Germany: Finance and Banking

Subscribe
Finance law and banking law thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics such as capital adequacy, BASEL, acquisition finance, debt capital markets, fund finance, islamic finance, securitization and structured finance.
Article
Joint Committee Of The ESAs’ Annual Report 2025 – Key Implications For Regulated Firms
On 24 April 2026, the Joint Committee (JC) of the three European Supervisory Authorities (ESAs)—comprising the European Banking Authority (EBA), the European Securities and Markets Authority (ESMA) and the European Insurance and Occupational Pensions Authority (EIOPA)—published its Annual Report for 2025. The JC, chaired in 2025 by EIOPA,1 continued to serve as the central coordinating forum facilitating dialogue and information exchange among the ESAs, the European Commission and the European Systemic Risk Board (ESRB).
Germany Finance
PL
PwC Legal Germany
Article
Scope, Stablecoins, CASPs And More – MiCAR’s Dual Consultations Chart The Course For EU Crypto Regulation’s Next Chapter
The European Commission has launched dual consultations on the Markets in Crypto-Assets Regulation (MiCAR), seeking feedback from both retail users and industry stakeholders on whether the regulation remains fit for purpose. Key areas under review include the treatment of decentralized finance, stablecoins, crypto-asset service providers, NFTs, tokenised deposits, and the private-law treatment of tokens, with responses due by 31 August 2026.
Germany Finance
PL
PwC Legal Germany
Article
Deals Still Get Done – But Only With A New Playbook
Private equity execution has evolved beyond traditional buyout models, requiring sophisticated deal structures, flexible financing arrangements, and comprehensive due diligence across ESG, cybersecurity, and geopolitical risks. Success now depends on navigating complexity through adaptive strategies, cross-border expertise, and the ability to maintain momentum when conventional approaches no longer suffice.
Germany Finance
SR
McDermott Will & Schulte
Article
The EU Credit Servicers Directive: Market Transformation And The Path Ahead
The EU's Credit Servicers Directive has fundamentally reshaped the European non-performing loans market, catalyzing market consolidation and the emergence of pan-European servicing platforms. With NPL rates resurging in 2026 and regulatory expectations intensifying, financial services firms face a critical strategic question: how to position themselves for success in a transformed market where harmonization remains incomplete and supervisory scrutiny is increasing.
Germany Finance
PL
PwC Legal Germany
See more

Related Country Guides

BR
Banking Regulation
AI
Alternative Investment Funds
AR
Asset Recovery
SL
Secured Lending
PF
Project Finance

Highlighted Content

Capital Adequacy/BASEL

Article
Bafin Seeks Public Comment On The 9th Amendment To The MaRisk
BaFin has published a draft of the 9th amendment to Germany's Minimum Requirements for Risk Management (MaRisk), introducing a fundamental revision aimed at reducing regulatory complexity for financial institutions. The proposed changes establish a new three-tier classification system for institutions based on size, implement proportional risk assessment requirements, and integrate European Banking Authority guidelines on environmental scenario analysis and internal governance.
Germany Finance
PL
PwC Legal Germany
See more

Debt Capital Markets

See more

Charges, Mortgages, Indemnities

See more

Financial Services

Article
Joint Committee Of The ESAs’ Annual Report 2025 – Key Implications For Regulated Firms
On 24 April 2026, the Joint Committee (JC) of the three European Supervisory Authorities (ESAs)—comprising the European Banking Authority (EBA), the European Securities and Markets Authority (ESMA) and the European Insurance and Occupational Pensions Authority (EIOPA)—published its Annual Report for 2025. The JC, chaired in 2025 by EIOPA,1 continued to serve as the central coordinating forum facilitating dialogue and information exchange among the ESAs, the European Commission and the European Systemic Risk Board (ESRB).
Germany Finance
PL
PwC Legal Germany
Article
AI Disruption In European SaaS: Understanding Distress Signals And What It Takes To Win
The rise of generative and agentic AI is fundamentally disrupting the SaaS sector, threatening traditional seat-based pricing models and creating a stark divide between resilient platforms and vulnerable mid-market vendors. As AI-driven competition intensifies and a significant refinancing wave approaches in 2027-28, private equity sponsors and lenders face unprecedented challenges in evaluating software investments and managing portfolio risk.
European Union Technology
A
AlixPartners
Article
Scope, Stablecoins, CASPs And More – MiCAR’s Dual Consultations Chart The Course For EU Crypto Regulation’s Next Chapter
The European Commission has launched dual consultations on the Markets in Crypto-Assets Regulation (MiCAR), seeking feedback from both retail users and industry stakeholders on whether the regulation remains fit for purpose. Key areas under review include the treatment of decentralized finance, stablecoins, crypto-asset service providers, NFTs, tokenised deposits, and the private-law treatment of tokens, with responses due by 31 August 2026.
Germany Finance
PL
PwC Legal Germany
See more

Latest Videos

See more