Technology Law and Digital Law

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Accounting law and audit law thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics such as FinTech, marketing, media, new technology, security.
Article
Nigeria's New Virtual Assets Framework: Seven Steps Fintechs Must Take To Compete And Comply
Nigeria has taken another significant step towards bringing virtual assets, cryptocurrency businesses and blockchain-enabled financial services within a more coordinated regulatory framework. President Bola Ahmed Tinubu's Presidential Executive Order on Virtual Assets Coordination, 2026 should not be viewed as another attempt to prohibit digital assets. Nor does it replace the existing powers of the Central Bank of Nigeria, the Securities and Exchange Commission (SEC), the Nigeria Revenue Service or other relevant agencies.
Nigeria Technology
SP
SimmonsCooper Partners
Article
Data Localisation In Nigeria: Separating Myth From Reality
Artificial intelligence, cloud computing, cybersecurity and digital sovereignty have fundamentally changed the way governments think about data. Around the world, policymakers are increasingly asking where data should be stored, who should have access to it and under what circumstances it should leave national borders. These questions are no longer confined to technology policy, they have become matters of economic policy, national security, industrial development and international trade.
Nigeria Technology
A
AELEX
Article
FinTech Licence Revocations And Crypto Dispute Resolution: Regulatory Pressure And Emerging Conflict Mechanisms In Nigeria
Nigeria's FinTech and cryptocurrency sectors face intensified regulatory scrutiny as the Central Bank of Nigeria and Securities and Exchange Commission adopt assertive enforcement measures, leading to licence revocations and operational restrictions. How are these regulatory pressures reshaping the digital asset landscape, and what dispute resolution mechanisms are emerging to address conflicts in this evolving ecosystem?
Nigeria Technology
OA
Olisa Agbakoba Legal (OAL)
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Article
Open Banking And Digital Lending In Nigeria: Opportunities, Risks And Regulatory Readiness
Nigeria's open banking framework promises to transform digital lending through secure, consent-driven financial data sharing. As the phased rollout approaches mid-2026, lenders face both opportunity and obligation: faster credit decisions, better risk assessment, and new product possibilities, alongside stricter compliance requirements and infrastructure dependencies that will reshape competitive dynamics across the sector.
Nigeria Finance
TA
Tope Adebayo LP
Article
Data Localisation In Nigeria: Separating Myth From Reality
Artificial intelligence, cloud computing, cybersecurity and digital sovereignty have fundamentally changed the way governments think about data. Around the world, policymakers are increasingly asking where data should be stored, who should have access to it and under what circumstances it should leave national borders. These questions are no longer confined to technology policy, they have become matters of economic policy, national security, industrial development and international trade.
Nigeria Technology
A
AELEX
Article
Anita Joseph vs Caramel Plug: Who Actually Owns Your Photos Under Nigeria’s Copyright Act
When actress Anita Joseph used AI to swap her face onto content creator Caramel Plug's birthday photograph, it sparked a viral controversy that exposed critical gaps in how Nigeria's creative industry understands copyright ownership. Under the Copyright Act 2022, the photographer—not the subject—typically owns the image, while AI-generated derivatives exist in a legal gray zone that may leave no one with enforceable rights.
Nigeria IP
OA
Olisa Agbakoba Legal (OAL)
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FinTech

Article
Open Banking And Digital Lending In Nigeria: Opportunities, Risks And Regulatory Readiness
Nigeria's open banking framework promises to transform digital lending through secure, consent-driven financial data sharing. As the phased rollout approaches mid-2026, lenders face both opportunity and obligation: faster credit decisions, better risk assessment, and new product possibilities, alongside stricter compliance requirements and infrastructure dependencies that will reshape competitive dynamics across the sector.
Nigeria Finance
TA
Tope Adebayo LP
Article
Nigeria’s Marine Insurance Gap: Why Market Creation Beats Market Entry
Nigeria cedes $4-5 billion annually in marine liability insurance premiums to foreign institutions, creating a legally mandated market opportunity with no domestic competitor. Development finance institutions and blended capital structures could establish the country's first Protection and Indemnity club, capturing a revenue stream that currently flows entirely offshore while building critical local capacity in underwriting, claims management, and maritime risk assessment.
Nigeria Insurance
PM
PYE·M Systems
Article
Nigeria's New Virtual Assets Framework: Seven Steps Fintechs Must Take To Compete And Comply
Nigeria has taken another significant step towards bringing virtual assets, cryptocurrency businesses and blockchain-enabled financial services within a more coordinated regulatory framework. President Bola Ahmed Tinubu's Presidential Executive Order on Virtual Assets Coordination, 2026 should not be viewed as another attempt to prohibit digital assets. Nor does it replace the existing powers of the Central Bank of Nigeria, the Securities and Exchange Commission (SEC), the Nigeria Revenue Service or other relevant agencies.
Nigeria Technology
SP
SimmonsCooper Partners
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Cybersecurity

Article
Data Localisation In Nigeria: Separating Myth From Reality
Artificial intelligence, cloud computing, cybersecurity and digital sovereignty have fundamentally changed the way governments think about data. Around the world, policymakers are increasingly asking where data should be stored, who should have access to it and under what circumstances it should leave national borders. These questions are no longer confined to technology policy, they have become matters of economic policy, national security, industrial development and international trade.
Nigeria Technology
A
AELEX
Article
Poisoned At The Source: Securing Nigeria’s AI Supply Chain Against Data Poisoning
Nigerian technology businesses face a critical challenge in AI governance: data poisoning attacks that embed harmful patterns during model training, before traditional guardrails can detect them. This analysis examines how adversarial manipulation of training data creates legal, cybersecurity, and procurement risks that existing controls may miss. Understanding where poisoning enters the AI pipeline and how Nigerian law applies to these threats is essential for organizations deploying AI systems.
Nigeria Privacy
TA
Tope Adebayo LP
Article
Predatory Lending And Unfair Pricing Practices: Understanding The Legal Limits Of Digital Loan Pricing In Nigeria.
Digital lending in Nigeria has revolutionized access to finance through mobile platforms offering instant unsecured loans, but this rapid growth has sparked intense debate over pricing practices and consumer protection. As regulators scrutinize high interest rates, hidden fees, and complex terms, lenders defend their models as necessary responses to elevated credit risk and operational costs. The central question remains: how can Nigeria balance innovation-driven financial inclusion with meaningful safeguar
Nigeria Finance
Syntegral Legal Practice
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