Turkey: FinTech

Turkey has one of the most dynamic fintech ecosystems in the EMEA region — over 60 licensed payment and electronic money institutions, a Central Bank actively expanding its open banking framework, and a consumer base increasingly reliant on digital payments. But with opportunity comes regulatory density.

The Presidency of the Advertising Board (“Board”) under the Ministry of Trade decided, at its meeting dated March 12, 2026 and numbered 367, to impose sanctions on many businesses and individuals within the scope of applicants’ complaints, based on its findings and assessments regarding advertisements they published online. These decisions were published in the Board’s press bulletin (“Press Bulletin”).

Ticaret Bakanlığı’na bağlı Reklam Kurulu Başkanlığı (“Kurul”) tarafından, 12 Mart 2026 tarihli ve 367 sayılı toplantısında, başvuru sahiplerinin şikayetleri kapsamında birçok işletme ve kişiler hakkında, internet ortamında yayınladıkları reklamlara ilişkin tespit ve değerlendirmeleri doğrultusunda yaptırımlar uygulanmasına karar verilmiştir.

Revised Minimum Equity Thresholds for Payment and E-Money Institutions has been officially declared for the effective date of June 2026. The banking sector should carefully follow up all developments.

Crypto assets have gained substantial popularity among Turkish investors, mirroring the global trend, and this interest continues to expand progressively.

Araci Kurumlar ve Portföy Yönetim Sirketleri Tarafindan Kullanilacak Uzaktan Kimlik Tespiti Yöntemlerine ve Elektronik Ortamda Sözlesme Iliskisinin Kurulmasina Iliskin Teblig (Iii-42.1) ("Teblig")'de Degisiklik Yapilmasina Dair Teblig (Iii-42.1.A) ("Degisik Teblig") 28 Subat 2026 tarih ve 33182 sayili Resmi Gazete'de yayimlanarak yürürlüge girmistir.

At this point, it should also be noted that card schemes, in order to preserve their market position, have begun to launch products on the A2A side that function in a scheme-like manner—even though they are not card-based processes

The Capital Markets Board Organisation Regulation ("Organisation Regulation") and the Regulation on the Operating Procedures and Principles of the Capital Markets Board ("Operating Principles Regulation") were published...

Merkezi Kayıt Kuruluşu A.Ş.'nin ("MKK") 12.12.2025 tarihli ve 1055 sayılı Genel Mektubu ("Genel Mektup") ile Kamuyu Aydınlatma Platformu'nun ("KAP") kullanımına ilişkin önemli değişiklikler yapılmıştır.