCC issues warnings to Australian businesses following a sweep of retail website policies, terms and conditions

Australia Consumer

CG

Cooper Grace Ward

The new Scams Prevention Framework: key considerations for regulated entities

Australia Consumer

CC

Corrs Chambers Westgarth

Senate Inquiry 2025: Tackling Greenwashing And Restoring Trust In Sustainability Claims

Australia Commercial

KL

Herbert Smith Freehills Kramer LLP

New road rules and driving offences come into effect across Australia

Australia Transport

SC

Sydney Criminal Lawyers

AS4000:2025 – What is all the fuss about?

Australia Real Estate

S

Swaab

Inside IR Podcast Series - Episode 29 Gender-based Undervaluation And Its Impact On Modern Award Rates Of Pay (Video)

Australia Employment

KL

Herbert Smith Freehills Kramer LLP

APAC Monthly Private Wealth Legal Developments – July 2025

Worldwide Finance

KL

Herbert Smith Freehills Kramer LLP

ASIC Prepares Guidance Following The Release Of BNPL Regulations

On 5 February 2025, the Australian Government (via the Department of Treasury) released an exposure draft on the National Consumer Credit Protection Amendment (Low Cost Credit) Regulations 2025...

Australia Consumer

KG

K&L Gates LLP

Family Loan Agreements

Why a formal agreement is important, what to include and the golden rules for lending to family.

Australia Compliance

U

Unified Lawyers

How Do I Recover a Debt From an Individual?

To enhance debt recovery success, maintain clear and open communication with debtors, document all interactions meticulously.

Australia Consumer

L

LegalVision

ASIC's Legal Battle Over Unaddressed Customer Hardship Notices

ASIC to focus on misconduct against financially vulnerable consumers and protecting consumers from financial harm.

Australia Consumer

SG

Sophie Grace Pty Ltd

2025: ASIC Enforcement Priorities

Australia Compliance

PA

Piper Alderman

Litigation Funding Comparative Guide

Australia Finance

PA

Pencarrow Associates Pty Limited

BNPL Regulation Takes The Final Step In Australia

Australia Consumer

KG

K&L Gates LLP

Get on the front foot before debts spiral

Australia Consumer

MO

Mellor Olsson Lawyers

How To Recover a Debt from an Individual in Australia

Australia Consumer

RC

Rostron Carlyle Rojas

Complying with requirements when receiving credit card payments from clients

Australia Consumer

SG

Sophie Grace Pty Ltd

BNPL Regulation Takes Another Step Forward

Australia Consumer

KG

K&L Gates LLP

AICM Risk Report 2023

Australia Insolvency

MF

Matthews Folbigg Lawyers

Short term credit facilities and continuing credit contracts – complying with product intervention orders

Australia Consumer

SG

Sophie Grace Pty Ltd

Westpac's alleged breach and the severe consequences if proven: ASIC's legal battle over unaddressed customer hardship notices.

Australia Consumer

SG

Sophie Grace Pty Ltd

BNPL Regulation Takes Another Step Forward

On 12 March 2024, the Australian Treasury released for consultation an exposure draft legislative package that proposes to amend the current regulatory framework to regulate low cost credit contracts (LCCCs), including Buy Now Pay Later (BNPL) arrangements and other types of credit contracts.

Australia Consumer

KG

K&L Gates LLP

AICM Risk Report 2023

The AICM goal is to help members, partners, government, and other related bodies to succeed in credit-related matters.

Australia Insolvency

MF

Matthews Folbigg Lawyers

Short term credit facilities and continuing credit contracts – complying with product intervention orders

ASIC has issued Consultation Paper 371, proposing an extension of the Credit PI Orders until 1 October 2032.

Australia Consumer

SG

Sophie Grace Pty Ltd

Westpac's alleged breach and the severe consequences if proven: ASIC's legal battle over unaddressed customer hardship notices.

ASIC's allegations revolve around Westpac's purported failure to promptly address customer hardship notices.

Australia Consumer

SG

Sophie Grace Pty Ltd

ASIC strengthens oversight of credit and debt management

Australia Consumer

SG

Sophie Grace Pty Ltd

Treasury pays in three with release of BNPL Options Paper

Discusses Federal Government's moves to tighten the rules around Buy Now Pay Later (BNPL) credit products.

Australia Consumer

CC

Corrs Chambers Westgarth

Higher interest rates in commercial lending and interest rate cap under the National Consumer Credit Protection Act

The question of whether higher interest rates charged by a lender constitutes a penalty is discussed in these cases.

Australia Finance

PA

Piper Alderman

Buy Now Pay Later (BNPL) Update: Regulation under the National Consumer Credit Protection Act 2009 within 12 months

The new Commonwealth Government has indicated that there will be regulation of the Buy Now Pay Later (BNPL) industry.

Australia Consumer

HW

Holman Webb Lawyers

Buy Now Pay Later (BNPL) Update: How to seek and keep code compliance accreditation

BNPL is a system of advancing funds to consumers to purchase goods and services, with repayments in regular instalments.

Australia Consumer

HW

Holman Webb Lawyers

Australian IPO Review 2021: Can You Forecast In A Pandemic?

Australia Coronavirus

HS

Herbert Smith Freehills Kramer LLP

Credit reports – Credible, or incredible?

Australia Finance

HL

HHG Legal Group

Inside Track: Competition & Consumer Law - In the media, Practice and regulation, and Cases

Australia Anti-trust

HR

Holding Redlich

Debt management and credit repair companies will soon be required to hold an Australian Credit Licence

Australia Finance

HH

Hunt & Hunt

Credit defaults in the commercial scene – what to be aware of!

Australia Consumer

GP

Gavin Parsons

Responsible lending obligations (RLOs) to be scrapped!

Australia Consumer

HN

Holley Nethercote

ASIC product intervention power aimed at lenders outside the Credit Code

Australia Finance

BP

Bennett & Philp Lawyers

COVID-19: The ticking credit crunch time bomb – ASIC issues Guidelines to Retail Lenders on dealing with loan repayment deferrals

Australia Finance

CO

Carroll & O'Dea

Mortgage brokers: best interests duty and the conflict priority rule in RG273

Australia Finance

LS

Logie Smith Lanyon

COVID-19: Am I obliged to give customer refunds if I am unable to provide goods and services?

Australia Consumer

L

LegalVision

AFCA (Australian Financial Complaints Authority) – So what is fair?

Australia Finance

HN

Holley Nethercote

Open banking, big data and AI: What are the implications for the financial services sector?

Australia Technology

CC

Corrs Chambers Westgarth

Telecommunications, Media And Technology (TMT) Law Update – Volume 29

Australia Media & IT

DC

Davies Collison Cave

Responsible Lending: ASIC Publishes Significant New Guidance Aimed At Helping Credit Providers Apply The Law In Practice

Australia Consumer

HS

Herbert Smith Freehills Kramer LLP

Buy-now-pay-later operators probed by Senate inquiry

Australia Consumer

W

Worrells

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Latest Videos

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Insights into the Australian credit industry

CP

Cathro & Partners

CU LAB: Will responsible lending obligations soon apply to retail investors?

CU

Clayton Utz

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