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On April 17, 2018, the House of Representatives passed the Protecting Children from Identity Theft Act, which authorizes the Social Security Administration to establish a new database so that financial institutions can verify a person's Social Security number, name, and date of birth before reporting it to a credit agency. The legislation seeks to prevent "synthetic identity theft"—mixing a real Social Security number with fake information—perpetuated against children and others with minimal credit history.
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