United States: Finance and Banking

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Finance law and banking law thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics such as capital adequacy, BASEL, acquisition finance, debt capital markets, fund finance, islamic finance, securitization and structured finance.

Leveraged Lending Guidance Withdrawn By OCC And FDIC

On December 5, 2025, the Office of the Comptroller of the Currency ("OCC") and Federal Deposit Insurance Corporation ("FDIC") rescinded guidance on leveraged lending activities by banks.

United States Finance

MB

Mayer Brown

Progressive State Leaders Committee Chooses Chopra To Lead Working Group

The Progressive State Leaders Committee has tapped former CFPB Director Rohit Chopra to head a new Consumer Protection and Affordability Working Group.

United States Finance

BS

Ballard Spahr LLP

CFTC Announces Amendments To Rules Of Practice And Rules Relating To Investigations

On December 1, 2025, Commodity Futures Trading Commission (the Commission or CFTC) Acting Chairman Caroline Pham announced a suite of changes to the Commission's Rules of Practice...

United States Finance

W

WilmerHale

OCC And FDIC Rescind Interagency Leveraged Lending Guidance

The Statement marks what could be a significant shift in the regulatory landscape for banks engaged in leveraged lending and comes amid the continued prevalence of the private credit market and other non-bank lending.

United States Finance

WS

Winston & Strawn LLP

CFPB Signals It Will Issue Interim Open Banking Rule As Funding Lapse Approaches

United States Finance

SM

Sheppard Mullin Richter & Hampton

SEC Releases 2026 Examination Priorities Highlighting Compliance, Information Security, And Emerging Technology

United States Finance

SM

Sheppard Mullin Richter & Hampton

OCC And FDIC Withdraw Leveraged Lending Guidance

United States Finance

SM

Sheppard Mullin Richter & Hampton

CFTC Harmonizes US Person And Guarantee Definitions In Swap Requirements

United States Finance

MB

Mayer Brown

Still In Motion – Revisiting Our Global FSR Outlook 2025

Worldwide Finance

KL

Herbert Smith Freehills Kramer LLP

Three Non-profit Organizations Represented By Public Citizen Litigation Group Open Up New Front In War Against The CFPB

United States Finance

BS

Ballard Spahr LLP

The CFPB's Reg B Proposal: Key Changes And Industry Impact (Podcast)

United States Finance

BS

Ballard Spahr LLP

Federal Banking Agencies Finalize The ESLR Rule, With Some Adjustments

United States Finance

DW

Davis Wright Tremaine

AI In Financial Services: Understanding The White House Action Plan – And What It Leaves Out – Part 2 (Podcast)

United States Finance

BS

Ballard Spahr LLP

The Finance Function Reckoning: Why 2026 Will Separate Strategic CFOs From Operational Scorekeepers

United States Finance

R

Riveron

FBI's Most Recent Gambling Arrests Suggest Sports-Betting Regulations Are Effective

United States Media & IT

DM

Duane Morris LLP

Importing Steel Into Mexico A Pillar Of Compliance For Suppliers Trading With Mexico

United States International

BG

Braumiller Law Group, PLLC

Visa Turbulence: Navigating Your H-1B Future In A Shifting U.S. Landscape (Video)

United States Immigration

Gs

Green and Spiegel

Hot Topics In International Trade A Tariff Christmas Message For US Kids (Video)

United States International

BG

Braumiller Law Group, PLLC

Early Mediation: Is Your Case A Likely Candidate?

United States Litigation

J

JAMS

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Related Country Guides

Project Finance

Banking Regulation

Capital Adequacy/BASEL

OCC And FDIC Rescind Interagency Leveraged Lending Guidance

The Statement marks what could be a significant shift in the regulatory landscape for banks engaged in leveraged lending and comes amid the continued prevalence of the private credit market and other non-bank lending.

United States Finance

WS

Winston & Strawn LLP

Federal Banking Agencies Finalize The ESLR Rule, With Some Adjustments

New enhanced supplemental leverage ratio calculation allows for a range of low-risk activities such as U.S. Treasury market intermediation...

United States Finance

DW

Davis Wright Tremaine

How Regulatory Change Is Reshaping Global Lending

How are shifting capital and regulatory rules actually changing the way banks lend, borrowers negotiate, and lawyers structure deals?

United States Finance

WL

World Law Group

Federal Banking Agencies Propose Lower Community Bank Leverage Ratio Requirements

United States Finance

DW

Davis Wright Tremaine

3 Recent Regulatory Developments Relevant To The EU And UK Securitisation Markets

Worldwide Commercial

ST

Simpson Thacher & Bartlett

Will Crypto Capital Find A Home In The U.S.?

United States Technology

DW

Davis Wright Tremaine

OCC Settles With Bank Over Alleged BSA/AML Violations

United States Finance

SM

Sheppard Mullin Richter & Hampton

IRS Proposes Ending Look-Through Rule For Domestic Corporation REIT Ownership

United States Tax

CO

Cozen O'Connor

U.S. Pet Grooming & Boarding: Ankura Industry Spotlight (October 2025)

United States Commercial

AC

Ankura Consulting Group LLC

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Debt Capital Markets

IRS Issues New Regulations Impacting Foreign Government Investments In The United States

On December 12, 2025, the U.S. Internal Revenue Service and U.S. Department of Treasury issued proposed regulations, temporary regulations, and final regulations which could substantially affect the way foreign governments make U.S. directed investments.

United States Commercial

D

Dechert

JONES DAY TALKS®: Real Assets Roundup – Episode 6: Higher Education (Podcast)

The funding and operational models attendant to college and university infrastructure and facilities have remained largely unaltered for nearly 100 years.

United States Consumer

JD

Jones Day

Democratic AGs To Check Out Buy-Now-Pay-Later Companies

Seven Democratic AGs, co-led by North Carolina AG Jeff Jackson, sent letters to the six largest Buy-Now-Pay-Later (BNPL) providers seeking information...

United States Consumer

CO

Cozen O'Connor

SEC Sheds Light On 2026 Priorities: Risk Areas And Key Insights For Broker-Dealers

United States Finance

GP

Goodwin Procter LLP

From Direct Lending To ABS: Private Credit's $3T Toolkit Fuels PE Deals

United States Finance

D

Dechert

Distressed Debt Legal Insights

United States Finance

RG

Ropes & Gray LLP

Privy Council Holds That There Is No Legal Requirement In The Tort Of Deceit To Show That A Claimant Was Consciously Aware Of The Representation Made

United States Finance

KL

Herbert Smith Freehills Kramer LLP

ACA Files Suit Challenging Colorado Law That Omits Medical Debts From Credit Reports

United States Finance

BS

Ballard Spahr LLP

State-Level Digital Asset Licensing: What To Watch As We Head Into 2026

United States Technology

KM

Katten Muchin Rosenman LLP

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Charges, Mortgages, Indemnities

Four Pillars Of Remedies For The Mortgage Loan In Default

Under New York law, lenders can accelerate the debt, foreclose on the property, appoint a receiver to manage it, and seek a deficiency judgment if sale proceeds fall short.

United States Real Estate

SM

Sheppard Mullin Richter & Hampton

New York's Highest Court Says FAPA Applies Retroactively

Almost three years after New York's "Foreclosure Abuse Prevention Act" (FAPA) changed how the six-year time clock applicable to mortgage actions starts and stops, the state's highest court resolved a heavily litigated dispute, concluding that FAPA is, indeed, retroactive.

United States Finance

GP

Goodwin Procter LLP

All's Well That Ends Well: The CFTC Amends Its Wells Notice Process And Other Rules Of Practice For The Better

For years, the Commodity Futures Trading Commission (CFTC or Commission) has exercised broad discretion in investigating and prosecuting potential violations of the law...

United States Finance

KM

Katten Muchin Rosenman LLP

Crystallex Sale Approved And Lone Star Funds V. Republic Of Korea – ICSID Annulment Highlights Due Process In Investor-State Arbitration

United States Litigation

SJ

Steptoe LLP

New York Court Of Appeals Finds Foreclosure Abuse Prevention Act Constitutional Under Due Process

United States Litigation

GT

Greenberg Traurig, LLP

OFAC Announces $4.7 Million Penalty On Real Estate Investor For Dealing In Blocked Property Linked To Russian Oligarch

United States Real Estate

MB

Mayer Brown

CFPB Proposes Narrowing ECOA Regulations

United States Finance

MB

Mayer Brown

FHFA Announces 2026 Conforming Mortgage Loan Limits

United States Finance

BS

Ballard Spahr LLP

Anticipating Shutdown, CFPB Is Transferring Cases To DoJ

United States Finance

BS

Ballard Spahr LLP

See more

Financial Services

Leveraged Lending Guidance Withdrawn By OCC And FDIC

On December 5, 2025, the Office of the Comptroller of the Currency ("OCC") and Federal Deposit Insurance Corporation ("FDIC") rescinded guidance on leveraged lending activities by banks.

United States Finance

MB

Mayer Brown

Progressive State Leaders Committee Chooses Chopra To Lead Working Group

The Progressive State Leaders Committee has tapped former CFPB Director Rohit Chopra to head a new Consumer Protection and Affordability Working Group.

United States Finance

BS

Ballard Spahr LLP

CFTC Announces Amendments To Rules Of Practice And Rules Relating To Investigations

On December 1, 2025, Commodity Futures Trading Commission (the Commission or CFTC) Acting Chairman Caroline Pham announced a suite of changes to the Commission's Rules of Practice...

United States Finance

W

WilmerHale

OCC And FDIC Rescind Interagency Leveraged Lending Guidance

United States Finance

WS

Winston & Strawn LLP

CFPB Signals It Will Issue Interim Open Banking Rule As Funding Lapse Approaches

United States Finance

SM

Sheppard Mullin Richter & Hampton

SEC Releases 2026 Examination Priorities Highlighting Compliance, Information Security, And Emerging Technology

United States Finance

SM

Sheppard Mullin Richter & Hampton

OCC And FDIC Withdraw Leveraged Lending Guidance

United States Finance

SM

Sheppard Mullin Richter & Hampton

2025 FinAccelerations: U.S. Digital Assets Publications

United States Technology

JD

Jones Day

Federal Cannabis Rescheduling: Status, Impacts, And Strategies

United States Cannabis

SH

Scarinci Hollenbeck LLC

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Latest Videos

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Emerging Manager Minute (Video)

AG

Akin Gump Strauss Hauer & Feld LLP

Designated Gifts — Honoring Intent, Avoiding Liability (Video)

MB

Michael Best

Ten Minute Interview: Investment Professionals And Family Offices (Video)

FL

Foley & Lardner

A Deep Dive Into The Fight For The CFPB's Survival (Podcast)

BS

Ballard Spahr LLP

Navigating The Retail Alternatives Landscape (Video)

AM

Alvarez & Marsal

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