ARTICLE
24 December 2025

Who Is Liable When Multiple Contractors Cause A Defect?

CJ
Clendening Johnson & Bohrer

Contributor

Clendening Johnson & Bohrer, P.C. is a client-driven law firm with offices in Bloomington, Indiana. Our experienced attorneys and professional staff provide a full range of litigation, business and personal legal services. We firmly believe that our clients are our most important business asset. Whether this is the first time you have retained our firm or you are one of our valued clients who regularly uses our services, we understand that successfully and efficiently concluding your legal matter is vitally important.

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When a construction defect appears, many property owners want a clear answer to one question: who is responsible?
United States Indiana Real Estate and Construction

When a construction defect appears, many property owners want a clear answer to one question: who is responsible? On most Indiana building projects, many people take part in the work. General contractors, subcontractors, designers and suppliers can all share the blame. Because so many different hands touch a single project, liability can fall on more than one party.

Indiana courts focus on how the defect happened and who helped cause it. Looking at responsibility early can help owners, developers and contractors decide how to respond and what steps to take next.

How liability is assessed when more than one party is involved

Construction defect claims usually begin with a close review of the project. Courts and attorneys look at several key issues to decide who may be responsible:

  • Each party's scope of work: Liability usually depends on whether the defect falls within the work a contractor agreed to perform.
  • Control and supervision: Liability often increases when a party directs or supervises the work.
  • Compliance with plans and codes: Liability may arise when a party ignores plans, building codes or industry standards.
  • Causation: Liability depends on whether a party's actions caused or worsened the defect.
  • Comparative fault: Indiana law allows courts to divide responsibility among multiple parties.

These factors help courts assign fault based on each party's role. Shared responsibility does not always mean equal responsibility.

Common parties that may share responsibility

Several groups may face claims in a construction defect case. General contractors often face questions about oversight and coordination. Subcontractors may face claims tied to specific trades, such as plumbing or electrical work. Architects and engineers may share responsibility when design problems contribute to the defect.

In some cases, owners or developers may also face risk if their decisions affected quality. Defective materials can bring suppliers or manufacturers into the dispute as well.

How contracts and indemnity clauses affect defect claims

Construction contracts often shape how defect cases move forward. Some contracts require one party to defend or reimburse another's legal defense. Insurance terms, notice rules and deadlines also matter. Because contract language can shift risk, these disputes turn on careful contract review early in the case.

Bringing it all together

When multiple contractors contribute to a construction defect, liability rarely turns on one simple answer. Courts rely on facts, documents and expert input to sort out responsibility. Early legal guidance can help parties understand their position, protect evidence and manage disputes before costs grow.

The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.

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