Malta: Consumer Protection

A Maltese court examines the strict requirements and time limits governing claims for latent defects in movable property sales, clarifying when buyers can seek rescission and restitution of purchase price under the actio redhibitoria remedy.

The European Union has reached a compromise on the Payment Services Directive 3 (PSD3) and Payment Services Regulation (PSR), introducing sweeping changes to harmonise payment rules across Member States. The package addresses fragmentation under PSD2 by migrating conduct-of-business rules into directly applicable regulations, while introducing new provisions on cash access, cryptocurrency payment services, fraud liability, and open banking.

On 16 April 2026, the Court of Justice of the European Union (“CJEU” or the “Court”) issued its judgment in Case C-440/23, European Lotto and Betting and Deutsche Lotto und Sportwetten...

Advancements in the world of fintech have fundamentally reshaped consumer behaviour through the rise of flexible payment methods, driven by surging technological developments.

On the 3rd of October 2025, Legal Notice 216 of 2025 was published in the Government Gazette with the aim of transposing Article...

There were several important legislative changes which were published over the course of November 2025. Below is an overview of the key updates across different areas.

The Court of Justice of the European Union's landmark Wunner decision fundamentally reshapes director liability across the EU by permitting personal lawsuits against directors of companies operating cross-border, even when they hold valid licenses in their home jurisdiction. Can directors of Maltese companies still rely on separate legal personality protections when serving consumers across multiple Member States, or has the corporate veil been effectively pierced by this controversial judgment?

Advancements in the world of fintech have fundamentally reshaped consumer behaviour through the rise of flexible payment methods, driven by surging technological developments.

The case originated from a 1988 preliminary sale agreement containing a penalty clause allowing the vendor to retain an advance payment of approximately €72,870 if the purchasers failed to conclude the final contract