- with Inhouse Counsel
- with readers working within the Insurance industries
Summary: In this episode of Financial Services Focus, Kris Kully and EY Managing Director of Financial Services Brian Clark discuss the Consumer Financial Protection Bureau's proposed rule under the Equal Credit Opportunity Act (ECOA) and its implications for financial institutions. They explore the nuances of disparate impact, the role of special purpose credit programs, and the marketing practices that may discourage applicants. The conversation highlights the regulatory changes and the importance of understanding the underlying risks in lending practices.
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