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2 January 2026

Supreme Court Clarifies Scope Of Bank Secrecy In Cybercrime Investigations

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SyCip Salazar Hernandez & Gatmaitan

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SyCip Salazar Hernandez & Gatmaitan was founded in 1945 and is a leading full-service law firm in the Philippines. Its principal office is in Makati City, with branch offices in Cebu City, Davao City and the Subic Bay Freeport Zone. The firm offers a broad and integrated range of legal services, with departments in the following fields: banking, finance and securities; special projects; corporate services; litigation and dispute resolution; employment law and immigration; intellectual property; and tax.
On 29 July 2025, the Supreme Court, in EastWest Rural Bank v. Philippine National Police Anti-Cybercrime Group Regional Anti-Cybercrime Unit 1, G.R. No. 273720, addressed whether, and to what extent...
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On 29 July 2025, the Supreme Court, in EastWest Rural Bank v. Philippine National Police Anti-Cybercrime Group Regional Anti-Cybercrime Unit 1, G.R. No. 273720, addressed whether, and to what extent, a bank may be compelled to disclose account-related information pursuant to a Warrant to Disclose Computer Data ("WDCD") issued under Republic Act No. 10175 or the Cybercrime Prevention Act, without violating Republic Act No. 1405 or the Bank Secrecy Law.

The case arose from a "vishing" incident where a victim was deceived into providing his email address and one-time password to a caller falsely claiming to be a bank employee, which resulted in an unauthorized transfer of funds to an account maintained with EastWest Rural Bank ("EWRB").

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