United Kingdom: White Collar Crime, Anti-Corruption & Fraud

Authorised push payment fraud represents a persistent challenge for modern banking, with victims losing hundreds of millions of pounds annually despite improved detection tools. The legal framework governing these disputes has evolved significantly, particularly following key court decisions that have clarified the scope of bank liability and the limits of common law remedies when customers are deceived into authorizing fraudulent transfers.

The FCA has banned misleading advertisements from claims management company Conclusive Financial Ltd that used unauthorised clips of Martin Lewis and made false claims about motor finance compensation. The adverts created a false sense of urgency and failed to disclose that consumers could make claims for free without using a CMC.

In March 2026, the UK Government published its Fraud Strategy 2026–2029, part of a broader economic-crime policy package building on the Economic Crime Plan 2 (March 2023) and the Anti-Corruption Strategy, published in December 2025.