United Kingdom on Insolvency/Bankruptcy

Cornelia Zeitler is joined by her colleagues in the Frankfurt office, Holger Wolf partner from our Real Estate team and David Schrader counsel...

Alternative lenders often transition from specialty finance facilities to securitized warehouse structures as they scale. Securitized warehouses provide greater scalability, favorable pricing, and access to new lenders by transferring assets to insolvency-remote SPVs issuing structured debt tranches.

Bethany Fitzgerald and Oliver Williams from the Dispute Resolution team explain how winding up or bankruptcy proceedings can help creditors recover debt. A creditor may petition to wind up a company or file a bankruptcy petition for an individual debtor if they are owed at least £750 or £5,000, respectively. These legal actions aim to distribute the debtor's assets among creditors. However, the processes can be complex, requiring proper legal guidance to ensure compliance with rules and maximize