Luxembourg: Insurance Laws and Products

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Insurance law and insurance regulation thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics such as reinsurance, insurance law and insurance products.

Unit-linked Life Insurance Investment Rules: Same Framework, New Lens

On 1 February 2026, the Commissariat aux Assurances ("CAA") published Circular Letter 26/1 on the investment rules applicable to life insurance products linked to investment funds.

Luxembourg Finance

LL

Loyens & Loeff

Implementation Act Of The Amending Directive Solvency II

The text to implement the revised Solvency II Directive (the Implementation Act) was published on 9 January 2026 for public consultation together with the explanatory memorandum.

Luxembourg Finance

LL

Loyens & Loeff

New Investment Rules For Luxembourg Unit-linked Life Insurance Products Taken Out After 1 February 2026

On 28 January 2026, the Commissariat aux assurances (CAA) released circular letter 26/1 on investment rules for unit-linked life insurance products (the "Circular Letter"), together with its annexes regarding...

Luxembourg Insurance

CL

CMS Luxembourg

Luxembourg Regulator Refines Captive And Reinsurance Licensing Processes

Luxembourg continues to consolidate its position as one of Europe's premier hubs for captive insurance and reinsurance.

Luxembourg Insurance

LL

Loyens & Loeff

Simplifying Sustainability Reporting: Voluntary Sustainability Reporting Standard For SMEs (VSME)

Luxembourg Finance

EH

ELVINGER HOSS PRUSSEN, société anonyme

CAA Clarifications On Co-brokerage Activities

Luxembourg Insurance

AM

Arendt & Medernach

"Stop-The-Clock": Points To Consider For Luxembourg Reporting Entities And Groups

Luxembourg Commercial

AM

Arendt & Medernach

Liquidation FWU Life Insurance Lux S.A.

Luxembourg Insurance

AS

Arnone & Sicomo

FWU Policies: The Financial Crash Involving Italy And Other Countries

Worldwide Insurance

AS

Arnone & Sicomo

Liquidation Of FWU Life Insurance Lux S.A.

Luxembourg Insurance

AS

Arnone & Sicomo

Booking.com: Limitation Period For Pension Contribution Claims, 5 Or 20 Years?

Luxembourg Employment

LL

Loyens & Loeff

CAA Specifications On Practical Implementation Of DORA

Luxembourg Insurance

AM

Arendt & Medernach

The Inside Basis: Tax Insurance In Luxembourg (Podcast)

Luxembourg Finance

KG

K&L Gates LLP

Council Approves New Rules On Insurance Recovery And Resolution (IRRD): Key Impacts For (Re)insurance Undertakings

European Union Insurance

EH

ELVINGER HOSS PRUSSEN, société anonyme

Dutch Implementation Proposal Of The EU Pay Transparency Directive Amended

European Union Employment

LL

Loyens & Loeff

Crypto Fund Luxembourg

Luxembourg Technology

AS

Arnone & Sicomo

Digital Omnibus: What The Proposed Changes Mean For GDPR, Privacy And Cookies

European Union Privacy

LL

Loyens & Loeff

Official Publication Of The Newly Updated EU List Of Non-cooperative Tax Jurisdictions: 2 Jurisdictions Added And 3 Removed

A

ATOZ

CSSF Updates Crypto-assets FAQ For Investment Funds Following MiCAR Implementation.

Luxembourg Technology

GA

Ganado Advocates

EIOPA Published Its Methodology For Value-For-Money Benchmarks

On 7 October 2024, the European Insurance and Occupational Pensions Authority (EIOPA) released its methodology for establishing value-for-money benchmarks in unit-linked and hybrid insurance products.

European Union Insurance

AM

Arendt & Medernach

Collective Labour Agreements, What's New In Luxembourg?

The ABBL and the trade unions (ALEBA, LCGB-SESF and OGBL) have agreed on the terms of the collective bargaining agreement applicable to the Luxembourg banking sector for the period 2024-2026.

Luxembourg Employment

EH

ELVINGER HOSS PRUSSEN, société anonyme

#beLex: New Rules On Deadlines And Penalties For Disputing Cover And Paying Insurance Benefits

By two laws of 17 March 2024, new rules on deadlines and penalties for possible coverage disputes and payment of insurance benefits were introduced into the Belgian Insurance Act of 4 April 2014 and the Belgian Act.

Luxembourg Insurance

PP

Philippe & Partners

DORA (Digital Operational Resilience Act)

The Digital Operational Resilience Act ("DORA") (i.e. Regulation (EU) 2022/2554 of the European Parliament and of the Council of 14 December 2022 on digital operational resilience...

Luxembourg Finance

EH

ELVINGER HOSS PRUSSEN, société anonyme

Sustainability In The Life Insurance Sector – CAA Information Note On The Sustainability Engagement Of Life Insurance Undertakings

Luxembourg Insurance

AM

Arendt & Medernach

ESAs' Final Reports On Greenwashing In The Financial Sector

Luxembourg Finance

CL

CMS Luxembourg

Implementation Of CSRD Into Luxembourg Law: Expanded Sustainability Reporting Obligations For Luxembourg And Foreign Undertakings

Luxembourg Commercial

AM

Arendt & Medernach

Responses To Parliamentary Questions On Completion Guarantees

Luxembourg Real Estate

DA

DSM Avocats à la Cour

ESG In The Insurance Sector – CAA Update On Regulatory Challenges Linked To Sustainable Finance

Luxembourg Insurance

AM

Arendt & Medernach

Encouraging Insurers To Invest For The Long Term

European Union Insurance

AM

Arendt & Medernach

Bill Of Law For The Transposition Of CSRD In Luxembourg

European Union Commercial

CL

CMS Luxembourg

Outsourcing In The Insurance Sector: Evolution Of Luxembourg's Legal Framework

Luxembourg Insurance

EH

ELVINGER HOSS PRUSSEN, société anonyme

CAA Information Note On Prudential On-site Inspections

Luxembourg Insurance

AM

Arendt & Medernach

CAA Information Note On Concept Of Insurance Intermediary In Group Insurance Contracts

European Union Insurance

AM

Arendt & Medernach

Bill Of Law For The Transposition Of CSRD In Luxembourg

Following the adoption of the corporate sustainability reporting directive:1 (the " CSRD "), the Member States of the European Union (the " EU ")...

European Union Commercial

CL

CMS Luxembourg

Outsourcing In The Insurance Sector: Evolution Of Luxembourg's Legal Framework

On 19 March 2024, the Luxembourg Chamber of Deputies adopted bill of law 8184 transposing Directive 2021/2118 into national law related to motor vehicle liability insurance1 (the "Bill of Law").

Luxembourg Insurance

EH

ELVINGER HOSS PRUSSEN, société anonyme

CAA Information Note On Prudential On-site Inspections

On 29 January 2024, the Commissariat aux Assurances (CAA) published Information Note 24/3 (Note), which summarises the outcomes of prudential on-site inspections that the CAA conducted in 2021 and 2022.

Luxembourg Insurance

AM

Arendt & Medernach

CAA Information Note On Concept Of Insurance Intermediary In Group Insurance Contracts

On 24 January 2024, the Commissariat aux Assurances (CAA) published Information Note 24/1 on the concept of insurance intermediary in the context of group insurance contracts (Note).

European Union Insurance

AM

Arendt & Medernach

CAA Clarifications On The Notion Of Insurance Intermediary In The Context Of Group Insurance Contracts

Luxembourg Insurance

CL

CMS Luxembourg

CAA Update – Teleworking And Electronic Signatures: Changes From 1 September 2023

On 13 June 2023, the Commissariat Aux Assurances (CAA) issued Circular Letter 23/10 on the teleworking of managers, key functions and other control functions and the use of electronic signatures (Circular Letter).

Luxembourg Insurance

AM

Arendt & Medernach

ESG In The Banking And Insurance Sectors: ESA Progress Reports On Greenwashing

On 1 June 2023, each of the European Supervisory Authorities ("ESAs"), namely the European Banking Authority ("EBA"), the European Insurance and Occupational Pensions Authority...

Luxembourg Finance

AM

Arendt & Medernach

Enhanced Protection For Retail Investors – Anticipated Impact On The Banking, Insurance And Asset Management Industries

The EU Commission is proposing to modernise and simplify the framework for retail investment across the different sectors of the financial services industry, namely asset management, banking and insurance.

Luxembourg Finance

AM

Arendt & Medernach

Differential Pricing Practices In The Non-Life Insurance Sector – EIOPA Supervisory Expectations

On 16 March 2023, the European Insurance and Occupational Pensions Authority ("EIOPA") published a supervisory statement on differential pricing practices in non-life insurance lines of business ("Supervisory Statement")...

Luxembourg Insurance

AM

Arendt & Medernach

Bill Of Law To Modernise The Insurance Sector

Luxembourg Insurance

CL

CMS Luxembourg

Update On "Value For Money" Concerns In The Life Insurance Sector – Outcome Of The CAA Quantitative Questionnaire

Luxembourg Insurance

AM

Arendt & Medernach

What You Should Know About The Boost To The Efficiency Of Luxembourg Pledges

Luxembourg Finance

O

Ogier

New ML/TF Risk Assessment Questionnaire For Life Insurance Intermediaries

Luxembourg Government

AM

Arendt & Medernach

Authorisation Procedures For The Insurance Sector Updated - CAA Regulations 22/01, 22/02 And 22/03

Luxembourg Insurance

AM

Arendt & Medernach

ESG In The Banking, Financial And Insurance Sectors - ESAs Opinions On European Sustainability Reporting Standards

Luxembourg Finance

AM

Arendt & Medernach

Annual Reporting Of Lapsed Life Insurance Contracts

Luxembourg Insurance

AM

Arendt & Medernach

ESG In The Insurance Sector - CAA Follow-up On Inclusion Of Climate Change Risk Scenarios In ORSA

Luxembourg Insurance

AM

Arendt & Medernach

Takeover Of Intermediation In Life Insurance – New CAA Circular Letter 22/22

Luxembourg Insurance

AM

Arendt & Medernach

LEI Codes For Professionals Of The Insurance Sector – CAA Call For Compliance

Luxembourg Insurance

AM

Arendt & Medernach

ESG In The Insurance Sector - EIOPA Discussion Paper On Prudential Treatment Of Sustainability Risks

Luxembourg Finance

AM

Arendt & Medernach

CAA Specifies Outsourcing Requirements For The Insurance Sector

Luxembourg Insurance

EH

ELVINGER HOSS PRUSSEN, société anonyme

Amendments To The Luxembourg Financial Collateral Law

Luxembourg Finance

AM

Arendt & Medernach

Back To 2022 – Forward To 2023

Luxembourg Commercial

AM

Arendt & Medernach

IRRD Proposal – New EIOPA Staff Papers

Luxembourg Finance

AM

Arendt & Medernach

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CYAUSE Audit Services Ltd

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Arthur Cox

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CSB Group

Corporate Governance For Banks And Insurance Companies (Video)

AM

Arendt & Medernach

TMT Bites – 14th Issue

D

Dentons

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