A&O Shearman was formed in 2024 via the merger of two historic firms, Allen & Overy and Shearman & Sterling. With nearly 4,000 lawyers globally, we are equally fluent in English law, U.S. law and the laws of the world’s most dynamic markets.
This combination creates a new kind of law firm, one built to achieve unparalleled outcomes for our clients on their most complex, multijurisdictional matters – everywhere in the world. A firm that advises at the forefront of the forces changing the current of global business and that is unrivalled in its global strength.
Our clients benefit from the collective experience of teams who work with many of the world’s most influential companies and institutions, and have a history of precedent-setting innovations.
Together our lawyers advise more than a third of NYSE-listed businesses, a fifth of the NASDAQ and a notable proportion of the London Stock Exchange, the Euronext, Euronext Paris and the Tokyo and Hong Kong Stock Exchanges.
The CFPB will publish a public report of its findings with Congress on the state of the consumer credit card market. Results of the inquiry will also inform future CFPB regulations on the consumer credit card market.
On March 17, 2015, the US Consumer Financial Protection Bureau
announced a public inquiry on the status of the credit card market
and the impact of credit card protections on consumers and issuers,
including issues such as credit card terms, the use of consumer
disclosures, credit card debt collection practices and rewards
programs. This inquiry is being conducted pursuant to the Credit
Card Accountability, Responsibility and Disclosure Act of 2009,
which required that the CFPB conduct a review of the consumer
credit market every two years. To assist with its inquiry, the CFPB
is seeking public comment and information in connection with the
credit card market and the impact that various credit card
regulations have had on consumers. The CFPB will publish a public
report of its findings with Congress on the state of the consumer
credit card market. Results of the inquiry will also inform future
CFPB regulations on the consumer credit card market.
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