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Banking & Finance Updates September 2026
In August 2026, the Reserve Bank of India (RBI) released the draft Reserve Bank of India (Interest Rates on Loans and Advances) Directions, 2026, proposing a comprehensive framework for the way regulated entities determine and apply interest rates on loans. While the Indian banking sector has long operated under a patchwork of institution specific instructions, the draft Directions seek to bring much-needed consistency to interest rate regulation across banks, cooperative banks, regional rural banks (RRBs), all-India financial institutions and NBFCs. If finalised in their present form, the Directions will come into effect from 1 April 2027.
India Finance
KS
King, Stubb & Kasiva
Article
Navigating A Partnership At Will And The Outgoing Partner’s Exit: Supreme Court Holds That The Share Must Be Valued When The Assets Are Actually Realized, Not On The Date Of Dissolution
The Supreme Court, in V. Sumitra Reddy & Anr. vs. K. Ranganadha Reddy & Ors. (2026 INSC 979) (‘Sumitra Reddy vs. Ranganadha Reddy‘), has held that once a partnership at will stands dissolved, the residue in the assets of the firm has to be valued as on the date those assets are actually realised, and not as on the date of dissolution, particularly where the continuing partners have gone on using the dissolved firm’s property for a reconstituted business instead of settling accounts with the outgoing partner.
India Litigation
KS
King, Stubb & Kasiva
Article
DPDP Act Compliance For Startups And MSMEs: A Minimum Viable Data Protection Framework
The Digital Personal Data Protection Rules, 2025 (“DPDP Rules”) were notified on 13 November 2025, more than two years after the Digital Personal Data Protection Act, 2023 (“DPDP Act” or “Act”) received Presidential assent. The Government has adopted a phased implementation approach, with most of the substantive obligations under the Act and Rules becoming operative 18 months from the date of notification, i.e., on 13 May 2027.
India Privacy
KS
King, Stubb & Kasiva
Article
India: Jan Vishwas And Intellectual Property Compliance – The Changing Landscape Of IP Penalties
India’s intellectual property (“IP”) framework has shifted towards decriminalisation and proportionate enforcement through the Jan Vishwas (Amendment of Provisions) Act, 2023 (“Jan Vishwas Act 2023”). The reforms, effective from 1 August 2024, amended several provisions of India’s principal IP statutes, including the Patents Act, 1970, the Trade Marks Act, 1999, the Copyright Act, 1957 and the Geographical Indications of Goods (Registration and Protection) Act, 1999 (“GI Act”).
India IP
KS
King, Stubb & Kasiva
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