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This year, more venture-backed companies shut down than at any point on record, according to data published last week by Andreessen Horowitz. The largest share of those closures comes from companies founded between 2019 and 2021, a period when interest rates were near zero and capital was easy to raise.

Commercial lenders face a critical challenge in real estate transactions: determining which easements and restrictions identified in title commitments actually threaten their collateral. While title commitments list numerous exceptions, understanding which ones could jeopardize a development project requires careful analysis of underlying documents, survey comparisons, and practical assessment of how recorded rights interact with proposed construction plans.

California has enacted the nation's strongest legislation regulating AI chatbots and social media for minors, imposing mandatory safety audits, crisis protocols, and prohibitions on addictive features. Companies operating companion chatbots, social media platforms, or online services used by children face significant compliance obligations and civil penalties up to $1 million per child for negligent harm.