Canada: Insurance

La Cour suprême du Canada examine l'interprétation des polices d'assurance types lorsque des extensions de garantie de coût de reconstruction garanti semblent entrer en conflit avec des exclusions prévues à la police.

The Supreme Court of Canada examines the interpretation of standard form insurance policies when coverage extensions appear to conflict with policy exclusions in Emond v. Trillium Mutual Insurance Co. This episode explores how the Court applied the Ledcor framework to determine when a "guaranteed rebuilding cost" endorsement actually covers the added costs of rebuilding after a loss.

Recent Ontario decisions continue to clarify when a court may require a plaintiff to pay cancellation or "no show" fees after failing to attend a medical examination. Recent case law suggests Courts are increasingly willing to award such costs, provided certain conditions are met.