Worldwide: Consumer Credit

Subscribe

Consumer protection law thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics that involve consumer protection regulations and the developing law surrounding them from specialists working in this area.

FTC Permanently Bans Small-Business Financing Firm And CEO For Alleged UDAP And Telemarketing Violations

On November 17, the FTC announced a final court order permanently banning a small-business financing company and its chief executive from offering business financing, debt relief, and credit repair services and imposing a $48,280,328 monetary judgment to resolve allegations of unfair or deceptive acts or practices under the Federal Trade Commission Act

United States Finance

SM

Sheppard Mullin Richter & Hampton

New Concerns For Bank Fintech Partnerships: 10th Circuit's DIDMCA Decision Is The First Ripple In An Anticipated Wave

Issued on November 10, 2025, the long-awaited decision from the US Court of Appeals for the 10th Circuit in National Association of Industrial Bankers v. Weiser supports Colorado's exercise...

United States Finance

KM

Katten Muchin Rosenman LLP

Colorado's Attack On State-Bank Lending Partnerships Gets New Life

On November 10, 2025, the United States Court of Appeals for the Tenth Circuit issued an opinion reversing a district court's order that the State of Colorado...

United States Consumer

MP

Manatt, Phelps & Phillips LLP

Colorado's Medical Debt Reporting Law Challenged In Federal Court

On November 5, 2025, a national debt collection trade group and one of its members filed a lawsuit against the state of Colorado's in an attempt to block its 2023 medical debt credit reporting law, HB 23-1126.

United States Finance

SM

Sheppard Mullin Richter & Hampton

West Virginia Federal Court Certifies Class Action Challenging "Pay-To-Pay" Fees

United States Litigation

SM

Sheppard Mullin Richter & Hampton

Delaware Bans Medical Debt From Consumer Credit Reports

United States Consumer

SM

Sheppard Mullin Richter & Hampton

CFPB Issues Interpretive Rule Asserting Federal Preemption Over State Medical Debt Credit Reporting Laws

United States Consumer

SM

Sheppard Mullin Richter & Hampton

District Court Denies Arbitration Of Service Members' Class Action Claims Under Military Lending Act Holding That Earned Wage Access Constitutes Extension Of Consumer Credit

United States Finance

SM

Sheppard Mullin Richter & Hampton

Forward Flow Transactions — A Key Tool In Fuelling Private Credit Growth

United States Finance

WG

Weil, Gotshal & Manges LLP

Maryland OFR Issues Guidance On New Medical Debt Collection Laws

United States Finance

SM

Sheppard Mullin Richter & Hampton

Nevada Removes In-State Office Requirements For Online And Buy Now, Pay Later Lenders

United States Consumer

SM

Sheppard Mullin Richter & Hampton

CFPB Terminates HDMA And FCRA Consent Orders

United States Finance

SM

Sheppard Mullin Richter & Hampton

California's CARS Act (SB 766) Is Official: What Auto Dealers Must Know Before October 2026

United States Consumer

ML

Madison Law

CFPB Continues Trend Of Shrinking Its Own Authority By Raising Larger Participant Thresholds

United States Finance

GP

Goodwin Procter LLP

What Foundations And Other Nonprofits Need To Know About The Foreign Agents Registration Act

United States Government

W

WilmerHale

California Air Resources Board Publishes Draft SB 261 Guidance

United States Commercial

RG

Ropes & Gray LLP

District Court Invalidates Patents For Bridge Cheating Detection Software Under § 101

United States IP

JM

Jeffer Mangels Butler & Mitchell LLP

Early Mediation: Is Your Case A Likely Candidate?

United States Litigation

J

JAMS

From Conflict To Clarity: Why The ADR Experience Matters In Successful Resolution

United States Litigation

J

JAMS

Licensing Link August 2025

Licensing Link is a periodic publication that will keep you informed on hot topics and new developments in state licensing laws, and provide practice tips and primers on important issues related to state...

United States Finance

MB

Mayer Brown

Consumer Credit In Focus—DP 25/2 Mortgage Rule Review: The Future Of The Mortgage Market (Podcast)

Listen in for the latest developments in UK mortgage regulation with our insightful podcast, "Consumer Credit in Focus", where experts from our London Financial Services Regulatory team break down the recent Financial Conduct Authority's discussion paper on possible future reforms to UK mortgage regulation.

United States Consumer

AO

A&O Shearman

CFPB Reaches Settlement With FirstCash In Connection With Alleged MLA Violations

The CFPB has reached a settlement in its lawsuit against FirstCash, Inc. and its 19 subsidiaries alleging violations of the Military Lending Act (MLA). The parties have jointly filed a stipulated final judgment...

United States Consumer

BS

Ballard Spahr LLP

Know Now Or Pay Later: Navigating New York's Buy-Now-Pay-Later Act

Once hailed as the sleek, interest-free alternative to credit cards, buy-now-pay-later (BNPL) loans have become a defining feature of modern consumer finance.

United States Finance

HK

Holland & Knight

Oregon Prohibits Medical Debt In Credit Reports

United States Finance

SM

Sheppard Mullin Richter & Hampton

Texas Commercial Financing Disclosure And Registration Law Threatens Sales-Based Financing Industry

United States Commercial

MB

Mayer Brown

Licensing Link June 2025 Special Edition

United States Finance

MB

Mayer Brown

Texas Governor Signs Commercial Sales-Based Financing Legislation Into Law

United States Finance

HK

Holland & Knight

Regulation Round Up

United States Finance

PR

Proskauer Rose LLP

CFPB And Pawn Store Operator To Settle MLA Suit

United States Finance

SM

Sheppard Mullin Richter & Hampton

FDIC And Maryland End Joint Consent Orders Against Regional Bank

United States Government

SM

Sheppard Mullin Richter & Hampton

Bedlam No More: Oklahoma Formally Allows Credit Card Surcharges

United States Finance

BB

Bass, Berry & Sims

Vermont Enacts Law Prohibiting Medical Debt Reporting And Funding Debt Relief Initiative

United States Finance

SM

Sheppard Mullin Richter & Hampton

CFPB Rescinds 67 Guidance Documents

United States Finance

BS

Ballard Spahr LLP

FDIC And Maryland End Joint Consent Orders Against Regional Bank

On April 7, the FDIC and the Maryland Office of Financial Regulation terminated two consent orders against a regional bank headquartered in Maryland.

United States Government

SM

Sheppard Mullin Richter & Hampton

Bedlam No More: Oklahoma Formally Allows Credit Card Surcharges

On May 28, Oklahoma enacted SB 677, which became law without the signature of Oklahoma Governor Kevin Stitt.

United States Finance

BB

Bass, Berry & Sims

Vermont Enacts Law Prohibiting Medical Debt Reporting And Funding Debt Relief Initiative

On May 16, Vermont Governor Phil Scott signed into law S. 27, a medical debt relief measure that prohibits the inclusion of medical debt on consumer credit reports and establishes a state-funded initiative...

United States Finance

SM

Sheppard Mullin Richter & Hampton

CFPB Rescinds 67 Guidance Documents

Contending that policies implemented by guidance represent an unfair regulatory burden and might be contrary to federal law, the CFPB is rescinding 67 guidance...

United States Finance

BS

Ballard Spahr LLP

FTC Settles With Debt Collector

United States Finance

GP

Goodwin Procter LLP

CFPB Drops Two More Major Lawsuits

The CFPB has recently dismissed two more enforcement actions—one against a major credit reporting agency and another against a lease-to-own financing provider.

United States Consumer

SM

Sheppard Mullin Richter & Hampton

2024 Year In Review: Credit Reporting

Welcome to the "Credit Reporting" chapter of our annual report, Consumer Financial Services: 2024 Year in Review.

United States Consumer

GP

Goodwin Procter LLP

Refer A Friend Promotions? Get Consent!

On February 25, 2025, the United States District Court for the Western District of Washington issued a cautionary decision for all businesses that employ "Refer a Friend" promotions.

United States Consumer

KM

Klein Moynihan Turco LLP

The US Senate Introduces The Credit Card Competition Act 2023

In the June 2023 e-Competitions Bulletin of Concurrences, Managing Directors Ling-Ling Ang and Alan Grant and former Consultant Peter Traber examine the findings of their white paper...

United States Anti-trust

N

NERA

Texas Federal Court Pauses CFPB Rule Banning Medical Debt From Credit Reports

United States Finance

SM

Sheppard Mullin Richter & Hampton

Unleashing Uncertainty: President Trump's Federal Funding Freeze

United States Energy

AG

Akin Gump Strauss Hauer & Feld LLP

CFPB Alleges Credit Reporting Agency Conducted Sham Investigations Of Errors

United States Finance

SM

Sheppard Mullin Richter & Hampton

FTC Announces Final Order Against AI-Enabled Review Platform Sitejabber For Misrepresenting Consumer Ratings And Reviews

United States Consumer

CM

Crowell & Moring LLP

CFPB Proposes To Expand Fair Credit Reporting Act Implementing Regulations To Target Data Brokers

United States Consumer

AP

Arnold & Porter

CFPB Finalizes Rule On Overdraft Credit – What Financial Institutions Need To Know

United States Finance

SJ

Steptoe LLP

CFPB's Final Rule Enhancing Oversight Of Large Digital Payment App Providers Goes Into Effect Jan. 9 – Are You Ready?

United States Finance

GT

Greenberg Traurig, LLP

New Proposed CFPB Consumer Data Regulation Would Significantly Expand FCRA Obligations

United States Consumer

HK

Holland & Knight

CFPB Proposes To Expand Reach Of Fair Credit Reporting Act To "Data Brokers" And Beyond

United States Consumer

WR

Wiley Rein

Kansas Changes Consumer Credit Code Impacting Finance Companies January 1, 2025

United States Consumer

RB

Reinhart Boerner Van Deuren s.c.

Podcast - The CFPB Takes Action On A Toronto-Based Bank's Consumer Credit Reports

United States Consumer

HK

Holland & Knight

California Extends Fair Debt Collection Statute To Cover Small Business Debts Up To $500,000

United States Finance

LG

Lathrop GPM

CFPB Imposes $95 Million Fine On Large Credit Union For Overdraft Fee Practices

United States Consumer

SM

Sheppard Mullin Richter & Hampton

Licensing Link October 2024

United States Finance

MB

Mayer Brown

California DFPI Issues Regulations To Classify Earned Wage Access As Loans

United States Finance

MB

Mayer Brown

See more

Latest Videos

See more

Consumer Credit In Focus—DP 25/2 Mortgage Rule Review: The Future Of The Mortgage Market (Podcast)

AO

A&O Shearman

Changing The Landscape Of Private Credit Deals (Video)

PR

Proskauer Rose LLP

Mondaq uses cookies on this website. By using our website you agree to our use of cookies as set out in our Privacy Policy.

Learn More