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EU Reaches Compromise On PSD3 And PSR: Tighter Harmonisation, Crypto Rules And Stronger Consumer Transparency
The Council of the EU has published final compromise texts for the Third Payment Services Directive (PSD3) and Payment Services Regulation (PSR), marking a significant shift toward harmonised payment services regulation across the Single Market. The package introduces stricter conduct rules, enhanced consumer protections, and explicit provisions for crypto-linked payment activities, while addressing fragmentation issues that emerged under PSD2.
European Union Finance
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Finance Malta
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