Malta: Technology

The Malta Financial Services Authority has introduced a new General Code of Conduct for Decision Makers in the Financial Services Industry, establishing principles-based supervisory expectations for governance, leadership behaviour and senior-level decision-making. While non-prescriptive, the Code serves as a key reference point in supervisory engagement and inspections, applying broadly to board members, senior executives and decision makers within MFSA-supervised and listed entities.

AI's impact hinges on the safeguards and governance frameworks that guide its deployment, not the technology itself. Recent harmful chatbot incidents expose the inadequacy of voluntary self-regulation when commercial pressures eclipse safety considerations. The EU AI Act emerges as a critical regulatory intervention to establish mandatory safety standards, accountability mechanisms, and oversight structures that protect the public from preventable AI-related harm.

The ownership and security rights over aircraft engines in Malta are governed by two complementary legal frameworks: domestic legislation, mainly the Aircraft Registration Act...

AI's impact hinges on the safeguards and governance frameworks that guide its deployment, not the technology itself. Recent harmful chatbot incidents expose the inadequacy of voluntary self-regulation when commercial pressures eclipse safety considerations. The EU AI Act emerges as a critical regulatory intervention to establish mandatory safety standards, accountability mechanisms, and oversight structures that protect the public from preventable AI-related harm.

It is equally our pleasure to have hosted Mr Ian Deguara, Malta’s Information and Data Protection Commissioner, for a one-on-one discussion on his achievements...

In our previous article, Digital Omnibus Regulation Proposal, we examined the Commission’s proposal published on 19 November 2025 (the “GDPR Omnibus”). On the same day, the Commission introduced a complementary initiative, the Digital Omnibus on AI Regulation Proposal (the “AI Omnibus”).

Background to the Report Simmons and Simmons LLP have prepared a long-form report (the “Report ”) to support the Malta Financial Services Advisory Counsel...

AI's impact hinges on the safeguards and governance frameworks that guide its deployment, not the technology itself. Recent harmful chatbot incidents expose the inadequacy of voluntary self-regulation when commercial pressures eclipse safety considerations. The EU AI Act emerges as a critical regulatory intervention to establish mandatory safety standards, accountability mechanisms, and oversight structures that protect the public from preventable AI-related harm.

The Third Payment Services Directive (PSD3) represents a fundamental modernisation of the EU payments regulatory landscape, introducing harmonised authentication standards...