Personal injury lawyer Adam Wagman spoke with Canadian Underwriter about a striking gap in Canada’s insurance system: federal law caps liability for boating accidents at $1.5 million, yet no law requires boat owners to actually carry that coverage. Adam explained that most pleasure craft aren’t automatically included on home or cottage policies, leaving injured victims with no way to recover if an at-fault boater turns out to be uninsured. He proposed solutions ranging from proof-of-insurance requirements at boat registration to a Family Protection Endorsement modeled on Ontario auto policies. Read the full interview at Canadian Underwriter.
PRESS RELEASE
4 September 2026
HSH Partner Adam Wagman Tells Canadian Underwriter: Boat Liability Insurance Should Be Mandatory
Howie, Sacks & Henry LLP
Contributor
Howie, Sacks & Henry LLP (HSH) was formed in 2000 by three lawyers who envisioned a firm that provided exceptional legal services to injury victims in a clear, compassionate, and caring way. To us, HSH represents not just our firm name but also our mission: Hope Starts Here.
Personal injury lawyer Adam Wagman highlights a critical flaw in Canada's maritime insurance framework: while federal law caps boating accident liability at $1.5 million, no corresponding mandate requires boat owners to carry insurance. This regulatory ga