Ireland: FinTech

This monthly legal update from William Fry explores critical developments across technology regulation, AI transparency obligations, and commercial litigation frameworks. The edition examines emerging challenges in data centre connectivity, merger control threshold changes, and the evolving landscape of warranty insurance in M&A transactions, while addressing novel legal arguments in nervous shock claims and regulatory consultations on crypto-asset markets.

Ireland's Department of Finance has released its third National Risk Assessment on Money Laundering, Terrorist Financing and Proliferation Financing, identifying very significant risks in retail banking, digital banking, crypto-assets, and payment institutions. The assessment is accompanied by a comprehensive 30-Point Action Plan designed to strengthen Ireland's financial crime response framework over the next 18 months through enhanced regulatory oversight, beneficial ownership transparency, and sector-spe

This update is brought to you by our Regulatory & Risk Advisory practice group in Ireland.

The Central Bank of Ireland has introduced targeted amendments to its 2025 Consumer Protection Regulations, clarifying the application of suitability requirements for crypto-asset service providers under MiCA...

On 27 March 2026, the Central Bank (Supervision and Enforcement) Act 2013 (Section 48) (Consumer Protection) (Amendment) Regulations 2026 (“2026 Regulations”) were published in Iris Oifigiúil.

The European Securities and Markets Authority ("ESMA") has published key guidance for any firm contemplating an application for authorisation...

Stablecoins have become increasingly central to the crypto-asset ecosystem, serving as a bridge between traditional fiat currencies and digital assets.  Initially used primarily for trading on crypto exchanges, stablecoins are now gaining traction as a potential medium for cross-border payments and everyday payment transactions.

This update is brought to you by our Regulatory & Risk Advisory practice group in Ireland.

Our ESG p also highlights key sustainable finance-related developments for 2026, including the expansion of ESMA's supervisory powers under the EU Green...