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Article
AI And Insurance Claims: Beware Fully Automated Decision Making
Multiple U.S. states have enacted legislation regulating how health insurers can use artificial intelligence in claims coverage decisions, with Nebraska, Georgia, and Colorado establishing distinct frameworks that balance AI utilization with human oversight requirements. These statutes reflect growing legislative skepticism about replacing human judgment with AI systems, particularly in decisions that significantly impact individuals' healthcare access and coverage.
United States Technology
TS
Taft Stettinius & Hollister
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