Herbert Smith Freehills Kramer is a world-leading global law firm, where our ambition is to help you achieve your goals. Exceptional client service and the pursuit of excellence are at our core. We invest in and care about our client relationships, which is why so many are longstanding. We enjoy breaking new ground, as we have for over 170 years. As a fully integrated transatlantic and transpacific firm, we are where you need us to be. Our footprint is extensive and committed across the world’s largest markets, key financial centres and major growth hubs. At our best tackling complexity and navigating change, we work alongside you on demanding litigation, exacting regulatory work and complex public and private market transactions. We are recognised as leading in these areas. We are immersed in the sectors and challenges that impact you. We are recognised as standing apart in energy, infrastructure and resources. And we’re focused on areas of growth that affect every business across the world.
Herbert Smith Freehills Kramer represented the structuring agent and the initial purchasers in a $556,079,000 capital markets securitization of home improvement loans and elective patient services receivables.
United States
Herbert Smith Freehills Kramer represented the structuring agent
and the initial purchasers in a $556,079,000 capital markets
securitization of home improvement loans and elective patient
services receivables. The transaction closed on November 5,
2025.
The HSF Kramer team consisted of Securitization and Structured
Finance partners Gilbert K.S. Liu and Jamie Kocis, associates
Shazia Ahmad and Vivian Zhang; Tax partner Pamela M. Capps and
associates Mariya Khvatskaya and Daniel Weiss; Executive
Compensation and Employee Benefits partner Marissa Holob and
special counsel Avram J. Cahn; HSF Kramer EU/UK partner Michael
Poulton and associates Andrew Synnott and Lauren Land; and HSF
Kramer Paris partner Vincent Hatton, Of Counsel Sonia Rogez and
associate Mathilde Fauconnier.
Contributor
Herbert Smith Freehills Kramer is a world-leading global law firm, where our ambition is to help you achieve your goals. Exceptional client service and the pursuit of excellence are at our core. We invest in and care about our client relationships, which is why so many are longstanding. We enjoy breaking new ground, as we have for over 170 years. As a fully integrated transatlantic and transpacific firm, we are where you need us to be. Our footprint is extensive and committed across the world’s largest markets, key financial centres and major growth hubs. At our best tackling complexity and navigating change, we work alongside you on demanding litigation, exacting regulatory work and complex public and private market transactions. We are recognised as leading in these areas. We are immersed in the sectors and challenges that impact you. We are recognised as standing apart in energy, infrastructure and resources. And we’re focused on areas of growth that affect every business across the world.
