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Finance law and banking law thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics such as capital adequacy, BASEL, acquisition finance, debt capital markets, fund finance, islamic finance, securitization and structured finance.

Streamlining Consumer Duty – A Welcome Update From The FCA

In recent years, implementation of the FCA Consumer Duty regime has been a significant challenge for most financial services firms.

United States Consumer

PR

Proskauer Rose LLP

CryptoLink Newsletter - August 2025 Updates

The push for digital assets legislation has slowed since its peak in July, largely due to Congress's August recess and its current focus on essential funding and defense authorization bills.

United States Technology

AG

Akin Gump Strauss Hauer & Feld LLP

National Bank Preemption Addressed By The First Circuit

The Supreme Court handed down an opinion last year regarding national bank preemption in the case Cantero v. Bank of America, which we wrote about here.

United States Finance

CW

Cadwalader, Wickersham & Taft LLP

Massachusetts Finalizes Amendments To Mortgage Licensing, Truth In Lending, And Small-Loan Regulations

On September 23, the Massachusetts Division of Banks finalized amendments to the Small Loans Law, the Truth in Lending Act, and the Mortgage Lender and Broker Licensing Law.

United States Consumer

SM

Sheppard Mullin Richter & Hampton

SEC Solicits Input On RMBS Disclosure And Registration Requirements

United States Finance

D

Dechert

Mortgage Banking Update - October 2, 2025

United States Finance

BS

Ballard Spahr LLP

SEC Seeks Input On Modernizing RMBS Disclosure Requirements And Enhancements To ABS Registration To Revitalize Public Securitization Market

United States Finance

MB

Mayer Brown

No Private Cause Of Action By Non-Party To Securitization Documents: It's Not My Cross To Bear

United States Finance

CW

Cadwalader, Wickersham & Taft LLP

Cook Says Allowing Trump To Fire Her From Fed Would Destroy Fed Independence

United States Finance

BS

Ballard Spahr LLP

Treasury Seeks Public Comment On Implementation Of The GENIUS Act

United States Finance

GP

Goodwin Procter LLP

First Circuit Rules National Bank Act Does Not Preempt Rhode Island State Law

United States Finance

BS

Ballard Spahr LLP

Trump Asks Supreme Court To Let Him Fire Lisa D. Cook From Fed

United States Finance

BS

Ballard Spahr LLP

NFIP Authorization Expires Sept. 30

United States Finance

BS

Ballard Spahr LLP

CFPB Spring 2025 Regulatory Agenda Mortgage Items

United States Finance

BS

Ballard Spahr LLP

Mass Deportations: How Donald Trump Is Weaving A 'Dangerous' Web Of 'Host Countries'

United States Immigration

Gs

Green and Spiegel

Strengthening Your Hiring Process (Video)

United States Law Practice

OK

Offit Kurman

Federal Court Blocks Enforcement Of Texas Proxy Advisor Disclosure Law

United States Commercial

SM

Sheppard Mullin Richter & Hampton

What Honeybees Have Taught Me About Dispute Resolution

United States Litigation

J

JAMS

Resolving Construction Conflicts Efficiently: A Guided Mediation Approach

United States Litigation

J

JAMS

Mortgage Banking Update - September 18, 2025

September 18 – Read the newsletter below for the latest Mortgage Banking and Consumer Finance industry news, written by Ballard Spahr attorneys.

United States Finance

BS

Ballard Spahr LLP

Split Appeals Court Panel Decides Trump Fired Cook From Federal Reserve Board Illegally

A divided federal appeals court has ruled that President Trump illegally fired Lisa Cook from her position as a member of the Federal Reserve Board.

United States Finance

BS

Ballard Spahr LLP

Dechert Develops REMIC Structure For Longer Investment Periods ("Pancake REMIC")

Mortgage securitizations must navigate a number of U.S. income tax issues to optimize financing efficiency. Key issues include avoiding entity-level taxation of the issuer...

United States Finance

D

Dechert

CFPB Releases Spring 2025 Agenda Signaling Deregulatory Shift

On September 4, the CFPB published its Spring 2025 Unified Agenda on the Office of Information and Regulatory Affair's website.

United States Finance

SM

Sheppard Mullin Richter & Hampton

Trump To Appeal Judge's Decision Blocking Him From Firing Lisa Cook From Federal Reserve Board

United States Finance

BS

Ballard Spahr LLP

Selling A House In San Diego Probate: Step-by-Step California Guide (2025)

United States Real Estate

O

Opelon

Illinois Proposes Regulations For Shared Appreciation Agreements Under The Residential Mortgage License Act

United States Finance

SM

Sheppard Mullin Richter & Hampton

Investment-Related Highlights

United States Insurance

MB

Mayer Brown

But Who Can Unlearn All The Facts That I've Learned: Facts Matter For Summary Judgment

United States Finance

CW

Cadwalader, Wickersham & Taft LLP

Recent Transactions

United States Real Estate

CW

Cadwalader, Wickersham & Taft LLP

Connecticut Repeals Mortgage Servicer Licensing Exemption For Licensed Mortgage Lenders

United States Finance

MB

Mayer Brown

Licensing Link August 2025

United States Finance

MB

Mayer Brown

Tornado Cash Jury Deadlocked On Most Serious Charges, But Convicted Founder Roman Storm On Conspiracy To Operate An Unlicensed Money Transmitting Business

United States Finance

BS

Ballard Spahr LLP

Illinois Proposes Regulations Governing Shared Appreciation Agreements

United States Finance

MB

Mayer Brown

Connecticut Repeals Mortgage Servicer Licensing Exemption For Licensed Mortgage Lenders

A new approval requirement is coming for companies licensed as Mortgage Lenders in Connecticut and engaging in mortgage servicing activities. Effective October 1, 2025, Connecticut Mortgage Lender licensees...

United States Finance

MB

Mayer Brown

Licensing Link August 2025

Licensing Link is a periodic publication that will keep you informed on hot topics and new developments in state licensing laws, and provide practice tips and primers on important issues related to state...

United States Finance

MB

Mayer Brown

Tornado Cash Jury Deadlocked On Most Serious Charges, But Convicted Founder Roman Storm On Conspiracy To Operate An Unlicensed Money Transmitting Business

On August 6th, 2025, following a four-week trial, a jury found Roman Storm, the founder of a crypto mixing service called Tornado Cash, guilty of conspiracy to operate an unlicensed money transmitting business.

United States Finance

BS

Ballard Spahr LLP

Illinois Proposes Regulations Governing Shared Appreciation Agreements

Illinois continues to move forward in regulating "shared appreciation agreements." On August 15, 2025, the Illinois Department of Financial and Professional Regulation proposed...

United States Finance

MB

Mayer Brown

DFPI Orders Mortgage Lender To Pay $2.3 Million For Per Diem Interest Overcharges

United States Finance

SM

Sheppard Mullin Richter & Hampton

SOL: Bleep Out Of Luck Or Statute Of Limitations Or Both

In HSBC Bank USA, N.A. v. Andrea Joy Nussinow, the Supreme Court of the State of New York denied HSBC Bank's request to reform a residential mortgage...

United States Real Estate

CW

Cadwalader, Wickersham & Taft LLP

Ninth Circuit Revives Washington Consumer Protection Claims Over "HomeOwner Agreement"

On August 7, the U.S. Court of Appeals for the Ninth Circuit reversed a district court's dismissal of a putative class action alleging violations of the Washington Consumer Protection Act (WCPA)...

United States Consumer

SM

Sheppard Mullin Richter & Hampton

Fourth Circuit Rules Voluntary PMI Cancellation Does Not Trigger Federal Refund Rights

PMI refunds only apply to statutory cancellations - The Fourth Circuit ruled that homeowners are only entitled to refunds of unearned private mortgage insurance premiums when PMI...

United States Finance

RD

Riker Danzig LLP

Integrated Amplifier: No-Appointment Of A Receiver Sounds Better

In a recent decision in New York County Supreme Court, the Court granted the plaintiff lender's pre-summary judgment motion to appoint a receiver in a mortgage foreclosure action...

United States Finance

CW

Cadwalader, Wickersham & Taft LLP

Goodbye Junk Fees: New AGO Regulations Eliminate Hidden Fees On Sales And Auto-Renewing Subscriptions

United States Consumer

RM

Rich May

Mortgage Banking Update - August 7, 2025

United States Finance

BS

Ballard Spahr LLP

Current Mortgage & PropTech M&A Trends (Podcast)

United States Commercial

MB

Mayer Brown

Bipartisan Housing Reform Advances In The Senate

United States Finance

MB

Mayer Brown

What Is An Indemnity Clause? Contract Negotiation Tips For Startups | Phil Crowley (Video)

United States Commercial

C

Crowley Law LLC

Senate Passes House Version Of Trigger Leads Bill

United States Consumer

BS

Ballard Spahr LLP

Reform Of The EU Securitisation Framework—Part 3: "Resilient Securitisations"

European Union Finance

JD

Jones Day

Federal Judge Rejects Request To Release ESSA Bank From Redlining Settlement

United States Finance

BS

Ballard Spahr LLP

Mortgage Banking Update - July 24, 2025

United States Finance

BS

Ballard Spahr LLP

Consumer Credit In Focus—DP 25/2 Mortgage Rule Review: The Future Of The Mortgage Market (Podcast)

United States Consumer

AO

A&O Shearman

New York Legislature Targets Real Estate Lenders To Lower Rents

United States Real Estate

JD

Jones Day

Eighth Circuit Voids FTC 'Click To Cancel' Rule

United States Consumer

BS

Ballard Spahr LLP

From Oversight To Omission: The OCC's New Stance On Disparate Impact Liability

United States Finance

WS

Winston & Strawn LLP

Is The Economy Shifting? Ankura's July 2025 U.S. Economic Tracker Reveals Key Trends

United States Strategy

AC

Ankura Consulting Group LLC

Don't Sign Blindly: The Costly Contract Mistakes You Must Avoid (Video)

United States Commercial

C

Crowley Law LLC

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Latest Videos

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Consumer Credit In Focus—DP 25/2 Mortgage Rule Review: The Future Of The Mortgage Market (Podcast)

AO

A&O Shearman

Don't Sign Blindly: The Costly Contract Mistakes You Must Avoid (Video)

C

Crowley Law LLC

Dealology – Purchase Price & Post-Closing Liability Tax Factors (Video)

CL

Cooley LLP

No Foreclosure Summary Judgment Without Refuting "Notice and Opportunity to Cure" Defense: Remember to "Say it Ain't So"

FR

Fox Rothschild LLP

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