United Arab Emirates: Insurance Laws and Products

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Insurance law and insurance regulation thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics such as reinsurance, insurance law and insurance products.

Flood Damage In The UAE: Understanding Insurance Liability And The Scope Of The Force Majeure Defense

The recent heavy rain and storm conditions seen across the UAE have led to a lot of discussion about insurance coverage and who is legally responsible when property or vehicles are damaged.

United Arab Emirates Insurance

Awatif Mohammad Shoqi Advocates & Legal Consultancy

Building Through The Storm: Force Majeure, Worker Safety & Contractual Preservation In The UAE Construction Industry

The escalation of the US Israel Iran conflict since late February 2026 has disrupted regional airspace, logistics corridors and insurance markets, and has raised immediate questions about the safety and mobility of construction labour in and out of the UAE.

United Arab Emirates Government

HM

Habib Al Mulla and Partners

Function Over Form: What The UAE's New CBUAE Law Means For Fintech, DeFi And Technology Providers

Federal Decree-Law No. (6) of 2025 repeals the 2018 Central Bank Law and the 2023 Insurance Decree-Law, consolidating banking, payments, and insurance regulation under a single statute...

United Arab Emirates Finance

TLP Advisors

Legal Considerations For Businesses In The UAE Amid Ongoing Regional Developments

In recent days, our Firm has been contacted by several clients and international companies seeking guidance on the potential legal implications of the current and unusual political developments affecting the wider region.

United Arab Emirates Commercial

HM

Habib Al Mulla and Partners

Non-Disclosure Of Pre-Existing Medical Conditions In UAE Insurance: Legal And Practical Consequences

United Arab Emirates Insurance

BA

BSA Law

The Role Of Insurance In UAE's Economic Growth: Discussing The Contribution Of The Insurance Sector To The Economic Growth Of The UAE

United Arab Emirates Insurance

HA

HAS Law Firm

Insurance Licensing In UAE – What Has Changed In 2026

United Arab Emirates Insurance

AT

Al Tamimi & Company

Transport And Insurance

United Arab Emirates Insurance

AT

Al Tamimi & Company

CBUAE Publishes Regulation For Representative Office Of Foreign Insurance And Reinsurance Companies

United Arab Emirates Insurance

AT

Al Tamimi & Company

Dubai Issues Comprehensive Overhaul Of Health Insurance Claims Management Framework

United Arab Emirates Insurance

AT

Al Tamimi & Company

Modernising Supervision – The UAE's 2025 New Banking Law

United Arab Emirates Finance

AT

Al Tamimi & Company

Non-Exclusive, Or Exclusive Jurisdiction - That Is The Question? (Re)insurers, Beware Of Unintended Consequences

United Arab Emirates Insurance

BLK Partners

Insurance Licensing In UAE : DMCC Issues Circular On NOC Requirement From UAE Central Bank

United Arab Emirates Insurance

AT

Al Tamimi & Company

Understanding UAE's New Insurance Regulations: A Comprehensive Guide (Video)

United Arab Emirates Insurance

AM

Dr. Hassan Elhais

DIFC Introduces The UAE's First Variable Capital Company Regime

United Arab Emirates Commercial

Nexdigm UAE

A Regulatory Perspective On Payment Facilitator Operations In The UAE, UK And EU

United Arab Emirates Finance

KL

KARM Legal Consultants

DIFC Licensing Categories (Video)

United Arab Emirates Finance

CA

Cavenwell Group

What Businesses Must Do After UAE VAT Rule Changes In 2026 To Protect Refunds, Credits, And Compliance

United Arab Emirates Commercial

IMC Group

What Does The 15% Domestic Minimum Tax In The UAE Mean For Multinational Structures In 2026?

United Arab Emirates Commercial

IMC Group

Understanding Free On Board (FOB) Sales Under UAE Commercial Transactions Law

An FOB sale is an international trade term used to describe the terms of sale and delivery of goods. "FOB" stands for "Free On Board," and it defines the respective obligations of the seller and the buyer in the sale...

United Arab Emirates International

BA

BSA Law

What Is The Electronic Insurance Policy And Why You Need It? (Video)

With thousands of online insurance offers, the Insurance Authority of the Government of the UAE Government issued the Insurance Authority Board of Directors' Resolution No. (18) of 2020 Concerning the Electronic Insurance Regulations (Resolution) on 27 April 2020 to govern all insurance policies sold or purchased online within the UAE.

United Arab Emirates Insurance

AM

Dr. Hassan Elhais

DIFC Reports 35% Surge In Insurance Premiums

The Dubai International Financial Centre (DIFC) recorded a 35% rise in gross written premiums (GWPs) in 2024, reaching USD3.5 billion generated by 125 insurance-related entities...

United Arab Emirates Insurance

TS

The Sovereign Group

Filing Insurance Claims For Force Majeure Events: What You Need To Know

Force Majeure is a legal concept commonly included in economic and commercial contracts, which exempts parties from liability in the event of unforeseen natural disasters or incidents that disrupt the expected course of events, preventing them from fulfilling their contractual obligations.

United Arab Emirates Insurance

GA

Galadari Advocates & Legal Consultants

The Insurance Sector In The United Arab Emirates

United Arab Emirates Insurance

BA

BSA Law

Comprehensive Guide To Dubai Real Estate Fees: A Decade Of Growth And Affordable Transaction Costs

United Arab Emirates Insurance

BA

BSA Law

سؤال وجواب في قانون التأمين الجزء الأول

United Arab Emirates Insurance

AL

ADG Legal

Q&A Insurance Law Part 1

United Arab Emirates Insurance

AL

ADG Legal

Evolution Of Risk Management Over The Years

United Arab Emirates Commercial

MCA

Understanding Third-Party Liability In UAE Space Law

United Arab Emirates Transport

AM

Dr. Hassan Elhais

Understanding Special Purpose Vehicles (SPVs) In Dubai (Video)

United Arab Emirates Commercial

CA

Cavenwell Group

Can A Working Couple's Children Be Sponsored And Insured Under Different Parents' Companies?

United Arab Emirates Insurance

AM

Dr. Hassan Elhais

Understanding Insurance Coverage: Navigating Claims For Rain And Flood Damage In The UAE

United Arab Emirates Insurance

BA

BSA Law

Employer-Paid Health Insurance To Be Mandatory Nationwide

United Arab Emirates Healthcare

W

WTW

Understanding Special Purpose Vehicles (SPVs) In Dubai (Video)

A Special Purpose Vehicle (SPV) is a legal entity created for a specific purpose, such as isolating financial risk, raising capital, or holding assets. SPVs are commonly established in Dubai...

United Arab Emirates Commercial

CA

Cavenwell Group

Can A Working Couple's Children Be Sponsored And Insured Under Different Parents' Companies?

In Dubai, where a significant portion of the population comprises expatriate workers, sponsorship and health insurance for dependents are crucial considerations...

United Arab Emirates Insurance

AM

Dr. Hassan Elhais

Understanding Insurance Coverage: Navigating Claims For Rain And Flood Damage In The UAE

What is the legal and legitimate way to have those affected by the rains and floods claim from their respective insurers?

United Arab Emirates Insurance

BA

BSA Law

Employer-Paid Health Insurance To Be Mandatory Nationwide

Starting in 2025, all private-sector employers throughout the U.A.E. would be required to provide health coverage to their foreign employees in another step toward universal health coverage.

United Arab Emirates Healthcare

W

WTW

Transaction Risk: The Growing Role Of Tax Insurance In The Middle East

United Arab Emirates Tax

AM

Alvarez & Marsal

Insurance Comparative Guide

Insurance Comparative Guide for the jurisdiction of United Arab Emirates, check out our comparative guides section to compare across multiple countries

United Arab Emirates Insurance

FC

Fichte & Co Legal Consultancy LLC

(Re) Insurance Legal Update – Saudi Arabia: The New Saudi Civil Code– Coverage Issues And Wider Implications For The (Re)insurance Markets

Writing and reinsuring business from and within the Kingdom of Saudi Arabia has always presented challenges to the (re)insurance markets, particularly the London markets...

United Arab Emirates Insurance

BA

BSA Law

Implications Of Artificial Intelligence For The Health Insurance Sector

The United Arab Emirates (UAE) is one of the fastest growing economies in the world, and healthcare is one of the main areas of investment for the UAE government.

United Arab Emirates Healthcare

BA

BSA Law

Insurance Authority Board Decision

The insurance sector in Dubai is regulated by the Insurance Authority, which is responsible for setting and enforcing regulations to ensure the stability and growth of the industry.

United Arab Emirates Insurance

HA

HAS Law Firm

The Private Placement Life Insurance In The UAE

United Arab Emirates Insurance

AK

Anjarwalla & Khanna

The Medical Tourism Boom And The Role Of Insurance For Both Patients And Providers

United Arab Emirates Healthcare

BA

BSA Law

UAE Unemployment Insurance: A Welcome Change

United Arab Emirates Insurance

BA

BSA Law

The New UAE Unemployment Insurance Scheme: A Welcome Change

United Arab Emirates Insurance

BA

BSA Law

Developers' Decennial Liability In The UAE Towards The Owners Of The Properties

United Arab Emirates Real Estate

RA

Rousan & Associates

Subscription To Unemployment Insurance Now Mandatory For UAE Employees

United Arab Emirates Employment

GW

Gowling WLG

Unemployment Insurance Law

United Arab Emirates Insurance

HA

HAS Law Firm

UAE Central Bank Issues Guidance On Anti-Money Laundering Protocols For The Insurance Sector

United Arab Emirates Insurance

AR

Abdo Rafiq & Partners

Regulatory Alert: Escrow Accounts Mandated

United Arab Emirates Insurance

BA

BSA Law

UAE Government Issues Decree On Unemployment Insurance

United Arab Emirates Employment

AR

Abdo Rafiq & Partners

Chambers & Partners: Insurance Litigation 2022

United Arab Emirates Insurance

BA

BSA Law

Everything You Need To Know About The UAE's New Employment Insurance Scheme

United Arab Emirates Employment

BA

BSA Law

Syndicates Beware—DIFC Court Reaffirms Expansive Approach To Jurisdiction

United Arab Emirates Insurance

AG

Akin Gump Strauss Hauer & Feld LLP

Bancassurance – The Legal Landscape In The Middle East - Future Distribution Channels

United Arab Emirates Insurance

BA

BSA Law

What You Need To Know About Insurance Litigation Proceedings In The United Arab Emirates?

United Arab Emirates Insurance

AM

Dr. Hassan Elhais

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Latest Videos

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Understanding UAE's New Insurance Regulations: A Comprehensive Guide (Video)

AM

Dr. Hassan Elhais

What Is The Electronic Insurance Policy And Why You Need It? (Video)

AM

Dr. Hassan Elhais

Influential Women In The Middle East: Inside The Insurance Industry (Video)

CC

Clyde & Co

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