United States: Finance and Banking

Subscribe

Finance law and banking law thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics such as capital adequacy, BASEL, acquisition finance, debt capital markets, fund finance, islamic finance, securitization and structured finance.

Federal Reserve Proposes Skinny Master Accounts

A limited risk pathway to Fed payment rails for eligible institutions focused on payments innovation would solve an impasse that has plagued Master Account access...

United States Finance

DW

Davis Wright Tremaine

CFPB Adjusts HPML Asset Exemption Threshold

The CFPB recently issued a final rule increasing the asset exemption threshold for the Truth in Lending Act (TILA) requirement to maintain an escrow account for a higher-priced mortgage loan (HPML).

United States Finance

BS

Ballard Spahr LLP

UK Ring-fencing Reform: Why The Ring-fence Should Be Recalibrated, And How

Ring-fencing was a key component of the UK's response to the financial crisis of 2008–2009. As has been widely acknowledged...

United States Finance

AO

A&O Shearman

Digital Asset Exchange Receives CFTC Approval For US Prediction Markets, Signaling An Opportunistic Outlook

On December 10, 2025, Gemini Space Station, Inc. (NASDAQ:GEMI) announced that the Commodity Futures Trading Commission ("CFTC")...

United States Finance

SM

Sheppard Mullin Richter & Hampton

A Leaner CAT For 2026: SEC Mulls Proposed $55–$73 Million Cost Reduction

United States Finance

KM

Katten Muchin Rosenman LLP

CFTC Issues No‑Action Relief Easing Registration Requirements For Private Fund Managers

United States Finance

PR

Proskauer Rose LLP

New York FAIR Business Practices Act Bolsters State's Consumer Protection Framework

United States Finance

WS

Winston & Strawn LLP

Ohio Walks Back Prior Small Loan Act Guidance, Eases Licensing Position For Bank Partnerships

United States Finance

MB

Mayer Brown

Ohio Walks Back Prior Small Loan Act Guidance, Eases Licensing Position For Bank Partnerships

United States Finance

MB

Mayer Brown

Illinois Revamps The Scope Of Its Collection Agency Licensing Law

United States Finance

MB

Mayer Brown

CFPB Restores And Enhances 2020 Interpretation That Earned Wage Access Is Not "Credit"

United States Finance

DW

Davis Wright Tremaine

Illinois Revamps The Scope Of Its Collection Agency Licensing Law

United States Finance

MB

Mayer Brown

District Court Refuses To Modify Preliminary Injunction Against CFPB While Clarifying That CFPB Is Not Precluded From Requesting Operating Funds From Fed Because Of Fed's Losses

United States Finance

BS

Ballard Spahr LLP

Asset-Level Eligibility Series: "Eligible To Be Sold" & Transferability Restrictions

United States Finance

MB

Mayer Brown

Italy's Rising Tax Evasion Vs The United States' Is Higher, Even With The Voluntary Disclosure Program (VDP)

United States Tax

RS

Rotfleisch & Samulovitch P.C.

Banking Industry Outlook: U.S. Banking M&A Surge Arrives In Q3

United States Compliance

AC

Ankura Consulting Group LLC

USPTO Proposes Dramatic Restrictions For Inter Partes Review Institution

United States IP

OB

Osha Bergman Watanabe & Burton LLP

Visa Turbulence: Navigating Your H-1B Future In A Shifting U.S. Landscape (Video)

United States Immigration

Gs

Green and Spiegel

Back To School 2025: Title IX Updates And How ADR Can Help Universities Resolve Disputes (Podcast)

United States Litigation

J

JAMS

See more

Related Country Guides

Project Finance

Banking Regulation

Capital Adequacy/BASEL

Cheat Sheet—FCA's New Targeted Support Regime—other Frequently Asked Questions (FAQs)

This will not be permitted at the outset but the Treasury will review the position in due course.

United States Consumer

AO

A&O Shearman

Art Basel Miami Beach: An Art Appraiser's Perspective

One of the art world's most important events in the United States has recently concluded in Miami Beach, Florida. Running December 3-7, 2025...

United States Finance

SH

Shook, Hardy & Bacon

OCC And FDIC Rescind Interagency Leveraged Lending Guidance

The Statement marks what could be a significant shift in the regulatory landscape for banks engaged in leveraged lending and comes amid the continued prevalence of the private credit market and other non-bank lending.

United States Finance

WS

Winston & Strawn LLP

Federal Banking Agencies Finalize The ESLR Rule, With Some Adjustments

United States Finance

DW

Davis Wright Tremaine

How Regulatory Change Is Reshaping Global Lending

United States Finance

WL

World Law Group

Federal Banking Agencies Propose Lower Community Bank Leverage Ratio Requirements

United States Finance

DW

Davis Wright Tremaine

3 Recent Regulatory Developments Relevant To The EU And UK Securitisation Markets

Worldwide Commercial

ST

Simpson Thacher & Bartlett

Will Crypto Capital Find A Home In The U.S.?

United States Technology

DW

Davis Wright Tremaine

OCC Settles With Bank Over Alleged BSA/AML Violations

United States Finance

SM

Sheppard Mullin Richter & Hampton

See more

Debt Capital Markets

Illinois Revamps The Scope Of Its Collection Agency Licensing Law

Illinois is making important changes to the scope of the state's Collection Agency Act and the reach of its collection agency licensing obligation.

United States Finance

MB

Mayer Brown

Illinois Revamps The Scope Of Its Collection Agency Licensing Law

Illinois is making important changes to the scope of the state's Collection Agency Act and the reach of its collection agency licensing obligation.

United States Finance

MB

Mayer Brown

CFTC Staff Extends Relief To Certain RIAs Operating Private Commodity Pools

On December 19, 2025, the CFTC staff issued no-action relief to commodity pool operators ("CPOs") registered with the SEC as investment advisers, with respect to the operation of certain commodity pools whose interests are offered solely to "qualified eligible persons" as defined in CFTC Regulation 4.7 ("QEPs").

United States Finance

D

Dechert

CFPB: Earned Wage Products Are Not Loans Under TILA

United States Consumer

SM

Sheppard Mullin Richter & Hampton

CFTC No-Action Reinstates Broad Registration Exemption For Institutional CPOs, Pending Further Action

United States Finance

KM

Katten Muchin Rosenman LLP

Today's Podcast Episode: The CFPB's Most Ambitious Regulatory Agenda Ever – Part 2

United States Finance

BS

Ballard Spahr LLP

Holiday Hours: End Of Year Announcements

United States Commercial

GP

Goodwin Procter LLP

CFTC Relief Eliminates Dual US Regulation Of Certain Investment Managers

United States Finance

AG

Akin Gump Strauss Hauer & Feld LLP

2026 SEC Filing Deadlines And Financial Statement Staleness Dates

United States Commercial

MB

Mayer Brown

See more

Charges, Mortgages, Indemnities

CFPB Adjusts HPML Asset Exemption Threshold

The CFPB recently issued a final rule increasing the asset exemption threshold for the Truth in Lending Act (TILA) requirement to maintain an escrow account for a higher-priced mortgage loan (HPML).

United States Finance

BS

Ballard Spahr LLP

Ohio Walks Back Prior Small Loan Act Guidance, Eases Licensing Position For Bank Partnerships

Around Christmas 2024, the Ohio Division of Financial Institutions ("DFI") left a lump of coal in marketplace consumer lenders' proverbial stockings by issuing guidance that asserted a license...

United States Finance

MB

Mayer Brown

Ohio Walks Back Prior Small Loan Act Guidance, Eases Licensing Position For Bank Partnerships

Around Christmas 2024, the Ohio Division of Financial Institutions ("DFI") left a lump of coal in marketplace consumer lenders' proverbial stockings by issuing guidance that asserted...

United States Finance

MB

Mayer Brown

Illinois Revamps The Scope Of Its Collection Agency Licensing Law

United States Finance

MB

Mayer Brown

Illinois Revamps The Scope Of Its Collection Agency Licensing Law

United States Finance

MB

Mayer Brown

Instructions For Facilitating A Child's Home Purchase

United States Finance

WD

Wiggin & Dana

Oregon Enters $1.56 Million Consent Order Over Alleged Excessive Interest Charges In Bank Partnership Lending Program

United States Consumer

SM

Sheppard Mullin Richter & Hampton

Today's Podcast Episode: The CFPB's Most Ambitious Regulatory Agenda Ever – Part 2

United States Finance

BS

Ballard Spahr LLP

Cheat Sheet—FCA's New Targeted Support Regime—other Frequently Asked Questions (FAQs)

United States Consumer

AO

A&O Shearman

See more

Financial Services

Federal Reserve Proposes Skinny Master Accounts

A limited risk pathway to Fed payment rails for eligible institutions focused on payments innovation would solve an impasse that has plagued Master Account access...

United States Finance

DW

Davis Wright Tremaine

CFPB Adjusts HPML Asset Exemption Threshold

The CFPB recently issued a final rule increasing the asset exemption threshold for the Truth in Lending Act (TILA) requirement to maintain an escrow account for a higher-priced mortgage loan (HPML).

United States Finance

BS

Ballard Spahr LLP

UK Ring-fencing Reform: Why The Ring-fence Should Be Recalibrated, And How

Ring-fencing was a key component of the UK's response to the financial crisis of 2008–2009. As has been widely acknowledged...

United States Finance

AO

A&O Shearman

Digital Asset Exchange Receives CFTC Approval For US Prediction Markets, Signaling An Opportunistic Outlook

United States Finance

SM

Sheppard Mullin Richter & Hampton

A Leaner CAT For 2026: SEC Mulls Proposed $55–$73 Million Cost Reduction

United States Finance

KM

Katten Muchin Rosenman LLP

Why Judge Jackson Is Wrong: The CFPB Cannot Be Lawfully Funded When The Federal Reserve Has No Profits

United States Consumer

BS

Ballard Spahr LLP

New York FAIR Business Practices Act Bolsters State's Consumer Protection Framework

United States Finance

WS

Winston & Strawn LLP

New York's "Stay Or Pay" Prohibition Could Implicate Common Employee Compensation Arrangements

United States Employment

PL

Polsinelli LLP

Ohio Walks Back Prior Small Loan Act Guidance, Eases Licensing Position For Bank Partnerships

United States Finance

MB

Mayer Brown

See more

Latest Videos

See more

AIFMD 2.0 Digest: What's Next For Non-EU Managers? (Podcast)

PR

Proskauer Rose LLP

Emerging Manager Minute (Video)

AG

Akin Gump Strauss Hauer & Feld LLP

Designated Gifts — Honoring Intent, Avoiding Liability (Video)

MB

Michael Best

Ten Minute Interview: Investment Professionals And Family Offices (Video)

FL

Foley & Lardner

Elizabeth Shortino Featured In Atlantic Council Panels (Video)

AM

Alvarez & Marsal

Mondaq uses cookies on this website. By using our website you agree to our use of cookies as set out in our Privacy Policy.

Learn More