ARTICLE
9 October 2024

How Long Do I Have To Start An Accident Claim In Ontario?

NL
Nelligan Law

Contributor

Our team of lawyers, legal assistants, and administrative professionals are dedicated to providing the best possible services for our clients. We take pride in the opportunity to make a meaningful impact in our clients’ lives.

We know that no one wants to find themselves needing a lawyer – whether you’ve lost your job, are separating from your spouse, or were injured in an accident.

During these vulnerable moments in life, you need not only an experienced professional in your corner, but someone who listens, understands what you’re going through, and can take on some of the emotional burden. That’s what our team provides.

While our profession is the law, our mission is peace of mind.

You generally have two (2) years from the date of your accident or injury to file a claim in Ontario. Accident Benefits claims must be filed within thirty (30) days of the accident.
Canada Litigation, Mediation & Arbitration

Short Answer:

  • Personal Injury Claim: Two (2) years to file
  • Accident Benefits Claims: Thirty (30) day

Longer Answer:

You generally have two (2) years from the date of your accident or injury to file a claim in Ontario. Accident Benefits claims must be filed within thirty (30) days of the accident. It is important to remember that if you miss this deadline, you may lose your right to seek compensation. While the standard limitation period is two years, there are important exceptions and additional details to consider. For instance, if you're suing a municipality (city or town), you have only ten (10) days to provide notice of your claim. Also, if you don't immediately realize that you were injured, the two-year period begins when you discover the injury. Keep in mind that what the court considers "knowledge" of an injury may differ from your understanding, so it's always best to start the process early. Another exception is that if you are under 18, you may have a longer limitation period. However, acting promptly is always the safest approach.

Why Act Fast?

Even though you have two years, waiting can hurt your claim. Here's why:

  1. Your lawyer needs time to review your case and prepare necessary documents.
  2. Delaying increases the risk of forgetting important details.
  3. Evidence and witnesses may become unavailable over time.

Starting early ensures a smoother process, quicker resolution, and better focus on your recovery.

What to Do After an Accident:

  1. Prioritize your recovery – Your health comes first.
  2. Document everything – Keep a journal of your experience, noting both physical and emotional effects. Organize your medical bills and track your treatments.
  3. Contact a lawyer – Seeking legal advice early can make the process easier. Your lawyer can guide you on Accident Benefits and your right to sue the responsible party.

Nelligan Law is grateful for the contribution of Joe Habr, Articling Student, in writing this blog post.

The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.

Mondaq uses cookies on this website. By using our website you agree to our use of cookies as set out in our Privacy Policy.

Learn More